est. 2026 · Florida

Villages of Sumter Unit 148

, Sumter County, FL

Part of The Villages. This is one platted neighborhood (“Unit”) within The Villages; its rules come from its own recorded declaration. See the The Villages overview.

deed restricted

Core rules12

Occupancy / age restrictions

Restricted

The community is for persons 55 years or older, requiring at least one occupant per home to be 55+, prohibiting permanent residents under 19 (with visitor limits of 30 days/year), and allowing Developer-granted hardship exceptions for 19-55 year olds if 80% adult occupancy is maintained.

The Subdivision is an adult community designed to provide housing for persons 55 years of age or older. All Homes that are occupied must be occupied by at least one person who is at least fifty-five (55) years of age. No person under nineteen (19) years of age may be a permanent resident of a Home, except that persons below the age of nineteen (19) years may be permitted to visit and temporarily reside for periods not exceeding thirty (30) days in total in any calendar year period. The Developer or its designee in its sole discretion shall have the right to establish hardship exceptions to permit individuals between the ages of nineteen (19) and fifty-five (55) to permanently reside in a Home even though there is not a permanent resident in the Home who is fifty-five (55) years of age or over, providing that said exceptions shall not be permitted in situations where the granting of a hardship exception would result in less than 80% of the Homesites in the Subdivision having less than one resident fifty-five (55) years of age or older, it being the intent that at least 80% of the units shall at all times have at least one resident fifty-five (55) years of age or older.

Declaration · 2.25 · p.3

Last verified 2026-07-17

Rentals / leasing

Not addressed

Information regarding rentals is not addressed in the provided document.

Short-term rentals

Not addressed

Information regarding short-term rentals is not addressed in the provided document.

Pets

Restricted

Birds, fish, dogs, and cats are permitted, with a maximum of two (2) pets per Homesite; owners are responsible for any damage caused by pets, must immediately remove and dispose of pet excrement, and must keep pets on a leash; no other animals, livestock, or poultry are allowed.

Birds, fish, dogs and cats shall be permitted, with a maximum of two (2) pets per Homesite. Each Owner shall be personally responsible for any damage caused to dedicated or reserved areas by any such pet and shall be responsible to immediately remove and dispose of any excrement of such pet and shall be responsible to keep such pet on a leash. No other animals, livestock, or poultry of any kind shall be raised, bred, or kept on any Homesite or on dedicated or reserved areas.

Declaration · 2.24 · p.3

Last verified 2026-07-17

RVs & campers

Not addressed

Boats

Not addressed

Parking

Restricted

Trucks over 3/4 ton, boats, or recreational vehicles are prohibited from being parked, stored, or remaining on any homesite or street, except for temporary service vehicles or vehicles fully enclosed in garages; inoperable or junk vehicles/equipment are also prohibited.

No trucks in excess of 3/4 ton size, boats, or recreational vehicles shall be parked, stored or otherwise remain on any Homesite or street, except for (a) service vehicles located thereon on a temporary basis while performing a service for a resident or (b) vehicles fully enclosed in garages located on the Homesite. No vehicles incapable of operation shall be stored on any Homesite nor shall any junk vehicles or equipment be kept on any Homesite.

Declaration · 2.9 · p.2

Last verified 2026-07-17

Fences

Not addressed

Architectural approval

Restricted

All outside structures for storage or utility must be permanently constructed additions, attached to the home, and of like construction, as per Section 2.4.

All outside structures for storage or utility purposes must be permanently constructed additions in accordance with Section 2.4 and of like construction and permanently attached to the Home.

Declaration · 2.9 · p.2

Last verified 2026-07-17

Home business

Not addressed

Signs

Restricted

No signs of any kind may be displayed to public view without prior written Developer consent, except for customary name/address signs and one 'for sale or rent' sign (max 12"x12") located wholly within and visible only through a home window.

No sign of any kind shall be displayed to public view on a Homesite or any dedicated or reserved area without the prior written consent of the Developer, except customary name and address signs and one sign advertising a property for sale or rent which shall be no larger than twelve (12) inches wide and twelve (12) inches high and which shall be located wholly within the Home and only visible through a window of the Home.

Declaration · 2.16 · p.3

Last verified 2026-07-17

Setbacks

Not addressed

The document does not contain any information regarding setbacks.

Exterior & architectural5

Antennas, solar panels, generators & equipment

Restricted

Aerials, satellite reception dishes, and antennas are prohibited within the Subdivision to the extent allowed by law, and any approved devices must have Developer's prior written approval for their location.

