est. 2026 · Florida

Villages of Sumter Mt Vernon Unit 654

, Sumter County, FL

Part of The Villages. This is one platted neighborhood (“Unit”) within The Villages; its rules come from its own recorded declaration. See the The Villages overview.

deed restricted

Core rules12

Occupancy / age restrictions

Restricted

The community is for persons 55 years or older, requiring at least one occupant per home to be 55+, prohibiting permanent residents under 19, and limiting temporary visits for those under 19 to 30 days per calendar year, with hardship exceptions possible under specific conditions.

The Subdivision is an adult community designed to provide housing for persons 55 years or age or older. All homes that are occupied must be occupied by at least one person who is at least fifty-five (55) years of age. No person under nineteen (19) years of age may be a permanent resident of a home, except that persons below the age of nineteen (19) years may be permitted to visit and temporarily reside for periods not exceeding thirty (30) days in total in any calendar year period.

Declaration · Section 1 · p.4

Last verified 2026-07-17

Rentals / leasing

Not addressed

Short-term rentals

Not addressed

Pets

Restricted

Birds, fish, dogs, and cats are permitted, with a maximum of two pets per Homesite, and owners are responsible for any damage, immediate waste removal, and keeping pets on a leash; no other animals, livestock, or poultry are allowed.

Birds, fish, dogs and cats shalt be permitted, with a maximum of two (2) pets per Homesite. Each Owner shall be personally responsible for any damage caused to any dedicated or reserved area by any such pet and shall be responsible to immediately remove and dispose of any excrement of such pet and shall be responsible to keep such pet on a leash. No other animals, livestock, or poultry of any kind shall be raised, bred, or kept on any Homesite or on any dedicated or reserved area.

Declaration · Section 6 · p.5

Last verified 2026-07-17

RVs & campers

Not addressed

Boats

Not addressed

Parking

Restricted

Owners may only park, store, or keep vehicles wholly within their driveway or garage; trucks over 3/4 ton, campers, boats, trailers, aircraft, or any vehicle other than a private non-commercial vehicle are prohibited from parking in a parking space, though a boat may be kept in the garage with the door closed.

No Owner of a Homesite shall park, store, or keep any vehicle except wholly within his driveway or garage. No truck in excess of 3/4 ton, camper, boat, trailer, or aircraft, or any vehicle other than a private non-commercial vehicle may be parked in a parking space except a boat may be kept in the garage with the garage door closed.

Declaration · ARTICLE IX. · p.8

Last verified 2026-07-17

Fences

Restricted

No fences, hedges, walls, or other dividing instrumentalities may be constructed or maintained, except for fencing originally built by the Declarant, and no bushes, shrubs, trees, or similar plants are allowed within the road right-of-way.

No fence, hedge, wall, or other dividing instrumentality shall be constructed or maintained on any Homesite, except for any fencing originally constructed by the Declarent. In order to maintain a visible roedway, no bush, shrub, tree, or other similar plant may be placed within the road right-of-way.

Declaration · Section 7 · p.5

Last verified 2026-07-17

Architectural approval

Restricted

Minor or insubstantial violations of covenants and restrictions related to building or structure erection may be released by the Declarant or an architectural review committee.

When a building or other structure has been erected or its construction substantially advanced and the building is located on any Homesite or building plot in a manner that constitutes a violation of these covenants and restrictions, the Declarant or an architectural review committee appointed by the Deolarant may release the Homesite or building plot, or parts of it, from any part of the covenants and restrictions that are violated.

Declaration · Section 8 · p.9

Last verified 2026-07-17

Home business

Not allowed

No business of any kind is permitted to be conducted on any residence, with the exception of the Declarant's business of developing and selling Homesites.

No business of any kind shall be conducted on any residence with the exception of the business of Declarant and the transferees of Declarent in developing and selling all of the Homesites as provided herein.

Declaration · Section 2 · p.5

Last verified 2026-07-17

Signs

Restricted

No signs are allowed without prior written consent from the Declarant, except for customary name and address signs and one 'for sale or rent' sign, which must be no larger than 12x12 inches and visible only through a window.

No sign of any kind shall be displayed to publlo view on a Homesite or any dedicated or reserved area without the prior written consent of the Declarant, except customary name and address signs and one sign advertising a property for sale or rent which shall be no larger than twelve (12) inches wide and twelve (12) inchos high and which shall be located wholly within the residence and only visible through a window of the residence.

