Villages of Sumter Lakeshore Cottages Unit 657

Restricted

The community is for adults 55 years or older, requiring at least one permanent resident per home to be 55+, with exceptions for visitors under 19 (max 30 days/year) and hardship exceptions for residents between 19 and 55, provided 80% adult occupancy is maintained.

“The Subdivision is an adult community designed to provide housing for persons 55 years of age or older. All homes that are occupied must be occupied by at least one person who is at least fifty-five (55) years of age. No person under nineteen (19) years of age may be a permanent resident of a home, except that persons below the age of nineteen (19) years may be permitted to visit and temporarily reside for periods not exceeding thirty (30) days in total in any calendar year period.”

Declaration · Section 1 · p.3

Last verified 2026-07-17

Not addressed

Not addressed

Restricted

Birds, fish, dogs, and cats are permitted, with a maximum of two pets per Homesite; owners are responsible for pet damage, immediate waste removal, and keeping pets on a leash.

“Birds, fish, dogs and cats shall be permitted, with a maximum of two (2) pets per Homesite. Each Owner shall be personally responsible for any damage caused to any dedicated or reserved area by any such pet and shall be responsible to immediately remove and dispose of any excrement of such pet and shall be responsible to keep such pet on a leash. No other animals, livestock, or poultry of any kind shall be raised, bred, or kept on any Homesite or on any dedicated or reserved area.”

Declaration · Section 6 · p.3

Last verified 2026-07-17

Not addressed

Not addressed

Restricted

Vehicles must be parked, stored, or kept wholly within the driveway or garage; trucks over 3/4 ton, campers, boats, trailers, aircraft, or any non-private non-commercial vehicles are prohibited from parking spaces, though a boat may be kept in a closed garage.

“No Owner of a Homesite shall park, store, or keep any vehicle except wholly within his driveway or garage. No truck in excess of 3/4 ton, camper, boat, trailer, or aircraft, or any vehicle other than a private non-commercial vehicle may be parked in a parking space except a boat may be kept in the garage with the garage door closed.”

Declaration · ARTICLE IX · p.6

Last verified 2026-07-17

Restricted

No fences, hedges, walls, or other dividing instrumentalities may be constructed or maintained, except for original Declarant-built fencing.

“No fence, hedge, wall, or other dividing instrumentality shall be constructed or maintained on any Homesite, except for any fencing originally constructed by the Declarant.”

Declaration · Section 7 · p.3

Last verified 2026-07-17

Requires approval

No arbor, trellis, gazebo, pergola, awning, fence, barrier, wall, or any structure may be placed on the property without prior written approval from the Declarant; structural alterations, exterior repainting/repair, or additions that substantially alter exterior appearance also require prior written approval of plans and specifications from the Declarant or an architectural review committee, ensuring consistency with development plans and compliance with surface water management system construction plans.

“No arbor, trellis, gazebo, pergola (or similar item), awning, fence, barrier, wall or structure of any kind or nature shall be placed on the property without prior written approval of the Declarant. No Owner, other than Declarant or its transferees, shall make any structural alteration, or shall undertake any exterior repainting or repair of, or addition to his residence, which would substantially alter the exterior appearance thereof, without the prior written approval of the plans and specifications therefor by the Declarant or an architectural review committee appointed by the Declarant.”

Declaration · Section 8 · p.3

Last verified 2026-07-17

Not allowed

No business of any kind, except for the Declarant's development and sales activities, may be conducted on any residence.

“No business of any kind shall be conducted on any residence with the exception of the business of Declarant and the transferees of Declarant in developing and selling all of the Homesites as provided herein.”

Declaration · Section 2 · p.3

Last verified 2026-07-17

Restricted

No signs are allowed without Declarant's written consent, except for customary name/address signs and one 'for sale/rent' sign (max 12x12 inches) visible only through a window.

“No sign of any kind shall be displayed to public view on a Homesite or any dedicated or reserved area without the prior written consent of the Declarant, except customary name and address signs and one sign advertising a property for sale or rent which shall be no larger than twelve (12) inches wide and twelve (12) inches high and which shall be located wholly within the residence and only visible through a window of the residence.”

