est. 2026 · Florida

Villages of Southern Oaks Unit 98

, Sumter County, FL

Part of The Villages. This is one platted neighborhood (“Unit”) within The Villages; its rules come from its own recorded declaration. See the The Villages overview.

deed restricted

Core rules12

Occupancy / age restrictions

Restricted

The community is for persons 55 years of age or older, requiring at least one occupant per home to be 55 or older. Persons under 19 may visit for a maximum of 30 days per calendar year. Hardship exceptions for residents between 19 and 55 may be granted by the Developer, provided at least 80% of homesites maintain one resident 55 or older. All residents must certify names and birth dates upon request.

The Subdivision is an adult community designed to provide housing for persons fifty-five (55) years of age or older. All Homes that are occupied must be occupied by at least one person who is at least fifty-five (55) years of age. No person under nineteen (19) years of age may be a permanent resident of a Home, except that persons below the age of nineteen (19) years may be permitted to visit and temporarily reside for periods not exceeding thirty (30) days in total in any calendar year period. The Developer, or its designee, in its sole discretion shall have the right to establish hardship exceptions to permit individuals between the ages of nineteen (19) and fifty-five (55) to permanently reside in a Home even though there is not a permanent resident in the Home who is fifty-five (55) years of age or over, providing that said exceptions shall not be permitted in situations where the granting of a hardship exception would result in less than 80% of the Homesites in the Subdivision having less than one resident fifty-five (55) years of age or older, it being the intent that at least 80% of the units shall at all times have at least one resident fifty-five (55) years of age or older. The Developer shall establish rules, regulations policies and procedures for the purpose of assuring that the foregoing required percentages of adult occupancy are maintained at all times. The Developer, or its designee, shall have the sole and absolute authority to deny occupancy of a Home by any person(s) who would thereby create a violation of the aforesaid percentages of adult occupancy. Permanent occupancy or residency may be further defined in the Rules and Regulations of the Subdivision as may be promulgated by the Developer, or its designee, from time to time. All residents shall certify from time to time as requested by the Developer, the names and dates of birth of all occupants of a Home.

Declaration · Section 2. · p.4

Last verified 2026-07-17

Rentals / leasing

Not addressed

Short-term rentals

Not addressed

Pets

Restricted

Domestic pets are allowed if they do not create a nuisance, must be on a leash, and owners are responsible for immediately removing and disposing of pet excrement and any damage caused. No other animals, livestock, poultry, or swine are permitted.

Domestic pets shall be permitted, provided they do not create a nuisance to others. Each Owner shall be personally responsible for any damage caused to dedicated or reserved areas by any such pet and shall be responsible to immediately remove and dispose of any excrement of such pet and shall be responsible to keep such pet on a leash. Notwithstanding the foregoing, no other animals, livestock, poultry, or swine of any kind shall be raised, bred, or kept on any Homesite or on dedicated or reserved areas.

Declaration · Section 7. · p.5

Last verified 2026-07-17

RVs & campers

Not addressed

Boats

Not addressed

Parking

Restricted

No trucks over 3/4 ton, boats, trailers, aircraft, recreational vehicles, or any vehicle other than a private non-commercial vehicle may be parked, stored, or remain on any Homesite or street, unless they are service vehicles temporarily performing a service or vehicles/boats fully enclosed in garages. Inoperable vehicles, junk vehicles, or equipment are not allowed. Repair or restoration of motor vehicles, boats, trailers, aircraft, recreational vehicles, or other vehicles on any Homesite or dedicated/reserved areas is prohibited, except for emergency repairs necessary to move the vehicle to a proper repair facility.

No trucks in excess of 3/4 ton size, boats, trailers, aircraft, recreational vehicles, or any vehicle other than a private non-commercial vehicle shall be parked, stored or otherwise remain on any Homesite or street, except for (a) service vehicles located thereon on a temporary basis while performing a service for a resident, or (b) vehicles or boats fully enclosed in garages located on the Homesite. No vehicles incapable of operation shall be stored on any Homesite nor shall any junk vehicles or equipment be kept on any Homesite. No Owner of a Homesite shall repair or restore any motor vehicles, boats, trailers, aircraft, recreational vehicles or other vehicles on any portion of any Homesite, or on dedicated or reserved areas, except for emergency repairs, and then only to the extent necessary to enable movement to a proper repair facility.