Declaration · Section 4 · p.5

Last verified 2026-07-17

Setbacks

Not addressed

Exterior & architectural5

Antennas, solar panels, generators & equipment

Restricted

No aerials, satellite reception dishes, or antennas of any kind are permitted within the Subdivision, except as specifically allowed by law, and the location of any improved device must be previously approved in writing by the Declarant.

No aerials, satollito reception dishes, or antennas of any kind nor window air-conditioners or irrigation wells are permitted within the Subdivision, except as specifically allowed by law. The location of any improved device will be as previously approved by the Declarant in writing.

Declaration · Section 10 · p.5

Last verified 2026-07-17

Conservation, wetlands & environmental

Requires approval

Owners are prohibited from constructing or maintaining any building, residence, or structure, or undertaking any activity in wetlands, mitigation areas, buffer areas, and upland conservation areas without prior written approval from the Southwest Florida Water Management District (SWFWMD).

No Owner of property within the Subdivision may construct or maintain eny building, residence, or structure, or undertake or perform any activity in the wetlands, mitigation areas, buffor areas, and upland conservation areas described in the approved permit and recorded plat of the Subdivision unless prior written approval is received from the SWFWMD pursuant to Chapter 40D-4.

Declaration · Section 18 · p.7

Last verified 2026-07-17

Driveways & walkways

Restricted

Concrete and driveway coatings are permitted if their design is harmonious with the Subdivision and the coating color matches the home, and no ingress or egress is allowed except via driveways and sidewalks originally constructed by Declarant.

Concrete and driveway coatings are permitted providing that the design is harmonious with the Subdivision and that such coating is the same color as the home. No ingress or egress to or from any Homesite is permitted except pursuant to such driveways and sidewalks as originally constructed by Declarant.

Declaration · Section 7 · p.5

Last verified 2026-07-17

Exterior colors, materials & trim

Requires approval

The party responsible for maintenance must contact the Declarant or the Architectural Control Committee for paint specifications.

The party responsible for maintenance must contact the Declarant or the Architectural Control Committee for paint specifications.

Declaration · Section 2 · p.8

Last verified 2026-07-17

Property & structure upkeep

Restricted

Each owner must repair their residence to a condition comparable to its initial construction, excepting normal wear and tear, maintain their driveway, keep their Homesite neat and clean with grass cut and edged, and maintain the unpaved area between the roadway/walkway and their Homesite.

Each Owner shall, at his solo cost and expense, repair his residence, other then as otherwise provided for herein, keeping the same in condition comparable to the condition of such residence at the time of its initial construction, excepting only normal wear and tear. Each Homesite Owner shall be responsible for maintaining his driveway. Each Owner shall keep his Homesite neat and clean and the grass cut and edged at all times and shall also maintain the unpaved area berween an adjacent roadway or walkway located in the road right of way and the Owner's Homesite.

Declaration · Section 1 · p.8

Last verified 2026-07-17

Landscaping & yard5

Clotheslines / outdoor drying

Not allowed

The hanging of clothes or clotheslines and the placing of clothes poles are prohibited to the extent allowed by law.

The hanging of clothes or clotheslines or placing of clothes poles is prohibited to the extent allowed by law.

Declaration · Section 10 · p.5

Last verified 2026-07-17

Holiday & seasonal decorations

Restricted

Lawn ornaments are prohibited, except for seasonal displays that do not exceed a thirty (30) day duration.

Lawn ornaments are prohibited, except for seasons displays not exceeding a thirty (30) day duration.

Declaration · Section 4 · p.5

Last verified 2026-07-17

Landscaping & lawn maintenance

Restricted

Owners must regulate their irrigation water service according to the VWCA-determined Irrigation Water Service Schedule, and repeated non-compliance may result in VWCA installing a control valve at the owner's cost; supplemental irrigation for new landscaping is allowed for a 30-day grow-in period, not exceeding 30 minutes per day in addition to the schedule.

The Owner of the Homesite shall regulate the irrigation water service to the Homesite and will be responsible for complying with the Irrigation Water Service Schedule. If Owner repeatedly fails to comply with the Inigation Water Service Schedule, VWCA may enter onto the Homesite, over and upon easements hereby reserved in favor of VWCA, and install a control valve to compel Owner's compliance with the Irrigation Water Service Schedule, with all costs related thereto being charged to Owner.