Declaration · Section 4 · p.3

Last verified 2026-07-17

Not addressed

Information regarding setbacks is not found in the provided document.

Restricted

Aerials, satellite reception dishes, or antennas of any kind are not permitted, except as specifically allowed by law, with the location of any approved device requiring prior written approval from the Declarant.

“No aerials, satellite reception dishes, or antennas of any kind nor window air-conditioners or irrigation wells are permitted within the Subdivision, except as specifically allowed by law. The location of any improved device will be as previously approved by the Declarant in writing.”

Declaration · Section 10 · p.4

Last verified 2026-07-17

Requires approval

Any construction on a Homesite must comply with surface water management system plans, and no building, residence, structure, or activity is permitted in wetlands, mitigation areas, buffer areas, and upland conservation areas without prior written approval from the Southwest Florida Water Management District (SWFWMD).

“Each Owner shall ensure that any construction on the Homesite complies with the construction plans for the surface water management system pursuant to Chapter 40D-4, F.A.C., approved and on file with the Southwest Florida Water Management District (SWFWMD). No Owner of property within the Subdivision may construct or maintain any building, residence, or structure, or undertake or perform any activity in the wetlands, mitigation areas, buffer areas, and upland conservation areas described in the approved permit and recorded plat of the Subdivision unless prior written approval is received from the SWFWMD pursuant to Chapter 40D-4.”

Declaration · Section 18 · p.5

Last verified 2026-07-17

Not allowed

Except as originally constructed by the Declarant, no driveways, walkways, cartpaths, or access shall be located or permitted on any road right-of-way, walkway, or cartpath.

“Except as originally constructed by the Declarant, no driveways, walkways, cartpaths or access shall be located on or permitted on any road right-of-way, walkway or cartpath.”

Declaration · Section 7 · p.5

Last verified 2026-07-17

Restricted

Each owner must repair their residence, at their sole cost, to a condition comparable to its initial construction, accounting for normal wear and tear, and maintain their driveway.

“Subject to the requirements set forth herein, each Owner shall, at his sole cost and expense, repair his residence, other than as otherwise provided for herein, keeping the same in condition comparable to the condition of such residence at the time of its initial construction, excepting only normal wear and tear. Each Homesite Owner shall be responsible for maintaining his driveway.”

Declaration · Section 1 · p.6

Last verified 2026-07-17

Not allowed

The hanging of clothes or clotheslines or placing of clothes poles is prohibited to the extent allowed by law.

“The hanging of clothes or clotheslines or placing of clothes poles is prohibited to the extent allowed by law.”

Declaration · Section 10 · p.4

Last verified 2026-07-17

Restricted

Owners of Homesites with a Special Easement for Landscaping must perpetually maintain the vegetation according to good horticultural practice and ensure the Landscaped Buffer complies with Sumter County regulations; all owners must keep their Homesite neat, clean, and grass cut and edged, and maintain the unpaved area between adjacent roadways/walkways and their Homesite.

“Owners of Homesites subject to a Special Easement for Landscaping, as shown on the Plat or described in Article IV above, shall perpetually maintain the vegetation located thereon, consistent with good horticultural practice. No owner of a Homesite which is subject to a Special Easement for Landscaping shall take any action to prevent the Landscaped Buffer from complying with those provisions of the Sumter County Subdivision regulations requiring Landscaped Buffer areas. Each Owner shall keep his Homesite neat and clean and the grass cut and edged at all times and shall also maintain the unpaved area between an adjacent roadway or walkway located in the road right of way or a sidewalk located in an adjacent tract and the Owner's Homesite.”

Declaration · Section 7 · p.6

Last verified 2026-07-17

Restricted

Lawn ornaments are prohibited, except for seasonal displays lasting no more than thirty days.

“Lawn ornaments are prohibited, except for seasons displays not exceeding a thirty (30) day duration.”

