est. 2026 · Florida

Villages of Southern Oaks Richmond Cottage Villas Unit 106

, Sumter County, FL

Part of The Villages. This is one platted neighborhood (“Unit”) within The Villages; its rules come from its own recorded declaration. See the The Villages overview.

deed restricted

Core rules12

Occupancy / age restrictions

Restricted

The community is for persons 55 years or older, with at least one occupant per home being 55+, and no permanent residents under 19, though visitors under 19 may temporarily reside for up to 30 days per calendar year, with hardship exceptions possible if 80% adult occupancy is maintained.

The Subdivision is an adult community designed to provide housing for persons fifty-five (55) years of age or older. All Homes that are occupied must be occupied by at least one person who is at least fifty-five (55) years of age. No person under nineteen (19) years of age may be a permanent resident of a Home, except that persons below the age of nineteen (19) years may be permitted to visit and temporarily reside for periods not exceeding thirty (30) days in total in any calendar year period.

Declaration · Section 2. · p.4

Last verified 2026-07-17

Rentals / leasing

Not addressed

Short-term rentals

Not addressed

Pets

Restricted

Domestic pets are permitted if they do not create a nuisance, and owners are responsible for any damage, immediate waste removal, and keeping pets on a leash; no other animals, livestock, poultry, or swine are allowed.

Domestic pets shall be permitted, provided they do not create a nuisance to others. Each Owner shall be personally responsible for any damage caused to dedicated or reserved areas by any such pet and shall be responsible to immediately remove and dispose of any excrement of such pet and shall be responsible to keep such pet on a leash. Notwithstanding the foregoing, no other animals, livestock, poultry, or swine of any kind shall be raised, bred, or kept on any Homesite or on dedicated or reserved areas.

Declaration · Section 7. · p.5

Last verified 2026-07-17

RVs & campers

Not addressed

Boats

Not addressed

Parking

Restricted

No trucks over 3/4 ton, boats, trailers, aircraft, recreational vehicles, or any vehicle other than a private non-commercial vehicle may be parked, stored, or remain on any Homesite or street, except for temporary service vehicles or vehicles/boats fully enclosed in garages.

No trucks in excess of 3/4 ton size, boats, trailers, aircraft, recreational vehicles, or any vehicle other than a private non-commercial vehicle shall be parked, stored or otherwise remain on any Homesite or street, except for (a) service vehicles located thereon on a temporary basis while performing a service for a resident, or (b) vehicles or boats fully enclosed in garages located on the Homesite.

Declaration · p.8

Last verified 2026-07-17

Fences

Restricted

No fences, hedges, walls, or other dividing instrumentalities may be constructed or maintained, except those originally built by the Developer, and no bush, shrub, tree, or similar plant may be placed within the road right of way without Developer's prior written consent.

No fence, hedge, wall, or other dividing instrumentality shall be constructed or maintained on any Homesite, except for any walls and fencing originally constructed by the Developer. In order to maintain a visible roadway, no bush, shrub, tree, or other similar plant may be placed within the road right of way without Developer's prior written consent.

Declaration · Section 8. · p.5

Last verified 2026-07-17

Architectural approval

Requires approval

Homes must be constructed by the Developer or its designee, with a design approved by the Developer for color, materials, design, size, and other qualities, including all roofing materials, and any arbor, trellis, gazebo, pergola, awning, fence, barrier, wall, or structure requires prior written approval from the Developer or its designee.

The Home must be placed on the Homesite and constructed by the Developer, or its designee, of a design approved by the Developer as being harmonious with the development as to color, construction materials, design, size and other qualities. Each Home must have eave overhangs and gable overhangs, and all roofing materials shall be approved by the Developer, including the roof over garages, screen porches, utility rooms, etc., and all areas must have ceilings. No arbor, trellis, gazebo, pergola (or similar item), awning, fence, barrier, wall or structure of any kind or nature shall be placed on the property without prior written approval of the Developer or the Developer's designee, nor shall any Owner paint or attach any object to any wall and/or fence without prior approval of the Developer or the Developer's designee.

Declaration · Section 1. · p.4

Last verified 2026-07-17

Home business

Not allowed

No commercial, professional, or similar activity requiring inventory, equipment, or customer/client visits may be conducted in a Home or on a Homesite.

Properties within the Subdivision are intended for residential use and no commercial, professional or similar activity requiring either maintaining an inventory, equipment or customer/client visits may be conducted in a Home or on a Homesite.

Declaration · Section 3. · p.5

Last verified 2026-07-17

Signs

Restricted

No signs of any kind may be displayed without prior written consent from the Developer, except for customary name and address signs and one 'for sale or rent' sign no larger than 12x12 inches, visible only through a window.

