Core rules12
Occupancy / age restrictions
Restricted
The community is for persons 55 years of age or older, requiring at least one occupant per home to be 55+, prohibiting permanent residents under 19, and limiting visits for those under 19 to 30 days per calendar year, with hardship exceptions possible if 80% adult occupancy is maintained.
“The Subdivision is an adult conmmnity designed to provide housing forpersoru. 55 years of age or older. All homes that are occupied must be occupied by at least one person who is at least fifty-five (55) yean: of age. No person under nineteen (19).years ofage may be a permanent resident of a home, except that persons below the age ofnineteen (t9) years may be pemtitted to visit andtemporarilyreside for periods not ex.ceecling thirty (30) da~ in total in anycalendaryearperiod.”
Declaration · ARTICLE V. USE RESTRICTIONS, Section 1 · p.5
Last verified 2026-07-17
Rentals / leasing
Not addressed
Short-term rentals
Not addressed
Pets
Restricted
Birds, fish, dogs, and cats are permitted, with a maximum of two pets per Homesite; owners are responsible for pet damage, immediate waste removal, and keeping pets on a leash.
“Birds, fish, dogs andcatsshallbepermitted, withamaximumoftwo (2)petsperHomesite. Each Owner shall be.pernonallyresponsible for any damage caused to any dedicated or reserved area by any such pet and shall be responsible to :immediately l'emove and dispose of any excrement of such pet and shall be responsible to keep such pet on a leash. No other animals, livestock, or poultry of any kind shall be raised, bred, or kept on any Homesite or on any dedicated or reserved area.”
Declaration · ARTICLE V. USE RESTRICTIONS, Section 6 · p.5
Last verified 2026-07-17
RVs & campers
Not addressed
Boats
Not addressed
Parking
Restricted
Owners may only park, store, or keep vehicles wholly within their driveway, garage, or other non-visitor parking spaces; trucks over 3/4 ton, campers, boats, trailers, aircraft, or commercial vehicles are prohibited, except a boat may be kept in a closed garage.
“No Owner of a Homesite shall park1store, or keep any vehicle except wholly within his driveway, garage or otbernon--visitor-parking spaces. No1ruckin excess of3/4 ton, camper, boat, trailer, or aircraft, or any vehicle other than a private non-cODltO.ercial vehicle may be paiked in a parking space except a boat may be kept in the garage withthe garage dbor closed.”
Declaration · ARTICLE V. USE RESTRICTIONS, Section 20 · p.9
Last verified 2026-07-17
Fences
Not allowed
No fence, hedge, wall, or other dividing instrumentality may be constructed or maintained on any Homesite, except for fences built by the Declarant according to existing architectural plans.
“No fence, hedge, wall, or other dividing instrumentality shall be constructed ormaintained on any Honiesite, except tbatDeciarant and the transfe.rees ofDeclatant may construct fences in accordance with existing architectural plans.”
Declaration · ARTICLE V. USE RESTRICTIONS, Section 7 · p.5
Last verified 2026-07-17
Architectural approval
Requires approval
Owners, other than the Declarant, must obtain prior written approval from the Declarant or an architectural review committee for any structural alteration, exterior painting or repair, or addition to their residence that would substantially alter its exterior appearance.
“No Owner, othertbanDeclarant or its transferees, sbltllmake any structma.1 alteration. or shall undertake any exterior.rq,ainting orrepair of, or addi ti.on. to his residenct; which would substantially alterfue exterior appearance thereof, without the prior written approval of the plans and.specifications therefor by the Declarant or an architectural review committee appointed by the Declarant”
Declaration · p.9
Last verified 2026-07-17
Home business
Not allowed
No business of any kind may be conducted on any residence, except for the Declarant's development and sales activities.
“No business ofany kind shall be conducted on any residence with the exception ofthe business ofDeclarant and,the transff:rees ofDeclarant in developing and selling all ofthe Homesites as _provided herein.”
Declaration · ARTICLE V. USE RESTRICTIONS, Section 2 · p.5
Last verified 2026-07-17
Signs
Restricted
No signs of any kind are permitted without prior written consent from the Declarant, except for customary name and address signs and one 'for sale or rent' sign no larger than 12x12 inches, visible only through a window.
