est. 2026 · Florida

Villages of Sumter Unit 109

, Sumter County, FL

Part of The Villages. This is one platted neighborhood (“Unit”) within The Villages; its rules come from its own recorded declaration. See the The Villages overview.

deed restricted

Core rules12

Occupancy / age restrictions

Restricted

All homesites must be used for residential purposes only, prohibiting commercial, professional, or similar activities that require inventory, equipment, or customer/client visits.

All Homesites included in the Subdivision shall be used for residential purposes only and shall be subject to the following specific residential use restrictions in addition to the general restrictions contained in the Declaration of Restrictions. Properties within the Subdivision are intended for residential use and no commercial, professional or similar activity requiring either maintaining an inventory, equipment or customer/client visits may be conducted in a Home or on a Homesite.

Declaration · 2.1 · p.1

Last verified 2026-07-17

Rentals / leasing

Not addressed

Short-term rentals

Not addressed

Pets

Restricted

Birds, fish, dogs, and cats are permitted, with a maximum of two pets per homesite; owners are responsible for any damage caused by pets, must immediately remove and dispose of pet excrement, and must keep pets on a leash; no other animals, livestock, or poultry are allowed.

Birds, fish, dogs and cats shall be permitted, with a maximum of two (2) pets per Homesite. Each Owner shall be personally responsible for any damage caused to dedicated or reserved areas by any such pet and shall be responsible to immediately remove and dispose of any excrement of such pet and shall be responsible to keep such pet on a leash. No other animals, livestock, or poultry of any kind shall be raised, bred, or kept on any Homesite or on dedicated or reserved areas.

Declaration · 2.23 · p.3

Last verified 2026-07-17

RVs & campers

Not addressed

The document does not address recreational vehicles.

Boats

Not addressed

The document does not address boats.

Parking

Restricted

Trucks over 3/4 ton, boats, or recreational vehicles are prohibited from being parked, stored, or remaining on any homesite or street, unless they are service vehicles temporarily performing a service or are fully enclosed in garages; inoperable or junk vehicles/equipment are also prohibited.

No trucks in excess of 3/4 ton size, boats, or recreational vehicles shall be parked, stored or otherwise remain on any Homesite or street, except for (a) service vehicles located thereon on a temporary basis while performing a service for a resident or (b) vehicles fully enclosed in garages located on the Homesite. No vehicles incapable of operation shall be stored on any Homesite nor shall any junk vehicles or equipment be kept on any Homesite.

Declaration · 2.8 · p.2

Last verified 2026-07-17

Fences

Requires approval

No arbor, trellis, gazebo, pergola, awning, fence, barrier, wall, or any similar structure may be placed on the property without prior written approval from the Developer.

No arbor, trellis, gazebo, pergola (or similar item), awning, fence, barrier, wall or structure of any kind or nature shall be placed on the property without prior written approval of the Developer.

Declaration · 2.17 · p.2

Last verified 2026-07-17

Architectural approval

Restricted

Each homesite must have only one conventionally built home with a garage, at least 1240 square feet (excluding non-heated/non-air-conditioned space), a minimum 6" in 12" roof pitch, eave and gable overhangs, and Developer-approved roofing materials and design.

There shall be only one Home on each Homesite. All Homes must have garages and be at least 1240 square feet, exclusive of any garage, storage room, screen room or other non-heated and non-air-conditioned space. All Homes must be constructed with at least a 6" in 12" rise and run roof pitch. Homes constructed by Developer may deviate from the minimum square footage and roof pitch requirements detailed herein. The Home shall be a conventionally built Home and which must be placed on the Homesite and constructed by the Developer, or its designee, of a design approved by the Developer as being harmonious with the development as to color, construction materials, design, size and other qualities. Each Home must have eave overhangs and gable overhangs, and all roofing materials shall be approved by Developer, including the roof over garages, screen porches, utility rooms, etc., and all areas must have ceilings. Screen cages over patios and pools are allowed. The Home shall be placed on a Homesite in conformance with the overall plan of the Developer. The Developer shall have the sole right to build the Home on the Homesite and designate the placement of the access to the Homesite, at the sole cost and expense of the Owner.

Declaration · 2.2 · p.1

Last verified 2026-07-17

Home business

Not addressed

The document does not address business use.