Aerials, satellite reception dishes, and antennas of any kind are prohibited within the Subdivision to the extent allowed by law. The location of any approved device will be as previously approved by the Developer in writing.

Declaration · 2.17 · p.3

Last verified 2026-07-17

Conservation, wetlands & environmental

Restricted

No owner may construct, maintain any building or structure, or perform any activity in wetlands, buffer areas, and upland conservation areas without prior approval from the appropriate governmental agency or pursuant to Chapter 40D-4, F.A.C.

No owner of the property within the Subdivision may construct or maintain any building, residence, or structure, or undertake or perform any activity in the wetlands, buffer areas, and upland conservation areas described in the approved permit or recorded plat of the Subdivision, unless prior approval is received by the appropriate governmental agency, or pursuant to Chapter 40D-4, F.A.C.

Declaration · 2.15 · p.4

Last verified 2026-07-17

Driveways & walkways

Not allowed

No driveways, walkways, cartpaths, or access points are permitted on any road right-of-way, walkway, or cartpath, unless originally constructed by the Developer.

Except as originally constructed by the Developer, no driveways, walkways, cartpaths or access shall be located on or permitted to any road right-of-way, walkway or cartpath.

Declaration · 2.8 · p.3

Last verified 2026-07-17

Exterior & landscape lighting

Restricted

Exterior lighting must be attached to the Home and shaded to prevent nuisance to others; no other light poles may be erected.

Except as provided above, exterior lighting must be attached to the Home and shaded so as not to create a nuisance to others. No other light poles may be erected.

Declaration · 2.19 · p.3

Last verified 2026-07-17

Property & structure upkeep

Restricted

Owners must keep their homesites neat, clean, and the grass cut, irrigated, and edged at all times, including unpaved areas between the homesite and adjacent roadways/walkways, and areas between their lot line and land use/landscape buffers or wildlife preserve fences.

Owners shall keep their Homesites neat and clean and the grass cut, irrigated and edged at all times. The Homesite Owner shall have the obligation to mow and maintain the unpaved area between an adjacent roadway or walkway located in the road right of way and the Owner's Homesite. Persons owning Homesites adjacent to a land use or landscape buffer, or a wildlife preserve, shall have the obligation to mow and maintain all areas between their Homesite lot line and the land use or landscape buffer, and between their Homesite lot line and the board fence on the adjoining wildlife preserve, even though they may not own that portion of the land.

Declaration · 2.12 · p.2

Last verified 2026-07-17

Landscaping & yard4

Clotheslines / outdoor drying

Not allowed

The hanging of clothes or clotheslines or poles is prohibited to the extent allowed by law.

The hanging of clothes or clotheslines or poles is prohibited to the extent allowed by law.

Declaration · 2.26 · p.4

Last verified 2026-07-17

Landscaping & lawn maintenance

Restricted

Owners of homesites subject to Water Feature Landscaping Easements or Special Easements for Landscaping must perpetually maintain the easement area, not remove or destroy Developer-installed landscape or fencing without written approval, and promptly replace dead foliage; owners adjoining perimeter security walls or fences are responsible for their maintenance and repairs, sharing costs if applicable, and must maintain up to such structures.

The Owners of Homesites subject to a Water Feature Landscaping Easement and Owners of Homesites subject to a Special Easement for Landscaping shall perpetually maintain the easement area and will not remove or destroy any landscape or fencing thereon originally installed by the Developer without the Developer's advance written approval, and will promptly replace all dead foliage located therein. Additionally, for those Owners of Homesites adjoining perimeter security walls or fences originally constructed by the Developer, Owners shall be responsible for maintenance and repairs of the surface and structural integrity of the walls and fences adjoining the Owners Homesite whether on the Owners Homesite or on an adjacent Homesite, reserved area or dedicated area. Where a wall or fence adjoins more than one Homesite, the cost of maintaining and repairing the surface and the structural integrity of the wall or fence shall be shared among the respective Owners served by such wall or fence. Such Owners are encouraged to maintain the perimeter security walls and fences in a cooperative and uniform manner with the adjacent Homesite Owners so as to present to the public a uniform and well-maintained appearance of the Subdivision as a whole. The Homesite Owner must contact the Developer or the architectural review committee for paint specifications. Owners of Homesites adjoining stack block walls, perimeter security walls, landscaped buffers or fences shall maintain up to such wall, buffer or fence whether or not such area is within or outside of the Homesite.