No sign of any kind shall be displayed to public view on a Homesite or any dedicated or reserved area without the prior written consent of the Developer, except customary name and address signs and one sign advertising a property for sale or rent which shall be no larger than twelve (12) inches wide and twelve (12) inches high and which shall be located wholly within the residence and only visible through a window of the residence.

Declaration · Section 5. · p.5

Last verified 2026-07-17

Setbacks

Not addressed

Exterior & architectural6

Antennas, solar panels, generators & equipment

Not allowed

No aerials, satellite reception dishes, or antennas of any kind are permitted within the Subdivision, except as specifically allowed by law, with the location of any improved device requiring prior written Developer approval.

No aerials, satellite reception dishes, or antennas of any kind nor window air-conditioners or irrigation wells are permitted within the Subdivision, except as specifically allowed by law. The location of any improved device will be as previously approved by the Developer in writing.

Declaration · Section 11. · p.5

Last verified 2026-07-17

Conservation, wetlands & environmental

Restricted

Owners must comply with approved construction plans for the storm water management system and may not construct or maintain any building, residence, or structure, or perform any activity in wetlands, mitigation areas, buffer areas, drainage easements, and upland conservation areas without prior written approval from SWFWMD.

Each property Owner within the Subdivision at the time of construction of a building, residence, or structure shall comply with the construction plans for the storm water management system approved and on file with the Southwest Florida Water Management District ("SWFWMD"). No Owner of property within the Subdivision may construct or maintain any building, residence, or structure, or undertake or perform any activity in the wetlands, mitigation areas, buffer areas, drainage easements, and upland conservation areas described in the approved permit and recorded Plat of the Subdivision unless prior written approval is received from SWFWMD.

Declaration · Section 19. · p.6

Last verified 2026-07-17

Driveways & walkways

Restricted

Concrete and driveway coatings are permitted if the design is harmonious with the Subdivision and the coating is the same color as the Home; no ingress or egress is permitted except via driveways and sidewalks originally constructed by the Developer.

Concrete and driveway coatings are permitted providing that the design is harmonious with the Subdivision and that such coating is the same color as the Home. No ingress or egress to or from any Homesite is permitted except pursuant to such driveways and sidewalks as originally constructed by the Developer.

Declaration · Section 8. · p.5

Last verified 2026-07-17

Pools, spas & screen enclosures

Allowed

Screen cages over patios and pools are permitted.

Screen cages over patios and pools are allowed.

Declaration · Section 1. · p.4

Last verified 2026-07-17

Property & structure upkeep

Restricted

Owners must repair their residence to a condition comparable to its initial construction, excepting normal wear and tear, maintain their driveway, perpetually maintain vegetation on Special Easements for Landscaping, and maintain the interior, exterior, and structural integrity of adjoining security walls and/or fences and the landscaping between them and adjoining roadways, contacting the Developer for paint specifications.

Subject to the requirements set forth herein, each Owner shall, at his sole cost and expense, repair his residence, other than as otherwise provided for herein, keeping the same in condition comparable to the condition of such residence at the time of its initial construction, excepting only normal wear and tear. Each Homesite Owner shall be responsible for maintaining his driveway. Owners of Homesites subject to a Special Easement for Landscaping, as shown on the Plat or described in Article IV above, shall perpetually maintain the vegetation located thereon, consistent with good horticultural practice. Additionally, for those Owners of Homesites adjoining security walls and/or fences originally constructed by the Developer, Owners shall be responsible for maintenance and repairs of the surface and structural integrity of the walls and/or fences adjoining the Owners Homesite whether on the Owners Homesite or on an adjacent Homesite, reserved area or dedicated area. If an Owner's Homesite has a wall and/or fence between the Homesite and an adjoining roadway, the Owner will maintain the interior, exterior and structural integrity of the wall and/or fence and the landscaping lying between the wall and/or fence and adjoining roadway unless the maintenance is performed by the District pursuant to ARTICLE II. The Homesite Owner must contact the Developer or the Developer's designee for paint specifications.

Declaration · Section 1. · p.7

Last verified 2026-07-17

Roofing

Restricted

All homes must have at least a 4" in 12" rise and run roof pitch, and if originally greater, must be rebuilt or altered to at least their original roof pitch.

All Homes must be constructed with at least a 4" in 12" rise and run roof pitch. Further, if a Home originally constructed by Developer contains a number of square feet or roof pitch greater than the foregoing minimum requirements, then in the case of rebuilding of the Home due to damage or destruction, or in any alteration of the Home, Owners shall ensure that the square footage and roof pitch of the Home, as rebuilt or altered, never falls below those specifications as originally constructed by Developer.

Declaration · Section 1. · p.4

Last verified 2026-07-17

Landscaping & yard3

Clotheslines / outdoor drying

Restricted

The hanging of clothes or clotheslines or placing of clothes poles is prohibited to the extent allowed by law.