“No .sign ofany.kindshall be displayed to public view on aHomesite or any dedicated or reserved area without the prior written consent of the Declarant, except customary name and address signs and one sign advertisins a property for sale or rent 'Which shall be no largerthan twelve (12) inches wide and twelve (12) inches high and which shall be located wholly within the residence and only visible through a window ofthe residence.”
Declaration · ARTICLE V. USE RESTRICTIONS, Section 4 · p.5
Last verified 2026-07-17
Setbacks
Not addressed
The document does not contain any information regarding setbacks.
Exterior & architectural3
Antennas, solar panels, generators & equipment
Not allowed
No aerials, satellite reception dishes, or antennas of any kind are permitted, except as specifically allowed by law, with approved location by Declarant.
“No aerials, satellite reception dishes, or antennas of any kind, nor window air~conditioners or imgation wells are permitted within the Subdivision, except as specifically allowed by law, The location of any improved device will be as previ:01.tslyapprovcd by the Declarant in writing.”
Declaration · ARTICLE V. USE RESTRICTIONS, Section 10 · p.6
Last verified 2026-07-17
Conservation, wetlands & environmental
Restricted
No unauthorized person may enter wildlife preserves, and no building, residence, structure, or activity is permitted in wetlands, buffer areas, and upland conservation areas without prior approval from the District.
“No unauthorized person may enter onto any wildlife preserve set forth withiri the areas designated as �such in the Development Order entered into in connection with tho Villages of ~urnter, a Development of Regional Impact, or as it may be amended from time to time. No Owner of the property 'Withln the Subdivision may construct or maintain any building. residence, or structure, or undertake or perform anyacti.Yityinthe wetlands, buffer areas, and upland conservation areas descnbedin the approved pemrlt and recordedplat ofthe Subdivision,_unless prior approval is received from the Districtpursuant to Chapter 40D-4, F.A.C,”
Declaration · ARTICLE V. USE RESTRICTIONS, Section 18 · p.7
Last verified 2026-07-17
Driveways & walkways
Restricted
Only clear (non-colored) concrete and driveway coatings are permitted; colored coatings require prior written consent from the Declarant or architectural review committee.
“Clear (non-colored) concrete and driveway coatings are permitted. No colored coatings are permitted withoutthe prior written consent ofDeclarant, its designee, or an architectural review committee appointed by Declarant or Declarant's designee.”
Declaration · p.1
Last verified 2026-07-17
Landscaping & yard4
Clotheslines / outdoor drying
Restricted
The hanging of clothes or clotheslines or placing of clothes poles is prohibited to the extent allowed by law.
“The h.a.Dging of clothes or clotheslines or placing of clothes P':)les is prohibited to the extent allowed by law,”
Declaration · ARTICLE V. USE RESTRICTIONS, Section 10 · p.6
Last verified 2026-07-17
Landscaping & lawn maintenance
Restricted
Owners must regulate irrigation water service to their Homesite and comply with the Irrigation Water Service Schedule determined solely by VWCA, with potential installation of a control valve and charges for non-compliance.
“The Owner of-the Homesite shall tegulat-e the irrigation water service to theH~ite and will be responsible for complying with the Irrigation Water Service Schedule, IfOwner repeatedly fails to comply with the Ji:rigation Water Service Schedule, VW"CA may enter onto the Homesite, over and upon easements hereby reserved in favor ofVWCA, and install a control valve to compel Owner's compliance with. thefuigation Water Service Schedule, with sll costs related thereto being charged to Owner.”
Declaration · ARTICLE V. USE RESTRICTIONS, Section 21 · p.7
Last verified 2026-07-17
Lawn ornaments & decor
Restricted
Lawn ornaments are prohibited, except for seasonal displays lasting no more than thirty days.
“Lawn omaments are prohi'bited, except for seasons displays not exceeding a thirty (30) day duration,”
Declaration · ARTICLE V. USE RESTRICTIONS, Section 4 · p.5
Last verified 2026-07-17
Mailboxes
Not allowed
Individual mailboxes are not permitted on Homesites; mailboxes are provided by the U.S. Postal Service and housed by Declarant for a one-time lifetime charge, which is re-charged to new owners upon transfer of title.
