est. 2026 · Florida

Villages of Sumter Bellamy Unit 646

, Sumter County, FL

Part of The Villages. This is one platted neighborhood (“Unit”) within The Villages; its rules come from its own recorded declaration. See the The Villages overview.

deed restricted

Core rules12

Occupancy / age restrictions

Restricted

The community is an adult community for persons 55 years or older, requiring at least one occupant per home to be 55+, prohibiting permanent residents under 19, and limiting visits for those under 19 to 30 days per calendar year, with hardship exceptions possible under specific conditions.

The Subdivision is an adult community designed to provide housing for persons 55 years or age or older. All homes that are occupied must be occupied by at least one person who is at least fifty-five (55) years of age. No person under nineteen (19) years of age may be a permanent resident of a home, except that persons below the age of nineteen (19) years may be permitted to visit and temporarily reside for periods not exceeding thirty (30) days in total in any calendar year period.

Declaration · Section 1. · p.4

Last verified 2026-07-17

Rentals / leasing

Not addressed

Short-term rentals

Not addressed

Pets

Restricted

Birds, fish, dogs, and cats are permitted, with a maximum of two pets per Homesite; owners are responsible for any damage caused by pets, immediate removal and disposal of pet excrement, and keeping pets on a leash.

Birds, fish, dogs and cats shall be permitted, with a maximum of two (2) pets per Homesite. Each Owner shall be personally responsible for any damage caused to any dedicated or reserved area by any such pet and shall be responsible to immediately remove and dispose of any excrement of such pet and shall be responsible to keep such pet on a leash. No other animals, livestock, or poultry of any kind shall be raised, bred, or kept on any Homesite or on any dedicated or reserved area.

Declaration · Section 6. · p.4

Last verified 2026-07-17

RVs & campers

Not addressed

Boats

Not addressed

Parking

Restricted

Owners may only park, store, or keep vehicles wholly within their driveway or garage; no trucks over 3/4 ton, campers, boats, trailers, aircraft, or any vehicle other than a private non-commercial vehicle may be parked in a parking space, though a boat may be kept in the garage with the door closed.

No Owner of a Homesite shall park, store, or keep any vehicle except wholly within his driveway or garage. No truck in excess of 3/4 ton, camper, boat, trailer, or aircraft, or any vehicle other than a private non-commercial vehicle may be parked in a parking space except a boat may be kept in the garage with the garage door closed.

Declaration · ARTICLE IX. · p.7

Last verified 2026-07-17

Fences

Not allowed

No fence, hedge, wall, or other dividing instrumentality may be constructed or maintained on any Homesite, except for fencing originally constructed by the Declarant.

No fence, hedge, wall, or other dividing instrumentality shall be constructed or maintained on any Homesite, except for any fencing originally constructed by the Declarant.

Declaration · Section 7. · p.4

Last verified 2026-07-17

Architectural approval

Requires approval

No arbor, trellis, gazebo, pergola (or similar item), awning, fence, barrier, wall, or structure of any kind shall be placed on the property without prior written approval from the Declarant; additionally, no structural alteration, exterior repainting or repair, or addition that substantially alters the exterior appearance of a residence may be made without prior written approval of plans and specifications by the Declarant or an architectural review committee.

No arbor, trellis, gazebo, pergola (or similar item), awning, fence, barrier, wall or structure of any kind or nature shall be placed on the property without prior written approval of the Declarant. No Owner, other than Declarant or its transferees, shall make any structural alteration, or shall undertake any exterior repainting or repair of, or addition to his residence, which would substantially alter the exterior appearance thereof, without the prior written approval of the plans and specifications therefor by the Declarant or an architectural review committee appointed by the Declarant.

Declaration · Section 8. · p.4

Last verified 2026-07-17

Home business

Not allowed

No business of any kind may be conducted on any residence, with the exception of the Declarant's business of developing and selling Homesites.

No business of any kind shall be conducted on any residence with the exception of the business of Declarant and the transferees of Declarant in developing and selling all of the Homesites as provided herein

Declaration · Section 2. · p.4

Last verified 2026-07-17

Signs

Restricted

No signs of any kind are permitted without prior written consent from the Declarant, except for customary name and address signs and one 'for sale or rent' sign no larger than 12x12 inches, visible only through a window.

No sign of any kind shall be displayed to public view on a Homesite or any dedicated or reserved area without the prior written consent of the Declarant, except customary name and address signs and one sign advertising a property for sale or rent which shall be no larger than twelve (12) inches wide and twelve (12) inches high and which shall be located wholly within the residence and only visible through a window of the residence.

