Core rules12
Occupancy / age restrictions
Restricted
The community is designed for persons 55 years of age or older, requiring at least one occupant per home to be 55 or older, and prohibiting permanent residents under 19 years of age, with temporary visits for those under 19 limited to 30 days per calendar year.
“The Subdivision is an adult community designed to provide housing for persons 55 years of age or older. All Homes that are occupied must be occupied by at least one person who is at least fifty-five (55) years of age. No person under nineteen (19) years of age may be a permanent resident of a Home, except that persons below the age of nineteen (19) years may be permitted to visit and temporarily reside for periods not exceeding thirty (30) days in total in any calendar year period.”
Declaration · p.4
Rentals / leasing
Not addressed
Short-term rentals
Not addressed
Pets
Restricted
Birds, fish, dogs, and cats are permitted, with a maximum of two pets per Homesite; owners are responsible for any damage caused by pets, immediate removal and disposal of pet excrement, and keeping pets on a leash. No other animals, livestock, or poultry are allowed.
“Birds, fish, dogs and cats shall be permitted, with a maximum of two (2) pets per Homesite. Each Owner shall be personally responsible for any damage caused to dedicated or reserved areas by any such pet and shall be responsible to immediately remove and dispose of any excrement of such pet and shall be responsible to keep such pet on a leash. No other animals, livestock, or poultry of any kind shall be raised, bred, or kept on any Homesite or on dedicated or reserved areas.”
Declaration · 2.23 · p.4
Last verified 2026-07-17
RVs & campers
Restricted
Recreational vehicles are prohibited from being parked, stored, or remaining on any homesite or street, unless they are service vehicles temporarily performing a service or are fully enclosed in garages located on the homesite.
“No trucks in excess of 3/4 ton size, boats, or recreational vehicles shall be parked, stored or otherwise remain on any Homesite or street, except for (a) service vehicles located thereon on a temporary basis while performing a service for a resident or (b) vehicles fully enclosed in garages located on the Homesite.”
Declaration · Section 2.4 · p.3
Boats
Restricted
Boats are prohibited from being parked, stored, or remaining on any homesite or street, unless they are service vehicles temporarily performing a service or are fully enclosed in garages located on the homesite.
“No trucks in excess of 3/4 ton size, boats, or recreational vehicles shall be parked, stored or otherwise remain on any Homesite or street, except for (a) service vehicles located thereon on a temporary basis while performing a service for a resident or (b) vehicles fully enclosed in garages located on the Homesite.”
Declaration · Section 2.4 · p.3
Parking
Restricted
Trucks exceeding 3/4 ton, boats, or recreational vehicles are prohibited from being parked, stored, or remaining on any Homesite or street, except for temporary service vehicles or vehicles fully enclosed in garages. Inoperable or junk vehicles/equipment are not allowed to be stored on any Homesite.
“No trucks in excess of 3/4 ton size, boats, or recreational vehicles shall be parked, stored or otherwise remain on any Homesite or street, except for (a) service vehicles located thereon on a temporary basis while performing a service for a resident or (b) vehicles fully enclosed in garages located on the Homesite. No vehicles incapable of operation shall be stored on any Homesite nor shall any junk vehicles or equipment be kept on any Homesite.”
Declaration · 2.8 · p.3
Last verified 2026-07-17
Fences
Requires approval
No fence or structure of any kind shall be placed on the property without prior written approval from the Developer.
“No arbor, trellis, gazebo, pergola (or similar item), awning, fence, barrier, wall or structure of any kind or nature shall be placed on the property without prior written approval of the Developer.”
Declaration · p.4
Architectural approval
Requires approval
No building or structure can be constructed, erected, placed, or altered without prior written approval from the Developer, ensuring compliance with surface water management system plans. After construction, any reconstruction, additions, alterations, or modifications to the Home, its location, or utility connections require written consent from the Developer or an appointed architectural review committee, which will only grant approval if the work benefits and enhances the Subdivision and complies with surface water management plans.
“No building or structure shall be constructed, erected, placed or altered on any Homesite until the construction plans and specifications and a plan showing the location of the building or structure have been approved by the Developer. After the Home has been constructed, no reconstruction, additions, alterations, or modifications to the Home, or in the locations and utility connections of the Home will be permitted except with the written consent of the Developer, or an architectural review committee appointed by the Developer.”