The hanging of clothes or clotheslines or placing of clothes poles is prohibited to the extent allowed by law.

Declaration · Section 11. · p.5

Last verified 2026-07-17

Landscaping & lawn maintenance

Restricted

Irrigation water is for irrigation purposes only and cannot be used for human or pet consumption, bathing, washing, car washing, or any other non-irrigation use; potable water may not be used for irrigation, except for supplemental irrigation of annuals and heat-stressed areas with a hose and automatic shutoff nozzle, but not sprinklers.

The irrigation water cannot be used for human or pet consumption, bathing, washing, car washing or any other use except for irrigation. Owners covenant to ensure that no one on the Homesite uses irrigation water for any non-irrigation purpose. Potable water may not be used for irrigation, except that supplemental irrigation with potable water is limited to annuals and the isolated treatment of heat stressed areas. All supplemental irrigation utilizing potable water must be done with a hose with an automatic shutoff nozzle. Use of sprinklers on a hose connection is not permitted.

Declaration · Section 23. · p.7

Last verified 2026-07-17

Mailboxes

Not allowed

Individual mailboxes are not permitted on Homesites; mailboxes are provided by the U.S. Postal Service and housed by the Developer for a one-time charge.

Individual mailboxes may not be located upon a Homesite. Mailboxes are provided by the U.S. Postal Service at no cost to Owner, however, those boxes shall be housed by the Developer at a one-time charge of $190.00 per box, payable at the time of the initial sale of the Homesite from Developer to Owner.

Declaration · Section 17. · p.6

Last verified 2026-07-17

Vehicles & parking1

Commercial & non-passenger vehicles

Restricted

Owners may not repair or restore motor vehicles, boats, trailers, aircraft, recreational vehicles, or other vehicles on any portion of any Homesite or dedicated/reserved areas, except for emergency repairs necessary to move the vehicle to a proper repair facility.

No Owner of a Homesite shall repair or restore any motor vehicles, boats, trailers, aircraft, recreational vehicles or other vehicles on any portion of any Homesite, or on dedicated or reserved areas, except for emergency repairs, and then only to the extent necessary to enable movement to a proper repair facility.

Declaration · p.8

Last verified 2026-07-17

Use & conduct4

Insurance & rebuilding after damage

Restricted

If a residence is damaged or destroyed, the Owner must rebuild, repair, or reconstruct it to substantially restore its prior appearance and condition within two months of damage and complete it within six months, unless prevented by governmental authority, subject to these Restrictions.

If all or any portion of a residence is damaged or destroyed by fire or other casualty, it shall be the duty of the Owner thereof, with all due diligence, to rebuild, repair, or reconstruct such residence in a manner which will substantially restore it to its appearance and condition immediately prior to the casualty. Reconstruction shall be undertaken within two (2) months after the damage occurs, and shall be completed within six (6) months after the damage occurs, unless prevented by governmental authority. Such reconstruction is subject to the provisions of these Restrictions.

Declaration · Section 6. · p.8

Last verified 2026-07-17

Noise, nuisance & conduct

Restricted

Radios, record players, television, voices, and other sounds must be kept at a moderate level from 10:00 p.m. to one hour before daylight, excluding Developer's construction noises.

Radios, record players, television, voices and other sounds are to be kept on a moderate level from 10:00 p.m. to one (1) hour before daylight. These restrictions shall not apply to construction noises being made by the Developer.

Declaration · Section 4. · p.5

Last verified 2026-07-17

Solicitation & yard sales

Restricted

The Developer reserves the right to prohibit or control all peddling, soliciting, selling, delivery, and vehicular traffic within the Subdivision.

The Developer is hereby given, and reserves the right to prohibit or control all peddling, soliciting, selling, delivery and vehicular traffic within the Subdivision.

Declaration · Section 15. · p.6

Last verified 2026-07-17

Trash & recycling

Restricted

Rubbish, trash, garbage, or other waste material must be kept in sanitary containers concealed from public view until placed curbside for collection, no earlier than the day before scheduled pick-up, in plastic bags prescribed by the Developer, or in a dumpster if required by the Developer.

Prior to being placed curbside for collection, no rubbish, trash, garbage, or other waste material shall be kept or permitted on any Homesite or on dedicated or reserved areas except in sanitary containers located in appropriate areas concealed from public view. Once placed curbside for collection, all garbage will be contained in plastic bags prescribed by Developer and placed curbside no earlier than the day before scheduled pick-up. In the alternative, the Developer shall have the right to require that garbage be placed in a dumpster and not placed curbside. In either event, all garbage must be contained in fully closed and sealed plastic bags prescribed by the Developer.

Declaration · Section 12. · p.5

Last verified 2026-07-17