est. 2026 · Florida

Villages of Sumter Madison Unit 678

, Sumter County, FL

Part of The Villages. This is one platted neighborhood (“Unit”) within The Villages; its rules come from its own recorded declaration. See the The Villages overview.

deed restricted

Core rules12

Occupancy / age restrictions

Restricted

The community is for persons 55 years or older, requiring at least one occupant per home to be 55+, with no permanent residents under 19, and temporary visits for those under 19 limited to 30 days per calendar year, subject to hardship exceptions by the Declarant.

The Subdivision is an adult community designed to provide housing for persons 55 years of age or older. All homes that are occupied must be occupied by at least one person who is at least fifty-five (55) years of age. No person under nineteen (19) years of age may be a permanent resident of a home, except that persons below the age of nineteen (19) years way be permitted to visit and temporarily reside for periods not exceeding thirty (30) days in total in any calendar year period.

Declaration · Section 1 · p.6

Last verified 2026-07-17

Rentals / leasing

Not addressed

Short-term rentals

Not addressed

Pets

Restricted

Birds, fish, dogs, and cats are permitted, with a maximum of two pets per Homesite; owners are responsible for pet damage, immediate waste removal, and keeping pets on a leash.

Birds, fish, dogs and cats shall be permitted, with a maxizmum of two (2) pets per Homesite. Each Owner shall be personally responsible for any damage caused to any dedicated or reserved area by any such pet and shall be responsible to immediately remove and dispose of any excrement of such pet and shall be responsible to keep such pet on a leash. No other animals, livestock, or poultry of any kind shall be raised, bred, or kept on any Homesite or on any dedicated or reserved area,

Declaration · Section 6 · p.6

Last verified 2026-07-17

RVs & campers

Not addressed

Boats

Not addressed

Parking

Restricted

Vehicles must be parked wholly within the driveway, garage, or other non-visitor parking spaces; trucks over 3/4 ton, campers, boats (unless in garage with door closed), trailers, aircraft, or any non-private non-commercial vehicles are prohibited from parking in parking spaces.

No Owner of a Homesite shall park, store, or keep any vehicle except wholly within his driveway, garage or other non-visitor parking spaces. No truck in excess of 3/4 ton, camper, boat, trailer, or aircraft, or any vehicle other than a private non-commercial vehicle may be parked in a parking space except a boat may be kept in the garage with the garage door closed.

Declaration · Section 20 · p.10

Last verified 2026-07-17

Fences

Not allowed

No fences, hedges, walls, or other dividing instrumentalities may be constructed or maintained by owners, except for fences built by the Declarant according to architectural plans.

No fence, hedge, wall, or other dividing instrumentality shall be constructed or maintained on any Homesite, except that Declarant and the transferees of Declarant may construct fences in accordance with existing architectural plans.

Declaration · Section 7 · p.6

Last verified 2026-07-17

Architectural approval

Requires approval

Owners must obtain prior written approval from the Declarant or an architectural review committee for any structural alteration, exterior repainting or repair, or addition to their residence that would substantially alter its exterior appearance.

No Owner, other than Declarant or its transferees, shall make any structural alteration, or shall undertake any exterior repainting or repair of, or addition to his residence, which would substantially alter the exterior appearance thereof, without the prior written approval of the plans and specifications therefor by the Declarant or an architectural review committee appointed by the Declarant.

Declaration · Section 1 · p.10

Last verified 2026-07-17

Home business

Not allowed

No business of any kind may be conducted on any residence, with the exception of the Declarant's development and sales activities.

No business of any kind shall be conducted on any residence with the exception of the business of Declarant and the transferees of Declarant in developing and selling all of the Homesites as provided herein.

Declaration · Section 2 · p.6

Last verified 2026-07-17

Signs

Restricted

No signs of any kind are permitted without prior written consent from the Declarant, except for customary name and address signs and one 'for sale or rent' sign no larger than 12x12 inches, visible only through a window.

