Core rules12
Occupancy / age restrictions
Restricted
The community is for persons 55 years or older, requiring at least one resident per home to be 55 or older, and prohibiting permanent residency for anyone under 19, with temporary visits for those under 19 limited to 30 days per calendar year.
“The Subdivision is an adult community designed to provide housing for persons 55 years of age or older. All Homes that are occupied must be occupied by at least one person who is at least fifty-five (55) years of age. No person under nineteen (19) years of age may be a permanent resident of a Home, except that persons below the age of nineteen (19) years may be permitted to visit and temporarily reside for periods not exceeding thirty (30) days in total in any calendar year period.”
Declaration · p.3
Rentals / leasing
Not addressed
Short-term rentals
Not addressed
Pets
Restricted
Birds, fish, dogs, and cats are permitted, with a maximum of two (2) pets per Homesite; owners are responsible for any damage caused by pets, immediate removal and disposal of pet excrement, and keeping pets on a leash; no other animals, livestock, or poultry are allowed.
“Birds, fish, dogs and cats shall be permitted, with a maximum of two (2) pets per Homesite. Each Owner shall be personally responsible for any damage caused to dedicated or reserved areas by any such pet and shall be responsible to immediately remove and dispose of any excrement of such pet and shall be responsible to keep such pet on a leash. No other animals, livestock, or poultry of any kind shall be raised, bred, or kept on any Homesite or on dedicated or reserved areas.”
Declaration · 2.23 · p.3
Last verified 2026-07-17
RVs & campers
Restricted
Recreational vehicles are prohibited from being parked or stored on any homesite or street unless fully enclosed in a garage.
“No trucks in excess of 3/4 ton size, boats, or recreational vehicles shall be parked, stored or otherwise remain on any Homesite or street, except for (a) service vehicles located thereon on a temporary basis while performing a service for a resident or (b) vehicles fully enclosed in garages located on the Homesite.”
Declaration · Section 2.4 · p.2
Boats
Restricted
Boats are prohibited from being parked or stored on any homesite or street unless fully enclosed in a garage.
“No trucks in excess of 3/4 ton size, boats, or recreational vehicles shall be parked, stored or otherwise remain on any Homesite or street, except for (a) service vehicles located thereon on a temporary basis while performing a service for a resident or (b) vehicles fully enclosed in garages located on the Homesite.”
Declaration · Section 2.4 · p.2
Parking
Restricted
Trucks exceeding 3/4 ton, boats, or recreational vehicles are prohibited from being parked, stored, or remaining on any homesite or street, except for temporary service vehicles or vehicles fully enclosed in garages; inoperable or junk vehicles/equipment are also prohibited.
“No trucks in excess of 3/4 ton size, boats, or recreational vehicles shall be parked, stored or otherwise remain on any Homesite or street, except for (a) service vehicles located thereon on a temporary basis while performing a service for a resident or (b) vehicles fully enclosed in garages located on the Homesite. No vehicles incapable of operation shall be stored on any Homesite nor shall any junk vehicles or equipment be kept on any Homesite.”
Declaration · 2.9 · p.2
Last verified 2026-07-17
Fences
Requires approval
No fence of any kind may be placed on the property without prior written approval from the Developer.
“No arbor, trellis, gazebo, pergola (or similar item), awning, fence, barrier, wall or structure of any kind or nature shall be placed on the property without prior written approval of the Developer.”
Declaration · p.3
Architectural approval
Restricted
Only one conventionally built home is permitted per homesite, which must have a garage, be at least 1240 square feet (excluding non-heated/non-air-conditioned space), have at least a 6" in 12" roof pitch, and be constructed by the Developer or its designee in a design harmonious with the development, including specific requirements for eave and gable overhangs, approved roofing materials, and ceilings in all areas.
“There shall be only one Home on each Homesite. All Homes must have garages and be of at least 1240 square feet, exclusive of any garage, storage room, screen room orother non-heated and non-air-conditioned space. All Homes must be constructed with at least a 6" in 12" rise and run roof pitch. The Home shall be a conventionally built Home and which must be placed on the Homesite and constructed by the Developer, or its designee, of a design approved by the Developer as being harmonious with the development as to color, construction materials, design, size and other qualities. Each Home must have eave overhangs and gable overhangs, and all roofing materials shall be approved by the Developer, including the roof over garages, screen porches, utility rooms, etc., and all areas must have ceilings.”
Declaration · 2.2 · p.1
Last verified 2026-07-17
Home business
Not allowed
Commercial, professional, or similar activities requiring inventory, equipment, or customer/client visits are prohibited from being conducted in a home or on a homesite.
“Properties within the Subdivision are intended for residential use and no commercial, professional or similar activity requiring either maintaining an inventory, equipment or customer/client visits may be conducted in a Home or on a Homesite.”
