est. 2026 · Florida

Villages of Sumter Fernandina Unit 632

, Sumter County, FL

Part of The Villages. This is one platted neighborhood (“Unit”) within The Villages; its rules come from its own recorded declaration. See the The Villages overview.

deed restricted

Core rules12

Occupancy / age restrictions

Restricted

The community is an adult community for persons 55 years or older, requiring at least one permanent resident per home to be 55+, with exceptions for those 19-55 only if 80% adult occupancy is maintained, and temporary visits for those under 19 are limited to 30 days per calendar year.

The Subdivision is an adult community designed to provide housing for persons 55 years of age or older. All homes that are occupied must be occupied by at least one person who is at least fifty-five (55) years of age. No person under nineteen (19) years of age may be a permanent resident of a home, except that persons below the age of nineteen (19) years may be permitted to visit and temporarily reside for periods not exceeding thirty (30) days in total in any calendar year period.

Declaration · Section 1 · p.6

Last verified 2026-07-17

Rentals / leasing

Not addressed

Short-term rentals

Not addressed

Pets

Restricted

Birds, fish, dogs, and cats are permitted, with a maximum of two pets per Homesite; owners are responsible for any damage caused by pets, immediate removal and disposal of pet excrement, and keeping pets on a leash.

Birds, fish, dogs and cats shall be permitted, with a maximun of two (2) pets per Homesite. Each Owner shall be personally responsible for any damage caused to any dedicated or reserved area by any such pet and shall be responsible to immediately remove and dispose of any excrement of such pet and shall be responsible to keep such pet on a leash.

Declaration · Section 6 · p.6

Last verified 2026-07-17

RVs & campers

Not addressed

Boats

Not addressed

Parking

Restricted

Vehicles must be parked wholly within the driveway or garage; trucks over 3/4 ton, campers, boats, trailers, aircraft, or any non-private non-commercial vehicles are prohibited from parking spaces, though a boat may be kept in a closed garage.

No Owner of a Homesile shall park, store, or keep any vehicle except wholly within his driveway or garage. No truck in excess of 3/4 ton, camper, boat, trailer, or aircraft, or any vehicle other than a private non-commercial vehicle may be parked in a parking space except a boat may be kept in the garage with the garage door closed.

Declaration · ARTICLE VIII. PARKING RESTRICTIONS · p.9

Last verified 2026-07-17

Fences

Not allowed

No fence, hedge, wall, or other dividing instrumentality shall be constructed or maintained on any Homesite, except for fencing originally constructed by the Declarant.

No fence, hedge, wall, or other dividing instrumentality shall be constructed or maintained on any Homesite, except for any fencing originally constructed by the Declarant.

Declaration · Section 7 · p.6

Last verified 2026-07-17

Architectural approval

Requires approval

Owners must obtain prior written approval from the Declarant or an architectural review committee for any structural alteration, exterior repainting or repair, or addition to their residence that would substantially alter its exterior appearance, with approval granted only if the work benefits and enhances the Subdivision and complies with surface water management system plans.

No Owner, other than Declarant or its transferees, shall make any structural alteration, or shall undertake any exterior repainting or repair of, or addition to his residence, which would substantially alter the exterior appearance thereof, without the prior written approval of the plans and specifications therefor by the Declarant or an architectural review committee appointed by the Declarant. The Declarant or an architectural review committee designated by the Declarant shall grant its approval only in the event the proposed work (a) will benefit and enhance the entire Subdivision in a manner generally consistent with the plan of development thereof and (b) complies with the construction plans for the surface water management system pursuant to Chapter 40 D-4, F.A.C. approved and on file with the Southwest Florida Water Management District.

Declaration · Section 8 · p.9

Last verified 2026-07-17

Home business

Not allowed

No business of any kind is permitted on any residence, with the exception of the Declarant's business of developing and selling Homesites.

No business of any kind shall be conducted on any residence with the exception of the business of Declarant and the transferees of Declarant in developing and selling all of the Homesites as provided herein.

Declaration · Section 2 · p.6

Last verified 2026-07-17

Signs

Restricted

No signs of any kind are permitted without prior written consent from the Declarant, except for customary name and address signs and professional 'for sale or rent' signs.

No sign of any kind shall be displayed to public view on a Homesite or any dedicated or reserved area without the prior written consent of the Declarant, except customary name and address signs. Professional signs advertising a property for sale or rent shall be permitted.