Signs

Restricted

No signs of any kind may be displayed without prior written Developer consent, except for customary name and address signs and one 'for sale or rent' sign (max 12"x12") located wholly within and visible only through a home window.

No sign of any kind shall be displayed to public view on a Homesite or any dedicated or reserved area without the prior written consent of the Developer, except customary name and address signs and one sign advertising a property for sale or rent which shall be no larger than twelve (12) inches wide and twelve (12) inches high and which shall be located wholly within the Home and only visible through a window of the Home.

Declaration · 2.15 · p.2

Last verified 2026-07-17

Setbacks

Not addressed

Exterior & architectural5

Antennas, solar panels, generators & equipment

Restricted

Aerials, satellite reception dishes, and antennas of any kind are prohibited within the Subdivision to the extent allowed by law, and any approved device must be located as previously approved by the Developer in writing.

Aerials, satellite reception dishes, and antennas of any kind are prohibited within the Subdivision to the extent allowed by law. The location of any approved device will be as previously approved by the Developer in writing.

Declaration · 2.16 · p.2

Last verified 2026-07-17

Conservation, wetlands & environmental

Restricted

No building, residence, or structure may be constructed or maintained, nor any activity undertaken, in wetlands, buffer areas, and upland conservation areas without prior approval from the appropriate governmental agency or pursuant to Chapter 40D-4, F.A.C.

No owner of the property within the Subdivision may construct or maintain any building, residence, or structure, or undertake or perform any activity in the wetlands, buffer areas, and upland conservation areas described in the approved permit or recorded plat of the Subdivision, unless prior approval is received by the appropriate governmental agency, or pursuant to Chapter 40D-4, F.A.C.

Declaration · 2.14 · p.3

Last verified 2026-07-17

Driveways & walkways

Restricted

Each home and homesite must have a concrete driveway, and no driveways, walkways, cartpaths, or access points are permitted on or to any road right-of-way, walkway, or cartpath unless originally constructed by the Developer.

Each Home and Homesite must contain a concrete driveway, the lawn must be sodded, and a lamppost erected in the front yard of each Homesite. Except as originally constructed by the Developer, no driveways, walkways, cartpaths or access shall be located on or permitted to any road right-of-way, walkway or cartpath.

Declaration · 2.7 · p.2

Last verified 2026-07-17

Exterior & landscape lighting

Restricted

Exterior lighting must be attached to the home and shaded to avoid creating a nuisance, and no other light poles may be erected.

Except as provided above, exterior lighting must be attached to the Home and shaded so as not to create a nuisance to others. No other light poles may be erected.

Declaration · 2.18 · p.2

Last verified 2026-07-17

Property & structure upkeep

Restricted

Owners must notify the Developer when leaving their property for more than 7 days and advise of their tentative return date.

All Owners shall notify the Developer when leaving their property for more than a 7-day period and shall simultaneously advise the Developer as to their tentative return date.

Declaration · 2.20 · p.3

Last verified 2026-07-17

Landscaping & yard4

Clotheslines / outdoor drying

Not allowed

The hanging of clothes or clotheslines or poles is prohibited to the extent allowed by law.

The hanging of clothes or clotheslines or poles is prohibited to the extent allowed by law.

Declaration · 2.25 · p.3

Last verified 2026-07-17

Landscaping & lawn maintenance

Restricted

Lawns must be sodded (at least 51% of visible yard area), kept neat, clean, cut, irrigated, and edged; owners must maintain unpaved areas between their homesite and adjacent roadways/walkways, and areas between their lot line and land use/landscape buffers or wildlife preserve fences; removal or destruction of Developer-installed landscaping or fencing in easement areas is prohibited without Developer approval, and dead foliage must be replaced.