Declaration · Section 4 · p.3

Last verified 2026-07-17

Not allowed

Individual mailboxes are not permitted on Homesites; mailboxes are provided by the U.S. Postal Service and housed by Declarant for a one-time lifetime charge per box, which is re-charged to new owners upon title transfer.

“Individual mailboxes may not be located upon a Homesite. Mailboxes are provided by the U.S. Postal Service at no cost to Owner, however, those boxes shall be housed by Declarant at a one time lifetime charge to Owner of $100.00 per box. If title to a Homesite is transferred, a new charge shall be made to the new Owner.”

Declaration · Section 16 · p.4

Last verified 2026-07-17

Not allowed

No motor vehicle, boat, trailer, aircraft, or other vehicle may be repaired or restored on any portion of a Homesite or common areas, except for emergency repairs necessary to move the vehicle to a proper repair facility.

“No Owner of a Homesite shall repair or restore any motor vehicle, boat, trailer, aircraft, or other vehicle on any portion of any Homesite, or on dedicated or reserved areas, except for emergency repairs, and then only to the extent necessary to enable movement thereat to a proper repair facility.”

Declaration · ARTICLE IX · p.6

Last verified 2026-07-17

Requires approval

Nothing may be altered, constructed, or removed from dedicated or reserved areas after original development without the Declarant's written consent.

“Nothing shall be altered in, constructed on, or removed from any dedicated or reserved areas except on the written consent of the Declarant, after the original development thereof by the Declarant.”

Declaration · Section 9 · p.4

Last verified 2026-07-17

Restricted

If a residence is damaged or destroyed, the owner must rebuild, repair, or reconstruct it to its prior appearance and condition within two months of damage and complete it within six months, unless prevented by governmental authority, subject to these Restrictions.

“If all or any portion of a residence is damaged or destroyed by fire or other casualty, it shall be the duty of the Owner thereof, with all due diligence, to rebuild, repair, or reconstruct such residence in a manner which will substantially restore it to its appearance and condition immediately prior to the casualty. Reconstruction shall be undertaken within two (2) months after the damage occurs, and shall be completed within six (6) months after the damage occurs, unless prevented by governmental authority. Such reconstruction is subject to the provisions of these Restrictions.”

Declaration · Section 5 · p.6

Last verified 2026-07-17

Restricted

Owners must use their property to allow neighbors to enjoy theirs, with radios, record players, television, voices, and other sounds kept at a moderate level from 10:00 p.m. to one hour before daylight, excluding Declarant's construction noises.

“Owner(s) shall use his property in such a manner as to allow his neighbors to enjoy the use of their property. Radios, record players, television, voices and other sounds are to be kept on a moderate level from 10:00 p.m. to one (1) hour before daylight. These restrictions shall not apply to construction noises being made by the Declarant.”

Declaration · Section 3 · p.5

Last verified 2026-07-17

Restricted

The Declarant reserves the right to prohibit or control all peddling, soliciting, selling, delivery, and vehicular traffic within the Subdivision.

“The Declarant reserves the right to prohibit or control all peddling, soliciting, selling, delivery and vehicular traffic within the Subdivision.”

Declaration · Section 14 · p.5

Last verified 2026-07-17

Restricted

Rubbish, trash, garbage, or other waste material must be kept in sanitary containers concealed from public view until placed curbside; curbside garbage must be in Declarant-prescribed plastic bags, placed no earlier than the day before pickup, or in a dumpster if required by Declarant, and owners must participate in a curbside recycling program if instituted.

“Prior to being placed curbside for collection, no rubbish, trash, garbage, or other waste material shall be kept or permitted on any Homesite or on dedicated or reserved areas except in sanitary containers located in appropriate areas concealed from public view. Once placed curbside for collection, all garbage will be contained in plastic bags prescribed by Declarant and placed curbside no earlier than the day before scheduled pick-up. In the alternative, the Declarant shall have the right to require that garbage be placed in a dumpster and not placed curbside. In either event, all garbage must be contained in fully closed and sealed plastic bags prescribed by the Declarant.”

Declaration · Section 11 · p.4

Last verified 2026-07-17