Declaration · p.8

Last verified 2026-07-17

Fences

Restricted

No fences, hedges, walls, or other dividing instrumentalities may be constructed or maintained by owners, except for those originally built by the Developer. No bush, shrub, tree, or similar plant may be placed within the road right of way without Developer's prior written consent. Owners are responsible for maintaining the surface and structural integrity of walls and fences adjoining their Homesite, and for painting and keeping clean all fences and walls, contacting the Developer for paint specifications.

No fence, hedge, wall, or other dividing instrumentality shall be constructed or maintained on any Homesite, except for any walls and fencing originally constructed by the Developer. In order to maintain a visible roadway, no bush, shrub, tree, or other similar plant may be placed within the road right of way without Developer's prior written consent. Concrete and driveway coatings are permitted providing that the design is harmonious with the Subdivision and that such coating is the same color as the Home. No ingress or egress to or from any Homesite is permitted except pursuant to such driveways and sidewalks as originally constructed by the Developer.

Declaration · Section 8. · p.5

Last verified 2026-07-17

Architectural approval

Restricted

Homes must be at least 1,050 square feet, exclusive of non-heated/non-air-conditioned space, have garages, and a minimum 4" in 12" roof pitch. Rebuilt or altered homes must maintain or exceed original square footage and roof pitch if originally greater than minimums. All homes must have eave and gable overhangs, and all roofing materials and ceilinged areas must be approved by the Developer. Screen cages over patios and pools are allowed. The Developer has the sole right to build the home and designate access placement.

There shall be only one Home on each Homesite. All Homes must have garages and be of at least 1,050 square feet, exclusive of any garage, storage room, screen room or other non-heated and non-air-conditioned space. All Homes must be constructed with at least a 4" in 12" rise and run roof pitch. Further, if a Home originally constructed by Developer contains a number of square feet or roof pitch greater than the foregoing minimum requirements, then in the case of rebuilding of the Home due to damage or destruction, or in any alteration of the Home, Owners shall ensure that the square footage and roof pitch of the Home, as rebuilt or altered, never falls below those specifications as originally constructed by Developer. Homes constructed by Developer may deviate from the minimum square footage and roof pitch requirements detailed herein. The Home must be placed on the Homesite and constructed by the Developer, or its designee, of a design approved by the Developer as being harmonious with the development as to color, construction materials, design, size and other qualities. Each Home must have eave overhangs and gable overhangs, and all roofing materials shall be approved by the Developer, including the roof over garages, screen porches, utility rooms, etc., and all areas must have ceilings. Screen cages over patios and pools are allowed. The Home shall be placed on a Homesite in conformance with the overall plan of the Developer. The Developer shall have the sole right to build the Home on the Homesite and designate the placement of the access to the Homesite, at the sole cost and expense of the Owner.

Declaration · Section 1. · p.4

Last verified 2026-07-17

Home business

Not allowed

No commercial, professional, or similar activity requiring inventory, equipment, or customer/client visits is permitted in a home or on a homesite.

Properties within the Subdivision are intended for residential use and no commercial, professional or similar activity requiring either maintaining an inventory, equipment or customer/client visits may be conducted in a Home or on a Homesite.

Declaration · Section 3. · p.5

Last verified 2026-07-17

Signs

Restricted

No signs of any kind may be displayed without prior written consent from the Developer, except for customary name and address signs and one 'for sale or rent' sign no larger than 12x12 inches, visible only through a residence window.

No sign of any kind shall be displayed to public view on a Homesite or any dedicated or reserved area without the prior written consent of the Developer, except customary name and address signs and one sign advertising a property for sale or rent which is no larger than twelve (12) inches wide and twelve (12) inches high and which shall be located wholly within the residence and only visible through a window of the residence.