Each Home and Homesite must contain a concrete driveway, the lawn must be sodded, and a lamppost erected in the front yard of each Homesite. To qualify as sodded, at least 51% of the yard area visible from all adjacent roadways and golf courses must be sodded. Owners shall keep their Homesites neat and clean and the grass cut, irrigated and edged at all times. The Homesite Owner shall have the obligation to mow and maintain the unpaved area between an adjacent roadway or walkway located in the road right of way and the Owner's Homesite. Persons owning Homesites adjacent to a land use or landscape buffer, or a wildlife preserve, shall have the obligation to mow and maintain all areas between their Homesite lot line and the land use or landscape buffer, and between their Homesite lot line and the board fence on the adjoining wildlife preserve, even though they may not own that portion of the land. The Owners of Homesites subject to a Water Feature Landscaping Easement and Owners of Homesites subject to a Special Easement for Landscaping shall perpetually maintain the easement area and will not remove or destroy any landscape or fencing thereon originally installed by the Developer without the Developer's advance written approval, and will promptly replace all dead foliage located therein.

Declaration · 2.7 · p.2

Last verified 2026-07-17

Lawn ornaments & decor

Restricted

Lawn ornaments are prohibited, except for seasonal displays not exceeding a thirty-day duration.

Lawn ornaments are prohibited, except for seasons displays not exceeding a thirty (30) day duration.

Declaration · 2.15 · p.2

Last verified 2026-07-17

Mailboxes

Restricted

Individual mailboxes are not permitted on homesites; mailboxes are provided by the U.S. Postal Service and housed by the Developer for a one-time lifetime charge to the owner, with payment of this fee being a condition of using the housing provided by the Developer.

Individual mailboxes not be located upon a Homesite. Mailboxes are provided by the U.S. Postal Service at no cost to Owner, however, those boxes shall be housed by Developer at a one time lifetime charge to Owner of $190.00 per box. If title to a Homesite is transferred, a new charge shall be made to the new Owner at the then prevailing mailbox fee being charged to new Owners of Homesites in the most recent addition or unit of the VILLAGES OF SUMTER. Payment of this fee shall be a condition of the use of the housing provided by Developer. This mailbox fee shall be collectible in the same manner as the Contractual Amenities Fee and shall constitute a lien against the Homesite until paid. The mailbox fee may be increased in the same percentages and manner as increases for Contractual Amenities Fee as set forth in Paragraph 4.1 above.

Declaration · 4.4 · p.6

Last verified 2026-07-17

Use & conduct3

Noise, nuisance & conduct

Restricted

Owners must use their property in a manner that allows neighbors to enjoy their property, with radios, record players, television, voices, and other sounds kept at a moderate level from 10:00 PM to one hour before daylight.

Each Owner shali use his property in such a manner as to allow bis neighbors to enjoy the use of their property. Redios, record players, television, voices and other sounds are to be kept on a moderate level from 10:00 PM to one (1) hour before daylight

Declaration · 2.21 · p.3

Last verified 2026-07-17

Solicitation & yard sales

Restricted

The Developer reserves the right to prohibit or control all peddling, soliciting, selling, delivery, and vehicular traffic within the Subdivision.

The Developer reserves the right to prohibit or control all peddling, soliciting, selling, delivery and vehicular traffic within the Subdivision.

Declaration · 2.22 · p.3

Last verified 2026-07-17

Trash & recycling

Restricted

Garbage and trash service is provided by a Developer-designated carrier, with charges paid separately by each owner; no rubbish, trash, garbage, or other waste material may be kept on any homesite or dedicated/reserved areas except in sanitary containers concealed from public view; once curbside for collection, garbage must be in Developer-prescribed plastic bags and placed curbside no earlier than the day before scheduled pick-up; owners may be required to participate in a curbside recycling program if instituted.

To maintain the Subdivision in a clean and sanitary condition and to minimize heavy commercial traffic within the Subdivision, garbage and trash service shall be provided by a carrier designated by the Developer, and the charges therefor shall be paid separately by each Owner, Owner agrees that garbage and trash service shall commence on the closing date the Owner purchases Owner's Homesite and Home. Owner acknowledges that garbage and trash services is provided, and the fee for such service is payable, on a year-round basis regardless of use or occupancy. Developer reserves the right to require all Owner's to participate in a curbside recycling program if and when one is instituted. Prior to being placed curbside for collection, no rubbish, trash, garbage, or other waste material shall be kept or permitted on any Homesite or on dedicated or reserved areas except in sanitary containers located in appropriate areas concealed from public view. Once placed curbside for collection, all garbage will be contained in plastic bags prescribed by the Developer and placed curbside no earlier than the day before scheduled pick-up.

Declaration · 4.3 · p.5

Last verified 2026-07-17