Declaration · Section 2.4 · p.2
Signs
Restricted
Signs are generally prohibited, but customary name and address signs are allowed, and one 'for sale or rent' sign is permitted if it is no larger than 12x12 inches, located inside the home, and visible only through a window.
“No sign of any kind shall be displayed to public view on a Homesite or any dedicated or reserved area without the prior written consent of the Developer, except customary name and address signs and one sign advertising a property for sale or rent which shall be no larger than twelve (12) inches wide and twelve (12) inches high and which shall be located wholly within the Home and only visible through a window of the Home.”
Declaration · p.3
Setbacks
Not addressed
Easements for utilities are reserved along property lines, specifically a 7.5-foot width along rear lines, a 10-foot width along front lines, and a 5-foot width along side lot lines of every Homesite, within which no building or other improvements are permitted without prior written approval from the Developer.
Exterior & architectural7
Antennas, solar panels, generators & equipment
Restricted
Aerials, satellite reception dishes, and antennas of any kind are prohibited within the Subdivision to the extent allowed by law, with the location of any approved device requiring prior written approval from the Developer.
“Aerials, satellite reception dishes, and antennas of any kind are prohibited within the Subdivision to the extent allowed by law. The location of any approved device will be as previously approved by the Developer in writing.”
Declaration · 2.17 · p.3
Last verified 2026-07-17
Conservation, wetlands & environmental
Not allowed
No person may enter into any wildlife preserve areas designated in the Development Orders, except as permitted therein.
“Except as permitted in the Development Orders entered into in connection with the Villages of Sumter, a Development of Regional Impact, no person may enter into any wildlife preserve set forth within the areas designated as such in those Development Orders.”
Declaration · 2.15 · p.3
Last verified 2026-07-17
Driveways & walkways
Restricted
Each home and homesite must include a concrete driveway, and no new driveways, walkways, cartpaths, or access points are permitted on road rights-of-way, walkways, or cartpaths unless originally constructed by the Developer.
“Each Home and Homesite must contain a concrete driveway, and a lamppost must be erected in the front yard of each Homesite. Except as originally constructed by the Developer, no driveways, walkways, cartpaths or access shall be located on or permitted to any road right-of-way, walkway or cartpath.”
Declaration · 2.8 · p.2
Last verified 2026-07-17
Exterior & landscape lighting
Restricted
Exterior lighting must be attached to the Home and shaded to prevent nuisance to others, and no other light poles may be erected.
“Except as provided above, exterior lighting must be attached to the Home and shaded so as not to create a nuisance to others. No other light poles may be erected.”
Declaration · 2.8 · p.3
Last verified 2026-07-17
Exterior colors, materials & trim
Restricted
Homesite owners must contact the Developer or architectural review committee for paint specifications for perimeter security walls, gates, and fences.
“The Homesite Owner must contact the Developer or the architectural review committee for paint specifications.”
Declaration · 2.12 · p.3
Last verified 2026-07-17
Pools, spas & screen enclosures
Allowed
Screen cages over patios and pools are permitted.
“Screen cages over patios and pools are allowed.”
Declaration · 2.4 · p.1
Last verified 2026-07-17
Property & structure upkeep
Restricted
Owners must keep their homesites neat and clean, with grass cut, irrigated, and edged at all times, and are responsible for maintaining unpaved areas between their homesite and adjacent roadways/walkways, as well as areas adjoining land use/landscape buffers or wildlife preserves, and the surface and structural integrity of perimeter security walls, gates, or fences.
“Owners shall keep their Homesites neat and clean and the grass cut, irrigated and edged at all times. The Homesite Owner shall have the obligation to mow and maintain the unpaved area between an adjacent roadway or walkway located in the road right of way and the Owner's Homesite. Persons owning Homesites adjacent to a land use or landscape buffer, or a wildlife preserve, shall have the obligation to mow and maintain all areas between their Homesite lot line and the land use or landscape buffer, and between their Homesite lot line and the board fence on the adjoining wildlife preserve, even though they may not own that portion of the land. Additionally, for those Owners of Homesites adjoining perimeter security walls, gates, or fences originally constructed by the Developer, Owners shall be responsible for maintenance and repairs of the surface and structural integrity of the walls, gates, and fences adjoining the Owners Homesite whether on the Owners Homesite or on an adjacent Homesite, reserved area or dedicated area.”
Declaration · 2.12 · p.2
Last verified 2026-07-17
Landscaping & yard4
Clotheslines / outdoor drying
Not allowed
The hanging of clothes or clotheslines or poles is prohibited to the extent allowed by law.
“The hanging of clothes or clotheslines or poles is prohibited to the extent allowed by law.”