Declaration · 2.2 · p.2
Last verified 2026-07-17
Home business
Not allowed
Properties are intended for residential use only, and no commercial, professional, or similar activity requiring inventory, equipment, or customer/client visits may be conducted in a Home or on a Homesite.
“Properties within the Subdivision are intended for residential use and no commercial, professional or similar activity requiring either maintaining an inventory, equipment or customer/client visits may be conducted in a Home or on a Homesite:”
Declaration · Section 2.4 · p.3
Signs
Restricted
Signs are generally prohibited unless they are customary name and address signs, or a single 'for sale or rent' sign no larger than 12x12 inches, visible only through a window, and all require prior written consent from the Developer.
“No sign of any kind shall be displayed to public view on a Homesite or any dedicated or reserved area without the prior written consent of the Doveloper, except customary name and address signs and one sign advertising a property for sale or rent which shall be no larger than twelve (12) inches wide and twelve (12) inches high and which shell be located wholly within the Home and only visible through a window of the Home. Lawn ornaments are prohibited, except for seasons displays not exceeding a thirty (30) day duration.”
Declaration · p.4
Setbacks
Not addressed
No building or other improvements are permitted within the reserved easements without prior written approval from the Developer, with easements typically being 7.5 feet along rear lines, 10 feet along front lines, and 5 feet along side lot lines.
Exterior & architectural6
Antennas, solar panels, generators & equipment
Restricted
Aerials, satellite reception dishes, and antennas of any kind are prohibited within the Subdivision to the extent allowed by law, with the location of any approved device requiring prior written approval from the Developer.
“Aerials, satellite reception dishes, and antennas of any kind are prohibited within the Subdivision to the extent allowed by law. The location of any approved device will be as previously approved by the Developer in writing.”
Declaration · 2.16 · p.4
Last verified 2026-07-17
Conservation, wetlands & environmental
Not allowed
No person may enter into any wildlife preserve set forth within the areas designated as such in the Development Orders, except as permitted therein.
“Except as permitted in the Development Orders entered into in connection with the Villages of Sumter, a Development of Regional Impact, no person may enter into any wildlife preserve set forth within the areas designated as such in those Development Orders.”
Declaration · 2.14 · p.3
Last verified 2026-07-17
Driveways & walkways
Restricted
Each Home and Homesite must contain a concrete driveway, and no driveways, walkways, cartpaths, or access shall be located on or permitted to any road right-of-way, walkway, or cartpath, except as originally constructed by the Developer.
“Each Home and Homesite must contain a concrete driveway, and a lamppost must be erected in the front yard of each Homesite. Except as originally constructed by the Developer, no driveways, walkways, cartpaths or access shall be located on or permitted to any road right-of-way, walkway or cartpath.”
Declaration · 2.7 · p.1
Last verified 2026-07-17
Exterior & landscape lighting
Restricted
Exterior lighting must be attached to the Home and shaded to prevent nuisance, and no other light poles may be erected.
“Except as provided above, exterior lighting must be attached to the Home and shaded so as not to create a nuisance to others. No other light poles may be erected.”
Declaration · 2.7 · p.4
Last verified 2026-07-17
Exterior colors, materials & trim
Requires approval
Owners of Homesites adjoining perimeter security walls or fences are responsible for their maintenance and repairs, and must contact the Developer or architectural review committee for paint specifications.
“Additionally, for those Owners of Homesites adjoining perimeter security walls or fences originally constructed by the Developer, Owners shall be responsible for maintenance and repairs of the surface and structural integrity of the walls and fences adjoining the Owners Homesite whether on the Owners Homesite or on an adjacent Homesite, reserved area or dedicated area. The Homesite Owner must contact the Developer or the architectural review committee for paint specifications.”
Declaration · 2.11 · p.3
Last verified 2026-07-17
Property & structure upkeep
Restricted
All Owners must notify the Developer when leaving their property for more than a 7-day period and advise of their tentative return date.
“All Owners shall notify the Developer when leaving their property for more than a 7-day period and shall simultaneously advise the Developer as to their tentative return date.”
Declaration · 2.20 · p.4
Last verified 2026-07-17
Landscaping & yard3
Landscaping & lawn maintenance
Restricted
The Owner of a Homesite owns and must maintain the irrigation water distribution system downstream from the water meter. Prior to any underground activity that could damage the VWCA Water Supply System, the Owner must contact VWCA to determine its location, and any damage to the VWCA Water Supply System will be repaired by VWCA at the Owner's sole cost.
