est. 2026 · Florida

Villages of Sumter Belmont Unit 645

, Sumter County, FL

Part of The Villages. This is one platted neighborhood (“Unit”) within The Villages; its rules come from its own recorded declaration. See the The Villages overview.

deed restricted

Core rules12

Occupancy / age restrictions

Restricted

The community is for persons 55 years or older, requiring at least one occupant per home to be 55+, with no permanent residents under 19, and temporary visits for those under 19 limited to 30 days per calendar year, subject to hardship exceptions and rules to maintain 80% adult occupancy.

The Subdivision is an adult community designed to provide housing for persons 55 years of age or older. All homes that are occupied must be occupied by at least one person who is at least fifty-five (55) years of 9.ge. No person under nineteen (19) years of age may be a pennanent resident of a home, except that persons below the age ofnineteen (19) years may be permitted to visit and temporarily reside for periods not exceeding thirty (30) days in total in any calendar year period.

Declaration · Section 1. · p.4

Last verified 2026-07-17

Rentals / leasing

Not addressed

Short-term rentals

Not addressed

Pets

Restricted

Birds, fish, dogs, and cats are permitted, with a maximum of two pets per Homesite; owners are responsible for pet damage, immediate waste removal, and keeping pets on a leash.

Birds, fish, dogs and cats shall be permitted, with a maximum oftwo (2) pets per Homesite. Each Owner shall be personally responsible for any damage caused to any dedicated or reserved area by any such pet and shall be responsible to immediately remove and dispose of any excrement of such pet and shall be responsible to keep such pet on a leash. No other animals, livestock, or poultry of any kind shall be raised, bred, or kept on any Homesite or on any dedicated or reserved area.

Declaration · Section 6. · p.5

Last verified 2026-07-17

RVs & campers

Not addressed

The document does not contain any information regarding recreational vehicles.

Boats

Not addressed

The document does not contain any information regarding boats.

Parking

Restricted

Vehicles must be parked wholly within the driveway, garage, or other non-visitor parking spaces; trucks over 3/4 ton, campers, boats, trailers, aircraft, or any non-private non-commercial vehicles are prohibited from parking spaces, though a boat may be kept in a closed garage.

No Owner of a Homesite shall park, store, or keep any vehicle except wholly within bis driveway, garage or other non-visitor parking spaces. No truck in excess of3/4 ton, camper, boat, trailer, or aircraft, or any vehicle other than a private non-commercial vehicle may be parked in a parking space except a boat may be kept in the garage with the garage door closed.

Declaration · ARTICLE IX. · p.8

Last verified 2026-07-17

Fences

Restricted

Owners are responsible for all wall and fence maintenance not assumed by the District, including painting and keeping clean all fences and walls, maintaining the gate on the gate fence or wall, and maintaining/repairing the structural integrity of all walls and fences serving their Homesites; specific perimeter Homesites also have exterior and interior painting responsibilities, and all gates, walls, and fences must be of a uniform color and paint type, requiring contact with Declarant or District for specifications.

Owners shall be responsible for all Wall and Fence maintenance not assumed by the District in ARTICLE II. Section 1. Subject to these restrictions each Owner shall paint and keep clean all fences and walls. The gate on the gate fence or wall shall be maintained by the Owner enjoying the use ofthe adjacent side yard area. Owners shall be responsible for maintenance and repair ofthe structural integrity of all walls and fences serving the Owners� Homesites whether on the Owner's Homesite or on an adjacent Homesite, reserved area, or dedicated area. Where a wall or fence serves more than one Homesite, the cost ofmaintaining and repairing the structural integrity of the wall or fence shall be shared among the respective Owners served by such wall, In addition, the Owners of Homesites 16, 22, 30, 31, 39, 40, 48 and 49 shall clean and paint the exterior portion ofthe wall or fence upon their Homesite facing the adjoining road right ofway or Parking area. The Owners ofHomesites 15, 16, 21, 22, 30 and 53 shall also clean and paint the interior portion of the security wall or fence upon and adjacent to the Homesite. Owners ofHomesites on the perimeter of the Subdivision who must maintain the exterior ofthe fence on their Homesites are encouraged to do so in a cooperative and unifonn manner with other adjacent Homesite Owners so as to present to the public a uniform well maintained appearance of the Subdivision as a whole. All gates, walls and fences must be of a uniform color and type of paint. Owners intending to paint must contact the Declarant or the District for paint specifications.

Declaration · Section 7. · p.8

Last verified 2026-07-17

Architectural approval

Requires approval

No Owner, other than Declarant or its transferees, may make structural alterations, exterior repainting or repairs, or additions that substantially alter the exterior appearance of their residence without prior written approval of plans and specifications from the Declarant or an architectural review committee, which will grant approval only if the work benefits and enhances the Subdivision and complies with surface water management system plans.