Declaration · Section 4. · p.4

Last verified 2026-07-17

Setbacks

Not addressed

Exterior & architectural5

Antennas, solar panels, generators & equipment

Restricted

No aerials, satellite reception dishes, or antennas of any kind are permitted within the Subdivision, except as specifically allowed by law, and the location of any approved device must be pre-approved by the Declarant in writing.

No aerials, satellite reception dishes, or antennas of any kind nor window air-conditioners or irrigation wells are permitted within the Subdivision, except as specifically allowed by law. The location of any improved device will be as previously approved by the Declarant in writing.

Declaration · Section 10. · p.4

Last verified 2026-07-17

Conservation, wetlands & environmental

Restricted

No unauthorized person may enter any wildlife preserve, and no owner may construct, maintain any building or structure, or perform any activity in wetlands, mitigation areas, buffer areas, and upland conservation areas without prior written approval from the SWFWMD.

No unauthorized person may enter onto any wildlife preserve set forth within the areas designated as such in the Development Order entered into in connection with the Villages of Sumter, a Development of Regional Impact, or as it may be amended from time to time. No Owner of property within the Subdivision may construct or maintain any building, residence, or structure, or undertake or perform any activity in the wetlands, mitigation areas, buffer areas, and upland conservation areas described in the approved permit and recorded plat of the Subdivision unless prior written approval is received from the SWFWMD pursuant to Chapter 40D-4.

Declaration · Section 18. · p.5

Last verified 2026-07-17

Driveways & walkways

Restricted

Concrete and driveway coatings are permitted if the design is harmonious with the Subdivision and the coating is the same color as the home; no ingress or egress is permitted except via driveways and sidewalks originally constructed by Declarant, and no driveways, walkways, cartpaths, or access shall be located on any road right-of-way, walkway, or cartpath except as originally constructed by the Declarant.

Concrete and driveway coatings are permitted providing that the design is harmonious with the Subdivision and that such coating is the same color as the home. No ingress or egress to or from any Homesite is permitted except pursuant to such driveways and sidewalks as originally constructed by Declarant. Except as originally constructed by the Declarant, no driveways, walkways, cartpaths or access shall be located on or permitted on any road right-of-way, walkway or cartpath.

Declaration · Section 7. · p.4

Last verified 2026-07-17

Exterior colors, materials & trim

Restricted

The party responsible for maintenance must contact the Declarant or the Architectural Control Committee for paint specifications.

The party responsible for maintenance must contact the Declarant or the Architectural Control Committee for paint specifications.

Declaration · Section 2. · p.7

Last verified 2026-07-17

Property & structure upkeep

Restricted

Each owner must repair their residence to a condition comparable to its initial construction, excepting normal wear and tear, maintain their driveway, keep their Homesite neat and clean with grass cut and edged, and maintain the unpaved area between an adjacent roadway or walkway and their Homesite.

Each Owner shall, at his sole cost and expense, repair his residence, other than as otherwise provided for herein, keeping the same in condition comparable to the condition of such residence at the time of its initial construction, excepting only normal wear and tear. Each Homesite Owner shall be responsible for maintaining his driveway. Each Owner shall keep his Homesite neat and clean and the grass cut and edged at all times and shall also maintain the unpaved area between an adjacent roadway or walkway located in the road right of way and the Owner's Homesite.

Declaration · Section 1. · p.7

Last verified 2026-07-17

Landscaping & yard5

Clotheslines / outdoor drying

Not allowed

The hanging of clothes or clotheslines or placing of clothes poles is prohibited to the extent allowed by law.

The hanging of clothes or clotheslines or placing of clothes poles is prohibited to the extent allowed by law.

Declaration · Section 10. · p.4

Last verified 2026-07-17

Holiday & seasonal decorations

Restricted

Lawn ornaments are prohibited, except for seasonal displays that do not exceed a thirty-day duration.

Lawn ornaments are prohibited, except for seasons displays not exceeding a thirty (30) day duration.

Declaration · Section 4. · p.4

Last verified 2026-07-17

Landscaping & lawn maintenance

Restricted

Irrigation water is for irrigation purposes only and cannot be used for human or pet consumption, bathing, washing, car washing, or any other non-irrigation use; potable water may not be used for irrigation, except for supplemental irrigation of annuals and heat-stressed areas with a hose and automatic shutoff nozzle, but sprinklers on a hose connection are not permitted.