No sign of any kind shall be displayed to public view on a Homesite or any dedicated or reserved area without the prior written consent of the Declarant, except customary name and address signs and one sign advertising a property for sale or rent which shall be no larger than twelve (12) inches wide and twelve (12) inches high and which shall he located wholly within the residence and only visible through a window of the residence.

Declaration · Section 4 · p.6

Last verified 2026-07-17

Setbacks

Not addressed

Exterior & architectural4

Antennas, solar panels, generators & equipment

Restricted

Aerials, satellite reception dishes, or antennas of any kind are not permitted within the Subdivision, except as specifically allowed by law, and any approved device's location must be pre-approved by the Declarant.

No aerials, satellite reception dishes, or anterinas of any kind, nor window air-conditioners or irrigation wells are permitted within the Subdivision, except as specifically allowed by law. The location of any improved device will be as previously approved by the Declarant in writing.

Declaration · Section 10 · p.7

Last verified 2026-07-17

Conservation, wetlands & environmental

Not allowed

No unauthorized person may enter onto any designated wildlife preserve.

No unauthorized person may enter onto any wildlife preserve set forth within the areas designated as such in the Development Order entered into in connection with the Villages of Sumter, a Development of Regional Impact, or as it may be amended from time to time.

Declaration · Section 18 · p.8

Last verified 2026-07-17

Driveways & walkways

Restricted

Only clear (non-colored) concrete and driveway coatings are permitted; colored coatings require prior written consent from the Declarant or architectural review committee.

Clear (non-colored) concrete and driveway coatings are permitted. No colored coatings are permitted without the prior written consent of Declarant, its designee, or an architectural review committee appointed by Declarant or Declarant's designee.

Declaration · Section 8 · p.1

Last verified 2026-07-17

Property & structure upkeep

Restricted

Owners must repair their residence to a condition comparable to its initial construction, excepting normal wear and tear, and maintain specific portions of their homesite and adjacent areas in a mowed, edged, neat, and clean manner.

Each Homesite Owner shall be responsible for maintaining in a mowed, edged, neat and clean manner: that portion of his Homesite not subject to side yard or driveway easements, his side yard easement area, driveway easement area and driveway, whether on his Homesite or on an adjacent Homesite, reserved area, or dedicated area, and the unpaved area between an adjacent roadway or walkway located in the road right of way and the Owner's Homesite.

Declaration · Section 1. Maintenance Obligations. · p.9

Last verified 2026-07-17

Landscaping & yard5

Clotheslines / outdoor drying

Not allowed

The hanging of clothes or clotheslines and placing of clothes poles is prohibited to the extent allowed by law.

The hanging of clothes or clotheslines or placing of clothes poles is prohibited to the extent allowed by law.

Declaration · Section 10 · p.7

Last verified 2026-07-17

Holiday & seasonal decorations

Restricted

Lawn ornaments are prohibited, except for seasonal displays not exceeding a thirty (30) day duration.

Lawn omaments are prohibited, except for seasons displays not exceeding a thirty (30) day duration.

Declaration · Section 4 · p.6

Last verified 2026-07-17

Landscaping & lawn maintenance

Restricted

Owners must regulate their irrigation water service to comply with the VWCA-determined Irrigation Water Service Schedule, with repeated failures potentially leading to VWCA installing a control valve at the owner's cost.

The Owner of the Homesite shall regulate the irrigation water service to the Homesite and will be responsible for complying with the Irrigation Water Service Schedule. If Owner repeatedly fails to comply with the Irrigation Water Service Schedule, VWCA may enter onto the Homesite, over and upon easements herehy reserved in favor of VWCA, and install a control valve to compel Owner's compliance with the Irrigation Water Service Schedule, with all costs related thereto being charged to Owner.

Declaration · Section 7 · p.7

Last verified 2026-07-17

Lawn ornaments & decor

Restricted

Lawn ornaments are prohibited, except for seasonal displays lasting no more than thirty days.

Lawn omaments are prohibited, except for seasons displays not exceeding a thirty (30) day duration.