Declaration · Section 5. · p.5

Last verified 2026-07-17

Setbacks

Not addressed

Exterior & architectural5

Antennas, solar panels, generators & equipment

Not allowed

The hanging of clothes or clotheslines and placing of clothes poles are prohibited to the extent allowed by law. Aerials, satellite reception dishes, antennas, window air-conditioners, and irrigation wells are not permitted, except as specifically allowed by law, and any approved device must have Developer's prior written approval for its location.

The hanging of clothes or clotheslines or placing of clothes poles is prohibited to the extent allowed by law. No aerials, satellite reception dishes, or antennas of any kind nor window air-conditioners or irrigation wells are permitted within the Subdivision, except as specifically allowed by law. The location of any improved device will be as previously approved by the Developer in writing.

Declaration · Section 11. · p.5

Last verified 2026-07-17

Conservation, wetlands & environmental

Restricted

Owners must comply with approved construction plans for the stormwater management system. No building, residence, structure, or activity is permitted in wetlands, mitigation areas, buffer areas, drainage easements, and upland conservation areas without prior written approval from SWFWMD.

Each property Owner within the Subdivision at the time of construction of a building, residence, or structure shall comply with the construction plans for the storm water management system approved and on file with the Southwest Florida Water Management District ("SWFWMD"). No Owner of property within the Subdivision may construct or maintain any building, residence, or structure, or undertake or perform any activity in the wetlands, mitigation areas, buffer areas, drainage easements, and upland conservation areas described in the approved permit and recorded Plat of the Subdivision unless prior written approval is received from SWFWMD.

Declaration · Section 19. · p.6

Last verified 2026-07-17

Driveways & walkways

Restricted

Concrete and driveway coatings are permitted if the design is harmonious with the Subdivision and the coating is the same color as the Home. No ingress or egress to or from any Homesite is permitted except via driveways and sidewalks originally constructed by the Developer. No driveways, walkways, cart paths, or access points are allowed on any road right of way, walkway, or cart path, unless originally constructed or subsequently approved in writing by the Developer.

Concrete and driveway coatings are permitted providing that the design is harmonious with the Subdivision and that such coating is the same color as the Home. No ingress or egress to or from any Homesite is permitted except pursuant to such driveways and sidewalks as originally constructed by the Developer.

Declaration · Section 8. · p.5

Last verified 2026-07-17

Exterior colors, materials & trim

Requires approval

The party responsible for maintenance must contact the Developer or its designee for paint specifications.

The party responsible for maintenance must contact the Developer or the Developer's designee for paint specifications.

Declaration · Section 2. · p.8

Last verified 2026-07-17

Property & structure upkeep

Restricted

Owners must repair their residence to a condition comparable to its initial construction, maintain their driveway, perpetually maintain vegetation on Special Easements for Landscaping, ensure landscaped buffers comply with regulations, and maintain the surface and structural integrity of adjoining security walls and/or fences, coordinating with adjacent owners for a uniform appearance and contacting the Developer for paint specifications.

Subject to the requirements set forth herein, each Owner shall, at his sole cost and expense, repair his residence, other than as otherwise provided for herein, keeping the same in condition comparable to the condition of such residence at the time of its initial construction, excepting only normal wear and tear. Each Homesite Owner shall be responsible for maintaining his driveway. Owners of Homesites subject to a Special Easement for Landscaping, as shown on the Plat or described in Article IV above, shall perpetually maintain the vegetation located thereon, consistent with good horticultural practice. No owner of a Homesite which is subject to a Special Easement for Landscaping shall take any action to prevent the Landscaped Buffer from complying with those provisions of applicable law or regulations requiring Landscaped Buffer areas. Additionally, for those Owners of Homesites adjoining security walls and/or fences originally constructed by the Developer, Owners shall be responsible for maintenance and repairs of the surface and structural integrity of the walls and/or fences adjoining the Owners Homesite whether on the Owners Homesite or on an adjacent Homesite, reserved area or dedicated area. Where a wall and/or fence adjoins more than one Homesite, the cost of maintaining and repairing the surface and the structural integrity of the wall and/or fence shall be shared among the respective Owners served by such wall and/or fence. Such Owners are encouraged to maintain the walls and fences in a cooperative and uniform manner with the adjacent Homesite Owners so as to present to the public a uniform and well-maintained appearance of the Subdivision as a whole. The Homesite Owner must contact the Developer or the Developer's designee for paint specifications. Owners of Homesites adjoining stack block wall, security walls, fences or landscaped buffers shall maintain up to such wall, fence or landscaped buffer whether or not such area is within or outside of the Homesite. If an Owner's Homesite has a wall and/or fence between the Homesite and an adjoining roadway, the Owner will maintain the interior, exterior and structural integrity of the wall and/or fence and the landscaping lying between the wall and/or fence and adjoining roadway unless the maintenance is performed by the District pursuant to ARTICLE II.