Declaration · Section 4 · p.6

Last verified 2026-07-17

Setbacks

Not addressed

Exterior & architectural5

Antennas, solar panels, generators & equipment

Restricted

No aerials, satellite reception dishes, or antennas of any kind are permitted within the Subdivision, except as specifically allowed by law, and the location of any approved device must be pre-approved by the Declarant in writing.

No aerials, satellite reception dishes, or antennas of any kind nor window air-conditioners or isrigation wells are permitted within the Subdivision, except as specifically allowed by law. The location of any improved device will be as previously approved by the Declarant in writing.

Declaration · Section 10 · p.7

Last verified 2026-07-17

Conservation, wetlands & environmental

Requires approval

Owners must ensure construction complies with surface water management plans and may not construct or perform any activity in wetlands, mitigation areas, buffer areas, and upland conservation areas without prior written approval from SWFWMD.

Each Owner shall ensure that any construction on the Homesite complies with the construction plans for the surface water management system pursuant to Chapter 40D-4, F.A.C., approved and on file with the Southwest Florida Water Management District (SWFWMD). No Owner of property within the Subdivision may construct or maintain any building. residence, or structure, or undertake or perform any activity in the wetlands, mitigation areas, buffer areas, and upland conservation areas described in the approved permit and recorded plat of the Subdivision unless prior written approval is received from the SWFWMD pursuant to Chapter 40D-4.

Declaration · Section 18 · p.8

Last verified 2026-07-17

Driveways & walkways

Not allowed

Except as originally constructed by the Declarant, no driveways, walkways, cartpaths, or access shall be located on or permitted on any road right-of-way, walkway, or cartpath.

Except as originally constructed by the Declarant, no driveways, walkways, cartpaths or access shall be located on or permitted on any road right-of-way, walkway or cartpatlı.

Declaration · Section 7 · p.8

Last verified 2026-07-17

Exterior colors, materials & trim

Requires approval

The party responsible for maintenance must contact the Declarant or the Architectural Control Committee for paint specifications.

The party responsible for maintenance must contact the Declarant or the Architectural Control Committee for paint specifications.

Declaration · Section 2 · p.9

Last verified 2026-07-17

Property & structure upkeep

Restricted

Owners must repair their residences to a condition comparable to their initial construction, accounting for normal wear and tear, and are responsible for maintaining their driveways.

Subject to the requirements set forth herein, each Owner shall, at his sole cost and expense, repair his residence, other than as otherwise provided for herein, keeping the same in condition comparable to the condition of such residence at the time of its initial construction, excepting only normal wear and tear. Each Homesite Owner shall be responsible for maintaining his driveway.

Declaration · Section 1 · p.9

Last verified 2026-07-17

Landscaping & yard4

Clotheslines / outdoor drying

Not allowed

The hanging of clothes or clotheslines or placing of clothes poles is prohibited to the extent allowed by law.

The hanging of clothes or clotheslines or placing of clothes poles is prohibited to the extent allowed by law.

Declaration · Section 10 · p.7

Last verified 2026-07-17

Landscaping & lawn maintenance

Restricted

Owners must keep their homesites neat and clean, with grass cut and edged, and maintain the unpaved area between the roadway and their front/side lot lines, as well as specific areas between perimeter security walls and homesites for certain owners, ensuring compliance with Sumter County Subdivision regulations for landscaped buffer areas.

Owners of Homesites subject to a Special Easement for Landscaping, as shown on the Plat or described in Article IV above, shall perpetually maintain the vegetation located thereon, consistent with good horticultural practice. No owner of a Homesite which is subject to a Special Easement for Landscaping shall take any action to prevent the Landscaped Buffer from complying with those provisions of the Sumter County Subdivision regulations requiring Landscaped Buffer areas. Each Owner shall keep his Homesite neat and clean and the grass cut and edged at all times and shall also maintain the unpaved area between an adjacent roadway and the Owner's front and side Homesite lot lines and th Owners of Homesites 1, 20, and 53 througb 75 shall maintain the area between the adjacent perimeter security wall and the Owner's Homesite.

Declaration · Section 7 · p.9

Last verified 2026-07-17

Lawn ornaments & decor

Restricted

Lawn ornaments are prohibited, except for seasonal displays which may not exceed thirty days in duration.

Lawn ornaments are prohibited, except for seasons displays not exceeding a thirty (30) day duration

Declaration · Section 4 · p.6

Last verified 2026-07-17

Mailboxes

Not allowed

Individual mailboxes are not permitted on Homesites; mailboxes are provided by the U.S. Postal Service and housed by Declarant for a one-time lifetime charge of $100.00 per box, with a new charge for new Owners upon title transfer.