No Owner, other thanDeclarant or its transferees, shall make any structural alteration, or shall undertake any exterior repainting or repair of, or addition to his residence, which would substantially alter the exterior appearance thereof, without the prior written approval of the plans and specifications therefor by the Declarant or an architectural review committee appointed by the Declarant. The Declarant or an architectural review committee designated by the Declarant shall grant its approval only in the event the proposed work (a) will benefit and enhance the entire Subdivision in a manner generally consistent with the plan ofdevelopment thereof and (b) complies with the construction plans for the surface water management system pursuant to Chapter 40 D--4, F.A.C., approved and on file with the Southwest Florida Water Management District.

Declaration · Section 8. · p.8

Last verified 2026-07-17

Home business

Not allowed

No business of any kind may be conducted on any residence, with the exception of the Declarant's business of developing and selling Homesites.

No business of any kind shall be conducted on any residence with the exception of the business ofDeclarant and the transferees ofDeclarant in developing and selling all ofthe Homesites as provided herein,

Declaration · Section 2. · p.5

Last verified 2026-07-17

Signs

Restricted

No signs of any kind are permitted without prior written consent from the Declarant, except for customary name and address signs and one 'for sale or rent' sign (max 12x12 inches) visible only through a window.

No sign ofany kind shall be displayed to public view on a Homesite or any dedicated or reserved area without the prior written consent of the Declarant, except customary name and address signs and one sign advertising a property for sale or rent which shall be no larger than twelve (12) inches wide and twelve (12) inches high and which shall be located wholly within the residence and only visible through a window of the residence.

Declaration · Section 4. · p.5

Last verified 2026-07-17

Setbacks

Not addressed

The document does not contain information regarding setbacks.

Exterior & architectural4

Antennas, solar panels, generators & equipment

Restricted

No aerials, satellite reception dishes, or antennas of any kind are permitted within the Subdivision, except as specifically allowed by law, and any approved device's location must be pre-approved by the Declarant in writing.

No aerials, satellite reception dishes, or antennas of any kind, nor window air-conditioners or irrigation wells are permitted within the Subdivision, except as specifically allowed by law. The location of any improved device will be as previously approved by the Declarant in writing.

Declaration · Section 10. · p.5

Last verified 2026-07-17

Conservation, wetlands & environmental

Requires approval

No owner may construct or maintain any building, residence, or structure, or perform any activity in wetlands, buffer areas, and upland conservation areas without prior approval from the District pursuant to Chapter 40D-4, F.A.C.

No Owner of the property within the Subdivision may construct or maintain any building, residence, or structure, or undertalce orperfonn any activity in the wetlands, buffer areas! and upland conservation areas described in the approved permit and recorded plat of the Subdivision, unless prior approval is received from the District pursuant to Chapter40D-4, F.A.C.

Declaration · Section 18. · p.6

Last verified 2026-07-17

Driveways & walkways

Restricted

Clear (non-colored) concrete and driveway coatings are permitted, but colored coatings require prior written consent from the Declarant or an architectural review committee.

Clear (non-colored) concrete and driveway coatings are permitted. No colored coatings are permitted without the prior written consent ofDeclarant, its designee, or an architectural review committee appointed by Dec!arantor Declarant's designee.

Declaration · Section 8. · p.1

Last verified 2026-07-17

Property & structure upkeep

Restricted

Each Owner must repair their residence to a condition comparable to its initial construction (excluding normal wear and tear) and maintain in a mowed, edged, neat, and clean manner: their Homesite not subject to side yard or driveway easements, their side yard easement area, driveway easement area and driveway (whether on their Homesite or adjacent), and the unpaved area between an adjacent roadway or walkway and their front and side Homesite lot lines.

Subject to these restrictions, each Owner shall, at bis sole cost and expense, repair his residence, other than as otherwise provided for herein, keeping the same in condition comparable to the condition ofsuch residence at the time ofits initial construction, excepting only normal wear and tear. Each Homesite Owner shall be responsible for maintaining in a mowed, edged, neat and clean manner; (i) that portion of his Homesite not subject to side yard or driveway easements, (ii) his side yard easement area, driveway easement area and driveway, whether on his Homesite or on� an adjacent Homesite, reserved area, or dedicated area, and (iii) the unpaved area between an adjacent roadway or abutting walkway and the Owner's front and side Homesite lot lines.

Declaration · Section 1. · p.7

Last verified 2026-07-17

Landscaping & yard4

Clotheslines / outdoor drying

Not allowed

The hanging of clothes or clotheslines or placing of clothes poles is prohibited to the extent allowed by law.

The hanging of clothes or clotheslines or placing of clothes poles is prohibited to the extent allowed by law.

Declaration · Section 10. · p.5

Last verified 2026-07-17

Landscaping & lawn maintenance

Restricted

Owners of Homesites subject to a Special Easement for Landscaping must perpetually maintain the vegetation thereon consistent with good horticultural practice and take no action to prevent the Landscaped Buffer from complying with Sumter County Subdivision regulations.