Declaration · Section 1. (a) · p.7

Last verified 2026-07-17

Landscaping & yard3

Clotheslines / outdoor drying

Not allowed

The hanging of clothes or clotheslines or placing of clothes poles is prohibited to the extent allowed by law.

The hanging of clothes or clotheslines or placing of clothes poles is prohibited to the extent allowed by law.

Declaration · Section 11. · p.5

Last verified 2026-07-17

Landscaping & lawn maintenance

Restricted

Owners must repair their residence at their sole cost, keeping it in a condition comparable to its initial construction, excepting normal wear and tear. Owners are responsible for maintaining their driveway, and for maintaining the interior, exterior, and structural integrity of walls and fences adjoining their Homesite, including landscaping between the wall/fence and an adjoining roadway, unless maintained by the District. Owners must contact the Developer for paint specifications for walls and fences.

Subject to the requirements set forth herein, each Owner shall, at his sole cost and expense, repair his residence, other than as otherwise provided for herein, keeping the same in condition comparable to the condition of such residence at the time of its initial construction, excepting only normal wear and tear. Each Homesite Owner shall be responsible for maintaining his driveway. Owners of Homesites subject to a Special Easement for Landscaping, as shown on the Plat or described in Article IV above, shall perpetually maintain the vegetation located thereon, consistent with good horticultural practice. No owner of a Homesite which is subject to a Special Easement for Landscaping shall take any action to prevent the Landscaped Buffer from complying with those provisions of applicable law or regulations requiring Landscaped Buffer areas. Additionally, for those Owners of Homesites adjoining security walls and/or fences originally constructed by the Developer, Owners shall be responsible for maintenance and repairs of the surface and structural integrity of the walls and/or fences adjoining the Owners Homesite whether on the Owners Homesite or on an adjacent Homesite, reserved area or dedicated area. Where a wall and/or fence adjoins more than one Homesite, the cost of maintaining and repairing the surface and the structural integrity of the wall and/or fence shall be shared among the respective Owners served by such wall and/or fence. Such Owners are encouraged to maintain the walls and fences in a cooperative and uniform manner with the adjacent Homesite Owners so as to present to the public a uniform and well-maintained appearance of the Subdivision as a whole. The Homesite Owner must contact the Developer or the Developer's designee for paint specifications. Owners of Homesites adjoining stack block wall, security walls, fences or landscaped buffers shall maintain up to such wall, fence or landscaped buffer whether or not such area is within or outside of the Homesite. If an Owner's Homesite has a wall and/or fence between the Homesite and an adjoining roadway, the Owner will maintain the interior, exterior and structural integrity of the wall and/or fence and the landscaping lying between the wall and/or fence and adjoining roadway unless the maintenance is performed by the District pursuant to ARTICLE II.

Declaration · Section 23. · p.7

Last verified 2026-07-17

Mailboxes

Not allowed

Individual mailboxes are not permitted on Homesites; mailboxes are provided by the U.S. Postal Service and housed by the Developer for a one-time charge.

Individual mailboxes may not be located upon a Homesite. Mailboxes are provided by the U.S. Postal Service at no cost to Owner, however, those boxes shall be housed by the Developer at a one-time charge of $190.00 per box, payable at the time of the initial sale of the Homesite from Developer to Owner.

Declaration · Section 17. · p.6

Last verified 2026-07-17

Vehicles & parking1

Commercial & non-passenger vehicles

Restricted

All outside structures for storage or utility purposes must be permanently constructed additions, of like construction as originally built by the Developer, and permanently attached to the Home.