“The Owner of a Homesite shall own and maintain the irrigation water distribution system downstream from the water meter measuring the amount of irrigation water supplied to the Homesite. VWCA shall own and maintain the irrigation water supply system upstream from, and including, the water meter measuring the amount of irrigation water supplied to the Homesite (the "VWCA Water Supply System"). Prior to commencing any underground activity which could damage the VWCA Water Supply System, the Owner shall contact VWCA to determine the location of the VWCA Water Supply System. Any damage to the VWCA Water Supply System shall be repaired by VWCA at the sole cost of the Owner.”
Declaration · 2.7 · p.6
Last verified 2026-07-17
Lawn ornaments & decor
Restricted
Lawn ornaments are prohibited, except for seasonal displays not exceeding a thirty (30) day duration.
“Lawn ornaments are prohibited, except for seasons displays not exceeding a thirty (30) day duration.”
Declaration · 2.15 · p.4
Last verified 2026-07-17
Mailboxes
Restricted
Individual mailboxes are not permitted on Homesites; mailboxes are provided by the U.S. Postal Service and housed by the Developer for a one-time lifetime charge of $190.00 per box, which is a condition of use and becomes a lien against the Homesite until paid, with the fee subject to increases.
“Individual mailboxes may not be located upon a Homesite. Mailboxes are provided by the U.S. Postal Service at no cost to Owner, however, those boxes shall be housed by Developer at a one time lifetime charge to Owner of $190.00 per box. If title to a Homesite is transferred, a new charge shall be made to the new Owner at the then prevailing mailbox fee being charged to new Owners of Homesites in the most recent addition or unit of the VILLAGES OF SUMTER. Payment of this fee shall be a condition of the use of the housing provided by Developer. This mailbox fee shall be collectible in the same manner as the Contractual Amenities Fee and shall constitute a lien against the Homesite until paid. The mailbox fee may be increased in the same percentages and manner as increases for Contractual Amenities Fee as set forth in Paragraph 4.1 above.”
Declaration · 4.4 · p.7
Last verified 2026-07-17
Use & conduct3
Insurance & rebuilding after damage
Restricted
If a residence is damaged or destroyed by fire or other casualty, the Owner must rebuild, repair, or reconstruct it to its prior appearance and condition within two months of damage, and complete the work within eight months, unless prevented by governmental authority, all subject to existing restrictions.
“If all or any portion of a residence is damaged or destroyed by fire or other casualty, it shall be the duty of the Owner thereof, with all due diligence, to rebuild repair, or reconstruct such residence and walls in a manner which will substantially restore it to its appearance and condition immediately prior to the casualty. Reconstruction shall be undertaken within two (2) months after the damage occurs, and shall be completed within eight (8) months after the damage occurs, unless prevented by governmental authority. Such reconstruction is subject to the provisions of these restrictions.”
Declaration · 2.28 · p.4
Last verified 2026-07-17
Noise, nuisance & conduct
Restricted
Owners must use their property in a manner that allows neighbors to enjoy their property, with radios, record players, television, voices, and other sounds kept at a moderate level from 10:00 PM to one hour before daylight.
“Each Owner shall use his property in such a manner as to allow his neighbors to enjoy the use of their property. Radios, record players, television, voices and other sounds are to be kept on a moderate level from 10:00 PM to one (1) hour before daylight.”
Declaration · 2.21 · p.4
Last verified 2026-07-17
Trash & recycling
Restricted
Garbage and trash service is provided by a Developer-designated carrier, with charges paid separately by each Owner, commencing on the closing date and payable year-round regardless of occupancy. Owners may be required to participate in a curbside recycling program if instituted. Rubbish, trash, garbage, or other waste material must be kept in sanitary containers concealed from public view until placed curbside for collection, no earlier than the day before scheduled pick-up, and contained in plastic bags prescribed by the Developer.
“To maintain the Subdivision in a clean and sanitary condition and to minimize heavy commercial traffic within the Subdivision, garbage and trash service shall be provided by a carrier designated by the Developer, and the charges therefore shall be paid separately by each Owner. Prior to being placed curbside for collection, no rubbish, trash, garbage, or other waste material shall be kept or permitted on any Homesite or on dedicated or reserved areas except in sanitary containers located in appropriate areas concealed from public view. Once placed curbside for collection, all garbage will be contained in plastic bags prescribed by the Developer and placed curbside no earlier than the day before scheduled pick-up.”
Declaration · 4.3 · p.7
Last verified 2026-07-17