Declaration · Section 4 · p.6

Last verified 2026-07-17

Mailboxes

Not allowed

Individual mailboxes are not permitted on Homesites; mailboxes are provided by the U.S. Postal Service and housed by Declarant for a one-time lifetime charge, which is re-charged to new owners upon transfer of title.

Individual mailboxes may not be located upon a Homesite. Mailboxes are provided by the U.S. Postal Service at no cost to Owner, however, those boxes shall be housed by Declarant at a one time lifetime charge to Owner of $190.00 per box. If title to a Homesite is transferred, a new charge shall be made to the new Owner at the then prevailing mailbox fee being charged to new Owners of Homesites in the most recent addition or unit of the VILLAGES OF SUMTER.

Declaration · Section 16 · p.7

Last verified 2026-07-17

Vehicles & parking1

Commercial & non-passenger vehicles

Restricted

Owners are prohibited from repairing or restoring any motor vehicle, boat, trailer, aircraft, or other vehicle on any portion of any Homesite or dedicated/reserved areas, except for emergency repairs necessary to move the vehicle to a proper repair facility.

No Owner of a Homesite shall repair or restore any motor vehicle, boat, trailer, aircraft, or other vehicle on any portion of any Homesite, or on dedicated or reserved areas, except for emergency repairs, and then only to the extent necessary to enable movement thereof to a proper repair facility.

Declaration · ARTICLE IX. PARKING RESTRICTIONS · p.10

Last verified 2026-07-17

Use & conduct5

Common area use & conduct

Requires approval

Nothing may be altered, constructed, or removed from dedicated or reserved areas after original development without the Declarant's written consent.

Nothing shall be altered in, constructed on, or removed from any dedicated or reserved areas except on the written consent of the Declarant, after the original development thereof by the Declarant,

Declaration · Section 9 · p.6

Last verified 2026-07-17

Insurance & rebuilding after damage

Not allowed

Owners may not do or keep anything on their Homesite or common areas that would increase insurance rates without Declarant's consent, or that would cancel insurance or violate any law.

Nothing shall be done or kept on a Homesite dr on any dedicated or reserved area which would increase the rate of insurance relating thereto without the prior written consent of the Declarant, and no Owner shall permit anything to be done or kept on his Homesite or any dedicated or reserved area which would result in the cancellation of insurance on any residence or on any part of the dedicated or reserved area, or which would be in violation of any law.

Declaration · Section 5 · p.6

Last verified 2026-07-17

Noise, nuisance & conduct

Restricted

Radios, record players, television, voices, and other sounds must be kept at a moderate level from 10:00 pm to one hour before daylight, excluding Declarant's construction noise.

Radios, record players, television, voices and other sounds are to be kept on a moderate level from 10:00 pm to one (1) hour before daylight. These restrictions shall not apply to construction noises being made by the Declarant

Declaration · Section 3 · p.7

Last verified 2026-07-17

Solicitation & yard sales

Restricted

The Declarant reserves the right to prohibit or control all peddling, soliciting, selling, delivery, and vehicular traffic within the Subdivision.

The Declarant reserves the right to prohibit or control all peddling, aoliciting, selling, delivery and vehicular traffic within the Subdivision.

Declaration · Section 14 · p.7

Last verified 2026-07-17

Trash & recycling

Restricted

Rubbish, trash, garbage, or other waste must be kept in sanitary containers concealed from public view until placed curbside, no earlier than the day before scheduled pick-up, in Declarant-prescribed, fully closed plastic bags, with mandatory participation in Declarant-selected garbage/trash service and potential recycling program.

Prior to being placed curbside for collection, no rubbish, trash, garbage, or other waste material shall be kept or permitted on any Homesite or on dedicated or reserved azees except in sanitary containers located in appropriate areas concealed from public view. Once placed curbside for collection, all garbage will be contained in plastic bags prescribed by Declarant and placed curbside no earlier than the day before scheduled pick-up. In the alternative, the Declarant shall have the right to require that garbage be placed in a dumpster and not placed curbside. In either event, all garbage must be contained in fully closed and sealed plastic bags prescribed by the Declarant.

Declaration · Section 11 · p.7

Last verified 2026-07-17