Individual mailboxes may not be located upon a Homesite. Mailboxes are provided by the U.S. Postal Service at no cost to Owner, however, those boxes shall be housed by Declarant at a one time lifetime charge to Owner of $100.00 per box. If title to a Homesite is transferred, a new charge shall be made to the new Owner.

Declaration · Section 16 · p.7

Last verified 2026-07-17

Vehicles & parking1

Commercial & non-passenger vehicles

Restricted

Owners are prohibited from repairing or restoring motor vehicles, boats, trailers, aircraft, or other vehicles on any part of their homesite or dedicated/reserved areas, except for emergency repairs necessary to move the vehicle to a proper repair facility.

No Owner of a Homesite shall repair or restore any motor vehicle, boat, trailer, aircraft, or other vehicle on any portion of any Homesite, or on dedicated or reserved areas, except for emergency repairs, and then only to the extent necessary to enable movement thereat to a proper repair facility.

Declaration · ARTICLE VIII. PARKING RESTRICTIONS · p.9

Last verified 2026-07-17

Use & conduct5

Common area use & conduct

Requires approval

Nothing shall be altered in, constructed on, or removed from any dedicated or reserved areas except with the written consent of the Declarant, after the original development by the Declarant.

Nothing shall be altered in, constructed on, or removed from any dedicated or reserved areas except on the written consent of the Declarant, after the original development thereof by the Declarant.

Declaration · Section 9 · p.7

Last verified 2026-07-17

Insurance & rebuilding after damage

Restricted

If a residence is damaged or destroyed, the owner must rebuild, repair, or reconstruct it to its prior appearance and condition within two months of damage and complete it within six months, unless prevented by governmental authority, subject to these Restrictions.

If all or any portion of a residence is damaged or destroyed by fire or other casualty, it shall be the duty of the Owner thereof, with all due diligence, to rebuild, repair, or reconstruct such residence in a manner which will substantially restore it to its appearance and condition immediately prior to the casualty. Reconstruction shall be undertaken within two (2) months after the damage occurs, and shall be completed within six (6) months after the damage occurs, unless prevented by governmental authority. Such reconstruction is subject to the provisions of these Restrictions.

Declaration · Section 5 · p.9

Last verified 2026-07-17

Noise, nuisance & conduct

Restricted

Owners must use their property to allow neighbors to enjoy theirs, with radios, record players, television, voices, and other sounds kept at a moderate level from 10:00 p.m. to one hour before daylight, excluding Declarant's construction noises.

Owner(s) shall use his property in such a manner as to allow his neighbors to enjoy the use of their property. Radios, record players, television, voices and other sounds are to be kept on a moderate level from 10:00 p.m. to one (1) hour before daylight. These restrictions shall not apply to construction noises being made by the Declarant.

Declaration · Section 3 · p.7

Last verified 2026-07-17

Solicitation & yard sales

Restricted

The Declarant reserves the right to prohibit or control all peddling, soliciting, selling, delivery, and vehicular traffic within the Subdivision.

The Declarant reserves the right to prohibit or control all peddling, soliciting, selling, delivery and vehicular traffic within the Subdivision

Declaration · Section 14 · p.7

Last verified 2026-07-17

Trash & recycling

Restricted

All garbage placed curbside for collection must be in plastic bags prescribed by the Declarant, placed no earlier than the day before scheduled pick-up, or placed in a dumpster if required by the Declarant, and all garbage must be in fully closed and sealed plastic bags prescribed by the Declarant; garbage and trash service is provided by a Declarant-selected carrier, with charges paid separately by each Owner, and Owners must participate in a curbside recycling program if instituted by the Declarant.

Once placed curbside for collection, all garbage will be contained in plastic hags prescribed by Declarant and placed curbside no carlier than the day before sebeduled pick-up. In the alternative, the Declarant shall have the right to require that garbage be placed in a dumpster and not placed curbside. In either event, all garbage must be contained in fully closed and sealed plastic bags prescribed by the Declarant. To maintain the Subdivision in a clean and sanitary condition and to minimize heavy commercial traffic within the subdivision, garbage and trash service shall be provided by a carrier selected by the Declarant, and charges paid separately by each Owner. Owner agrees that garhage and trash service shall commence on the closing date the Owner purchases Owner's Homesite and home. Owner acknowledges that garbage and trash services is provided, and the fee for such service is payable, on a year-round basis regardless of use or occupancy. Declarant reserves the right to require all Owner's to participate in a curbside recycling program if and when one is instituled.

Declaration · Section 12 · p.7

Last verified 2026-07-17