Declaration · Section 10 · p.7

Last verified 2026-07-17

Lawn ornaments & decor

Restricted

Lawn ornaments are prohibited, except for seasonal displays that do not exceed a thirty-day duration.

Lawn ornaments are prohibited, except for seasons displays not exceeding a thirty (30) day duration.

Declaration · Section 4 · p.5

Last verified 2026-07-17

Mailboxes

Not allowed

Individual mailboxes are not permitted on Homesites; mailboxes are provided by the U.S. Postal Service and housed by Declarant for a one-time lifetime charge, which is re-charged to new owners upon transfer of title.

Individual mailboxes may not be located upon a Homesite. Mailboxes are provided by the U.S. Postal Service at no cost to Owner, however, those boxes shall be housed by Declarant at a one time lifetime charge to Owner of$190.00 per box.

Declaration · Section 16 · p.6

Last verified 2026-07-17

Vehicles & parking1

Commercial & non-passenger vehicles

Restricted

Owners are prohibited from repairing or restoring any motor vehicle, boat, trailer, aircraft, or other vehicle on any portion of a Homesite or common areas, except for emergency repairs necessary to move the vehicle to a proper repair facility.

No Owner of a Homesite shall repair or restore any motor vehicle, bost, trailer, aircraft, or other vehicle on any portion of any Homesite, or on dedicated or reserved areas, except for emergency repairs, and then only to the extent necessary to enable movement thereat to a proper repair facility.

Declaration · ARTICLE IX. · p.8

Last verified 2026-07-17

Use & conduct5

Common area use & conduct

Requires approval

Nothing may be altered, constructed, or removed from any dedicated or reserved areas after original development without the Declarant's written consent.

Nothing shall be altered in, constructed on, or removed from any dedicated or reserved areas except on the written consent of the Declarant, after the original development thereof by the Declarant.

Declaration · Section 9 · p.5

Last verified 2026-07-17

Insurance & rebuilding after damage

Restricted

If a residence is damaged or destroyed, the owner must rebuild, repair, or reconstruct it to its prior appearance and condition within two months of damage and complete it within six months, unless prevented by governmental authority, subject to these Restrictions.

If all or any portion of a residence is damaged or destroyed by fire or other casualty, it shall be the duty of the Owner thereof, with all due diligence, to rebuild, repair, or reconstruct such residence in a manner which will substantially restore it to its appearance and condition immediately prior to the casualty. Reconstruction shall be undertaken within two (2) months after the damago occurs, and shall be completed within six (6) months after the damage occurs, unless prevented by governmental authority.

Declaration · Section 5 · p.8

Last verified 2026-07-17

Noise, nuisance & conduct

Restricted

Owners must use their property in a manner that allows neighbors to enjoy their property, with radios, record players, television, voices, and other sounds kept at a moderate level from 10:00 p.m. to one hour before daylight, excluding Declarant's construction noises.

Owner(s) shall use his property in such a manner as to allow his neighbors to enjoy the use of their property. Radlos, record players, television, voices and other sounds are to be kept on a moderate level from 10:00 p.m. to one (1) hour before daylight. These restrictions shall not apply to construction noises being made by the Declerant.

Declaration · Section 3 · p.6

Last verified 2026-07-17

Solicitation & yard sales

Restricted

The Declarant reserves the right to prohibit or control all peddling, soliciting, selling, delivery, and vehicular traffic within the Subdivision.

The Declarant reserves the right to prohibitor control all peddling, soliciting, selling, delivery and vehicular traffic within the Subdivision.

Declaration · Section 14 · p.6

Last verified 2026-07-17

Trash & recycling

Restricted

Rubbish, trash, garbage, or other waste material must be kept in sanitary containers concealed from public view until placed curbside for collection, which can be no earlier than the day before scheduled pick-up, must be in plastic bags prescribed by Declarant, and owners must use the Declarant-selected carrier and participate in any future curbside recycling program.

Prior to being placed curbside for collection, no rubbish, trash, garbage, or other waste material shall be kept or permitted on any Homesite or on dedicated or reserved arcas except in sanitary containers located in appropriate areas concealed from public view. Once placed curbside for collection, all garbage will be contained in plastic bags prescribed by Declarant and placed curbside no earlier than the day before scheduled pick-up.

Declaration · Section 11 · p.5

Last verified 2026-07-17