Declaration · 2.7 · p.2

Last verified 2026-07-17

Lawn ornaments & decor

Restricted

Lawn ornaments are prohibited, except for seasonal displays not exceeding a thirty (30) day duration.

Lawn ornaments are prohibited, except for seasons displays not exceeding a thirty (30) day duration.

Declaration · 2.16 · p.3

Last verified 2026-07-17

Mailboxes

Not allowed

Individual mailboxes are not permitted on a Homesite; mailboxes are provided by the U.S. Postal Service and housed by the Developer for a one-time lifetime charge of $190.00 per box, with a new charge applied to new Owners at the prevailing rate upon title transfer, which is a condition of using the housing provided by the Developer.

Individual mailboxes may not be located upon a Homesite. Mailboxes are provided by the U.S. Postal Service at no cost to Owner, however, those boxes shall be housed by Developer at a one time lifetime charge to Owner of $190.00 per box. If title to a Homesite is transferred, a new charge shall be made to the new Owner at the then prevailing mailbox fee being charged to new Owners of Homesites in the most recent addition or unit of the VILLAGES OF SUMTER. Payment of this fee shall be a condition of the use of the housing provided by Developer.

Declaration · 4.4 · p.7

Last verified 2026-07-17

Use & conduct4

Insurance & rebuilding after damage

Restricted

If a residence is damaged or destroyed, the Owner must rebuild, repair, or reconstruct it to its prior appearance and condition within two (2) months of damage, and complete it within eight (8) months, unless prevented by governmental authority, subject to existing restrictions.

If all or any portion of a residence is damaged or destroyed by fire or other casualty, it shall be the duty of the Owner thereof, with all due diligence, to rebuild repair, or reconstruct such residence and walls in a manner which will substantially restore it to its appearance and condition immediately prior to the casualty. Reconstruction shall be undertaken within two (2) months after the damage occurs, and shall be completed within eight (8) months after the damage occurs, unless prevented by governmental authority. Such reconstruction is subject to the provisions of these restrictions.

Declaration · 2.29 · p.4

Last verified 2026-07-17

Noise, nuisance & conduct

Restricted

Owners must use their property in a manner that allows neighbors to enjoy their property, with radios, record players, television, voices, and other sounds kept at a moderate level from 10:00 PM to one hour before daylight.

Each Owner shall use his property in such a manner as to allow his neighbors to enjoy the use of their property. Radios, record players, television, voices and other sounds are to be kept on a moderate level from 10:00 PM to one (1) hour before daylight.

Declaration · 2.22 · p.3

Last verified 2026-07-17

Solicitation & yard sales

Restricted

The Developer reserves the right to prohibit or control all peddling, soliciting, selling, delivery, and vehicular traffic within the Subdivision.

The Developer reserves the right to prohibit or control all peddling, soliciting, selling, delivery and vehicular traffic within the Subdivision.

Declaration · 2.23 · p.3

Last verified 2026-07-17

Trash & recycling

Restricted

Garbage and trash service is provided by a Developer-designated carrier, with charges paid separately by each Owner; Owners must participate in a curbside recycling program if instituted; rubbish, trash, garbage, or other waste material must be kept in sanitary containers concealed from public view before curbside placement; and once curbside, garbage must be in Developer-prescribed plastic bags and placed no earlier than the day before scheduled pick-up.

To maintain the Subdivision in a clean and sanitary condition and to minimize heavy commercial traffic within the Subdivision, garbage and trash service shall be provided by a carrier designated by the Developer, and the charges therefore shall be paid separately by each Owner. Owner agrees that garbage and trash service shall commence on the closing date the Owner purchases Owner's Homesite and Home. Owner acknowledges that garbage and trash services is provided, and the fee for such service is payable, on a year-round basis regardless of use or occupancy. Developer reserves the right to require all Owners to participate in a curbside recycling program if and when one is instituted. Prior to being placed curbside for collection, no rubbish, trash, garbage, or other waste material shall be kept or permitted on any Homesite or on dedicated or reserved areas except in sanitary containers located in appropriate areas concealed from public view. Once placed curbside for collection, all garbage will be contained in plastic bags prescribed by the Developer and placed curbside no earlier than the day before scheduled pick-up.

Declaration · 4.3 · p.6

Last verified 2026-07-17