Owners ofHomesites subjectto a Special Easement for Landscaping, as shown on the Plat or described in Article IV above, shall perpetually maintain the vegetation located thereon, consistent with good horticultural practice. No owner of a Homesite which is subject to a Special Easement for Landscaping shall take any action to prevent the Landscaped Buffer from complying with those proviSions of the Sumter County Subdivision regulations requiring Landscaped Buffer areas.

Declaration · Section 7. · p.7

Last verified 2026-07-17

Lawn ornaments & decor

Restricted

Lawn ornaments are prohibited, except for seasonal displays not exceeding a thirty (30) day duration.

Lawn ornaments are prohibited, except for seasons displays not exceeding a thirty (30) day duration.

Declaration · Section 4. · p.5

Last verified 2026-07-17

Mailboxes

Not allowed

Individual mailboxes are not permitted on Homesites; mailboxes are provided by the U.S. Postal Service and housed by Declarant for a one-time lifetime charge of $100 per box, with a new charge upon title transfer.

Individual mailboxes may not be located upon a Homesite. Mailboxes are provided by the U.S. Postal Service atno cost to Owner, however, those boxes shall be housed by Declarant at a one time lifetime charge to Owner of $100.00 per box. If title to a Hornesite is transferred, a new charge shall be made to the new Owner.

Declaration · Section 16. · p.6

Last verified 2026-07-17

Vehicles & parking1

Commercial & non-passenger vehicles

Restricted

No owner may repair or restore any motor vehicle, boat, trailer, aircraft, or other vehicle on any portion of a Homesite or common areas, except for emergency repairs necessary to move the vehicle to a proper repair facility.

No Owner ofa Homesite shall repair or restore any motor vehicle, boat, trailer, aircraft, or other vehicle on any portion of any Homesite, or on dedicated or reserv_ed areas, except for emergency repairs, and then only to the extent necessary to enable movement thereof to a proper repair facility.

Declaration · ARTICLE IX. · p.8

Last verified 2026-07-17

Use & conduct5

Common area use & conduct

Requires approval

Nothing may be altered, constructed, or removed from any dedicated or reserved areas after original development without the Declarant's written consent.

Nothing shall be altered in, constructed on, or removed from any dedicated or reserved areas except on the written consent ofthe Declarant, after the original developmentthereofbytheDeclarant.

Declaration · Section 9. · p.5

Last verified 2026-07-17

Insurance & rebuilding after damage

Restricted

If a residence or walls are damaged or destroyed, the Owner must rebuild, repair, or reconstruct them to their prior appearance and condition within two months of damage and complete within six months, unless prevented by governmental authority, subject to existing restrictions.

If all or any portion of a residence is damaged or destroyed by fire or other casualty, it shall be the duty ofthe Owner thereof, with all due diligence, to rebuild repair, or reconstruct such residence and walls in a manner which will substantially restore it to its appearance and condition immediately prior to the casualty. Reconstruction shall be undertaken within two (2) months after the damage occurs, and shall be completed within six (6) months after the damage occurs, unless prevented by governmental authority. Such reconstruction is subject to the provisions" of these restrictions.

Declaration · Section 5. · p.8

Last verified 2026-07-17

Noise, nuisance & conduct

Restricted

Radios, record players, television, voices, and other sounds must be kept at a moderate level from 10:00 p.m. to one hour before daylight, excluding Declarant's construction noises.

Radios, record players, television, voices and other sounds are to be kept on a moderate level from 10:00 p.m. to one (1) hour before daylight. These restrictions shall not apply to construction noises being made by the Declarant.

Declaration · Section 3. · p.6

Last verified 2026-07-17

Solicitation & yard sales

Restricted

The Declarant reserves the right to prohibit or control all peddling, soliciting, selling, delivery, and vehicular traffic within the Subdivision.

The Declarantreserves the right to prohibit or control all peddling, soliciting, selling, delivery and vehicular traffic within the Subdivision.

Declaration · Section 14. · p.6

Last verified 2026-07-17

Trash & recycling

Restricted

Rubbish, trash, garbage, or other waste material must be kept in sanitary containers concealed from public view until placed curbside for collection, no earlier than the day before scheduled pick-up, in Declarant-prescribed plastic bags, or in a dumpster if required by Declarant, with mandatory service provided by a Declarant-selected carrier and potential participation in a curbside recycling program.

Prior to being placed curbside for collection, no rubbish, trash, garbage, or other waste material shall be kept or pemtitted on any Homesite or on dedicated or reserved areas except in sanitary containers located in appropriate areas concealed from public view. Once placed curbside for collection, all garbage will be contained in plastic bags prescribed by Declarant and placed curbside no earlier th.an the day before scheduled pick-up. In the alternative, the Declarant shall have the right to require that garbage be placed in a dumpster and not placed curbside. In either event, all garbage must be contained in fully closed and sealed plastic bags prescribed by the Declarant.

Declaration · Section 11. · p.5

Last verified 2026-07-17