All outside structures for storage or utility purposes must be permanently constructed additions and of like construction as originally constructed by Developer and permanently attached to the Home.

Declaration · ARTICLE IX. PARKING RESTRICTIONS · p.8

Last verified 2026-07-17

Use & conduct5

Common area use & conduct

Requires approval

Nothing may be altered in, constructed on, or removed from any dedicated or reserved areas without the Developer's written consent, after the original development by the Developer.

Nothing shall be altered in, constructed on, or removed from any dedicated or reserved areas except on the written consent of the Developer, after the original development thereof by the Developer.

Declaration · Section 10. · p.5

Last verified 2026-07-17

Insurance & rebuilding after damage

Restricted

If a residence is damaged or destroyed, the Owner must rebuild, repair, or reconstruct it to substantially restore its prior appearance and condition within two months of damage and complete it within six months, unless prevented by governmental authority, subject to these Restrictions.

If all or any portion of a residence is damaged or destroyed by fire or other casualty, it shall be the duty of the Owner thereof, with all due diligence, to rebuild, repair, or reconstruct such residence in a manner which will substantially restore it to its appearance and condition immediately prior to the casualty. Reconstruction shall be undertaken within two (2) months after the damage occurs, and shall be completed within six (6) months after the damage occurs, unless prevented by governmental authority. Such reconstruction is subject to the provisions of these Restrictions.

Declaration · Section 6. · p.8

Last verified 2026-07-17

Noise, nuisance & conduct

Restricted

Owners must use their property to allow neighbors to enjoy theirs, with radios, record players, television, voices, and other sounds kept at a moderate level from 10:00 p.m. to one hour before daylight, excluding Developer's construction noises.

Owner(s) shall use his property in such a manner as to allow his neighbors to enjoy the use of their property. Radios, record players, television, voices and other sounds are to be kept on a moderate level from 10:00 p.m. to one (1) hour before daylight. These restrictions shall not apply to construction noises being made by the Developer.

Declaration · Section 14. · p.5

Last verified 2026-07-17

Solicitation & yard sales

Restricted

The Developer reserves the right to prohibit or control all peddling, soliciting, selling, delivery, and vehicular traffic within the Subdivision.

The Developer is hereby given, and reserves the right to prohibit or control all peddling, soliciting, selling, delivery and vehicular traffic within the Subdivision.

Declaration · Section 15. · p.5

Last verified 2026-07-17

Trash & recycling

Restricted

Rubbish, trash, garbage, or other waste material must be kept in sanitary containers concealed from public view until placed curbside. The designated solid waste hauler is a City of Wildwood Franchised Hauler. Garbage must be in plastic bags prescribed by the Developer and placed curbside no earlier than the day before scheduled pick-up, or in a dumpster if required by the Developer. Garbage and trash service is mandatory and payable year-round. Owners may be required to participate in a curbside recycling program if instituted.

Prior to being placed curbside for collection, no rubbish, trash, garbage, or other waste material shall be kept or permitted on any Homesite or on dedicated or reserved areas except in sanitary containers located in appropriate areas concealed from public view. The solid waste hauler shall be a City of Wildwood Franchised Hauler designated by the Developer. Once placed curbside for collection, all garbage will be contained in plastic bags prescribed by Developer and placed curbside no earlier than the day before scheduled pick-up. In the alternative, the Developer shall have the right to require that garbage be placed in a dumpster and not placed curbside. In either event, all garbage must be contained in fully closed and sealed plastic bags prescribed by the Developer. To maintain the Subdivision in a clean and sanitary condition and to minimize heavy commercial traffic within the Subdivision, garbage and trash service shall be provided by a hauler designated by Developer, and charges paid separately by each Owner. Owner agrees that garbage and trash service shall commence on the closing date the Owner purchases Owner's Homesite and Home. Owner acknowledges that garbage and trash services is provided, and the fee for such service is payable, on a year-round basis regardless of use or occupancy. Developer reserves the right to require all Owner's to participate in a curbside recycling program if and when one is instituted.

Declaration · Section 12. · p.5

Last verified 2026-07-17