“Individual mailboxes may not be loca~d upon a Rlalmesite. Mailboxes are provided by the U.S. Postal Service atnp cost to Owner,however, those boxes sh.all be housed byDeclarant at a one time lifetime charge to Ovr'D.er of $190.00 per box, Iftitle to a Homesite :is transferred, a new charge shall be made to the new Owner at tb.e thyn prevailing mailbox fee being charged to new OwneIS ofHomesites in the most tecent addition or unit of the VILLAGES OF St.JMTER..”
Declaration · ARTICLE V. USE RESTRICTIONS, Section 16 · p.6
Last verified 2026-07-17
Vehicles & parking1
Commercial & non-passenger vehicles
Not allowed
Owners may not repair or restore any motor vehicle, boat, trailer, aircraft, or other vehicle on any portion of any Homesite or common areas, except for emergency repairs to enable movement to a proper repair facility.
“No Owner ofaHome:;iteshallrepair or restore anymotorvehicle, boat, trm1er, aircraft, or other vehicle on any portion of any Homesite, or on dedicated or res~d areas, except for enierge.ncy repairs, and then only to the ~ necessary tu enable movement thereof to a proper r~airfacility.”
Declaration · ARTICLED(. PARKJNGRESTRIC'TIONS · p.9
Last verified 2026-07-17
Use & conduct4
Insurance & rebuilding after damage
Restricted
If a residence is damaged or destroyed, the Owner must rebuild, repair, or reconstruct it to its prior appearance and condition within two months of damage and complete it within six months, unless prevented by governmental authority.
“Ifall or any portion ofa resideDce is damaged or destroyed by fire or other casualty, it shall be the duty ofthe Owner thereof, with all due diligence. to rebuild repair, or reconstruct such residence and walls in a manner which will substantiallyiestore itto its appearance and condition immediately prior to the casualty. Reconstruction shall be undertaken within two (2) months after the damage occurs, and shall be completed within. six. (6) months after the damage occurs, unless prevented by governmental authority.”
Declaration · ARTICLE V. USE RESTRICTIONS, Section 5 · p.8
Last verified 2026-07-17
Noise, nuisance & conduct
Restricted
Radios, record players, television, voices, and other sounds must be kept at a moderate level from 10:00 p.m. to one hour before daylight, excluding Declarant's construction noises.
“Owner(s) shall usehlspropertyin such amanner as to all ow his neighbors to enjoy theuse of their property. Radios, record players, television, voices and other sounds are to be kept on amoderate I~el from 10:00 p.m. to one (1) hGUr before daylight." These restrictions shall not apply to construction noises being made by the Declarant.”
Declaration · ARTICLE V. USE RESTRICTIONS, Section 3 · p.6
Last verified 2026-07-17
Solicitation & yard sales
Restricted
The Declarant reserves the right to prohibit or control all peddling, soliciting, selling, delivery, and vehicular traffic within the Subdivision.
“�TheDeclarantreserves the rightto prohibit or control allpeddling, soliciting, selling, delivery and vehicular traffic within the Subdivision.”
Declaration · ARTICLE V. USE RESTRICTIONS, Section 14 · p.6
Last verified 2026-07-17
Trash & recycling
Restricted
Rubbish, trash, garbage, or other waste material must be kept in sanitary containers concealed from public view until placed curbside for collection, no earlier than the day before pickup, in plastic bags prescribed by Declarant, with mandatory participation in a curbside recycling program if instituted.
“Prior to being placed curbside for collection, no rubbish, trash, garbage, oruther waste material� shall be kept or permitted on any Homesite or on dedicated or tl:}Served areas except in san.ita!Y containers Iocatcd in appropriate areas concealed from public view. Once placed curbside :fbr collection, all garbage ~ be contained in plastic bags prescnbed by Deciarant and placed curbside no earlier than the day before scheduled pick~up.”
Declaration · ARTICLE V. USE RESTRICTIONS, Section 11 · p.6
Last verified 2026-07-17