Declaration · 2.25 · p.4
Last verified 2026-07-17
Landscaping & lawn maintenance
Restricted
Irrigation water provided by SWCA is for irrigation purposes only and cannot be used for human or pet consumption, bathing, washing, car washing, or any other non-irrigation use; potable water may not be used for irrigation except for supplemental irrigation of annuals and heat-stressed areas with a hose and automatic shutoff nozzle, but sprinklers on a hose connection are not permitted.
“The irrigation water provided by SWCA is suitable for irrigation purposes only. The irrigation water can not be used for human or pet consumption, bathing, washing, car washing or any other use except for irrigation. Owners covenant to ensure that no one on the Homesite uses irrigation water for any non-irrigation purpose. Potable water may not be used for irrigation, except that supplemental irrigation with potable water is limited to annuals and the isolated treatment of heat stressed areas. All supplemental irrigation utilizing potable water must be done with a hose with an automatic shutoff nozzle. Use of sprinklers on a hose connection is not permitted.”
Declaration · 2.7 · p.6
Last verified 2026-07-17
Lawn ornaments & decor
Restricted
Lawn ornaments are prohibited, except for seasonal displays that do not exceed a thirty (30) day duration.
“Lawn ornaments are prohibited, except for seasons displays not exceeding a thirty (30) day duration.”
Declaration · 2.16 · p.3
Last verified 2026-07-17
Mailboxes
Not allowed
Individual mailboxes are not permitted on homesites, as mailboxes are provided by the U.S. Postal Service and housed by the Developer for a one-time charge.
“Individual mailboxes may not be located upon a Homesite. Mailboxes are provided by the U.S. Postal Service at no cost to Owner, however, those boxes shall be housed by the Developer at a one time charge of $190.00 per box, payable at the time of the initial sale of the Homesitefrom Developer to Owner.”
Declaration · 4.4 · p.7
Last verified 2026-07-17
Use & conduct4
Insurance & rebuilding after damage
Restricted
If a residence is damaged or destroyed, the owner must rebuild, repair, or reconstruct it to its prior appearance and condition within two months of damage and complete the work within eight months, subject to existing restrictions.
“If all or any portion of a residence is damaged or destroyed by fire or other casualty, it shall be the duty of the Owner thereof, with all duediligence, to rebuild repair, or reconstruct such residence and walls in a manner which will substantially restore it to its appearance and condition immediately prior to the casualty. Reconstruction shall be undertaken within two (2) months after the damage occurs, and shall be completed within eight (8) months after the damage occurs, unless prevented by governmental authority. Such reconstruction is subject to the provisions of these restrictions.”
Declaration · 2.28 · p.4
Last verified 2026-07-17
Noise, nuisance & conduct
Restricted
Owners must use their property in a manner that allows neighbors to enjoy their property, with radios, record players, television, voices, and other sounds kept at a moderate level from 10:00 PM to one hour before daylight.
“Each Owner shall use his property in such amanner as to allow his neighbors to enjoy the use of their property. Radios, record players, television, voices and other sounds are to be kept on a moderate level from 10:00 PM to one (1) hour before daylight.”
Declaration · 2.21 · p.3
Last verified 2026-07-17
Solicitation & yard sales
Restricted
The Developer reserves the right to prohibit or control all peddling, soliciting, selling, delivery, and vehicular traffic within the Subdivision.
“The Developer reserves the right to prohibit or control all peddling, soliciting, selling, delivery and vehicular traffic within the Subdivision.”
Declaration · 2.22 · p.3
Last verified 2026-07-17
Trash & recycling
Restricted
Garbage and trash service is provided by a Developer-designated carrier, with charges paid separately by each owner; no rubbish, trash, garbage, or other waste material may be kept on any homesite or dedicated/reserved areas except in sanitary containers concealed from public view before curbside collection; once curbside, garbage must be in Developer-prescribed plastic bags and placed no earlier than the day before scheduled pick-up; owners may be required to participate in a curbside recycling program.
“To maintain the Subdivision in a clean and sanitary condition and to minimize heavy commercial traffic within the Subdivision, garbage and trash service shall be provided by a carrier designated by the Developer, and the charges therefore shall be paid separately by each Owner. Prior to being placed curbside for collection, no rubbish, trash, garbage, or other waste material shall be kept or permitted on any Homesite or on dedicated or reserved areas except in sanitary containers located in appropriate areas concealed from public view. Once placed curbside for collection, all garbage will be contained in plastic bags prescribed by the Developer and placed curbside no earlier than the day before scheduled pick-up. Developer reserves the right to require all Owner's to participate in a curbside recycling program if and when one is instituted.”
Declaration · 4.3 · p.6
Last verified 2026-07-17