The irrigation water provided by VWCA is suitable for irrigation purposes only. The irrigation water can not be used for human or pet consumption, bathing, washing, car washing or any other use except for irrigation. Owners covenant to ensure that no one on the Homesite uses irrigation water for any non-irrigation purpose. Potable water may not be used for irrigation, except that supplemental irrigation with potable water is limited to annuals and the isolated treatment of heat stressed areas. All supplemental irrigation utilizing potable water must be done with a hose with an automatic shutoff nozzle. Use of sprinklers on a hose connection is not permitted.

Declaration · Section 7. · p.6

Last verified 2026-07-17

Lawn ornaments & decor

Restricted

Lawn ornaments are prohibited, except for seasonal displays that do not exceed a thirty-day duration.

Lawn ornaments are prohibited, except for seasons displays not exceeding a thirty (30) day duration.

Declaration · Section 4 · p.4

Last verified 2026-07-17

Mailboxes

Not allowed

Individual mailboxes are not permitted on Homesites; mailboxes are provided by the U.S. Postal Service and housed by the Declarant for a one-time lifetime charge per box, which is re-charged upon title transfer.

Individual mailboxes may not be located upon a Homesite. Mailboxes are provided by the U.S. Postal Service at no cost to Owner, however, those boxes shall be housed by Declarant at a one time lifetime charge to Owner of $100.00 per box. If title to a Homesite is transferred, a new charge shall be made to the new Owner.

Declaration · Section 16. · p.5

Last verified 2026-07-17

Vehicles & parking1

Commercial & non-passenger vehicles

Restricted

Owners are prohibited from repairing or restoring any motor vehicle, boat, trailer, aircraft, or other vehicle on any portion of a Homesite or common areas, except for emergency repairs necessary to move the vehicle to a proper repair facility.

No Owner of a Homesite shall repair or restore any motor vehicle, boat, trailer, aircraft, or other vehicle on any portion of any Homesite, or on dedicated or reserved areas, except for emergency repairs, and then only to the extent necessary to enable movement thereat to a proper repair facility.

Declaration · ARTICLE IX. · p.7

Last verified 2026-07-17

Use & conduct4

Insurance & rebuilding after damage

Restricted

If a residence is damaged or destroyed, the owner must rebuild, repair, or reconstruct it to substantially restore its prior appearance and condition within two months of damage and complete it within six months, unless prevented by governmental authority.

If all or any portion of a residence is damaged or destroyed by fire or other casualty, it shall be the duty of the Owner thereof, with all due diligence, to rebuild, repair, or reconstruct such residence in a manner which will substantially restore it to its appearance and condition immediately prior to the casualty. Reconstruction shall be undertaken within two (2) months after the damage occurs, and shall be completed within six (6) months after the damage occurs, unless prevented by governmental authority.

Declaration · Section 5. · p.7

Last verified 2026-07-17

Noise, nuisance & conduct

Not allowed

No noxious or offensive activity is permitted on any Homesite, and owners must ensure neighbors can enjoy their property by keeping sounds at a moderate level from 10:00 p.m. to one hour before daylight.

No noxious or offensive activity shall be carried on in or on any Homesite with the exception of the business of Declarant and the transferees of Declarant in developing all of the Homesites as provided herein. Owner(s) shall use his property in such a manner as to allow his neighbors to enjoy the use of their property. Radios, record players, television, voices and other sounds are to be kept on a moderate level from 10:00 p.m. to one (1) hour before daylight.

Declaration · Section 3. · p.4

Last verified 2026-07-17

Solicitation & yard sales

Restricted

The Declarant reserves the right to prohibit or control all peddling, soliciting, selling, delivery, and vehicular traffic within the Subdivision.

The Declarant reserves the right to prohibit or control all peddling, soliciting, selling, delivery and vehicular traffic within the Subdivision.

Declaration · Section 14. · p.5

Last verified 2026-07-17

Trash & recycling

Restricted

Rubbish, trash, garbage, or other waste material must be kept in sanitary containers concealed from public view until placed curbside for collection, no earlier than the day before scheduled pick-up, and must be contained in fully closed and sealed plastic bags prescribed by the Declarant.

Prior to being placed curbside for collection, no rubbish, trash, garbage, or other waste material shall be kept or permitted on any Homesite or on dedicated or reserved areas except in sanitary containers located in appropriate areas concealed from public view. Once placed curbside for collection, all garbage will be contained in plastic bags prescribed by Declarant and placed curbside no earlier than the day before scheduled pick-up. In either event, all garbage must be contained in fully closed and sealed plastic bags prescribed by the Declarant.

Declaration · Section 11. · p.4

Last verified 2026-07-17