est. 2026 · Florida

Villages of Southern Oaks Emma Villas Unit 91

, Sumter County, FL

Part of The Villages. This is one platted neighborhood (“Unit”) within The Villages; its rules come from its own recorded declaration. See the The Villages overview.

deed restricted

Core rules12

Occupancy / age restrictions

Restricted

The community is for persons 55 years of age or older, requiring at least one permanent resident per home to be 55+, with exceptions for those 19-55 only if 80% adult occupancy is maintained, and temporary visits for those under 19 are limited to 30 days per calendar year.

The Subdivision is an adult community designed to provide housing for persons fifty-five (55) years of age or older. All homes that are occupied must be occupied by at least one person who is at least fifty-five (55) years of age. No person under nineteen (19) years of age may be a permanent resident of a Home, except that persons below the age of nineteen (19) years may be permitted to visit and temporarily reside for periods not exceeding thirty (30) days in total in any calendar year period.

Declaration · Section 1. · p.4

Last verified 2026-07-17

Rentals / leasing

Not addressed

Short-term rentals

Not addressed

Pets

Restricted

Domestic pets are allowed if they do not create a nuisance, and owners are responsible for any damage, immediate waste removal, and keeping pets on a leash; no other animals, livestock, poultry, or swine are permitted.

Domestic pets shall be permitted, provided they do not create a nuisance to others. Each Owner shall be personally responsible for any damage caused to dedicated or reserved areas by any such pet and shall be responsible to immediately remove and dispose of any excrement of such pet and shall be responsible to keep such pet on a leash. Notwithstanding the foregoing, no other animals, livestock, poultry, or swine of any kind shall be raised, bred, or kept on any Homesite or on dedicated or reserved areas.

Declaration · Section 6. · p.5

Last verified 2026-07-17

RVs & campers

Not addressed

Boats

Not addressed

Parking

Restricted

No trucks over 3/4 ton, boats, trailers, aircraft, recreational vehicles, or any vehicle other than a private non-commercial vehicle may be parked or stored on any homesite or street, except for temporary service vehicles or vehicles/boats fully enclosed in garages; vehicles incapable of operation or junk vehicles/equipment are prohibited.

No trucks in excess of 3/4 ton size, boats, trailers, aircraft, recreational vehicles, or any vehicle other than a private non-commercial vehicle shall be parked, stored or otherwise remain on any Homesite or street, except for (a) service vehicles located thereon on a temporary basis while performing a service for a resident, or (b) vehicles or boats fully enclosed in garages located on the Homesite. No vehicles incapable of operation shall be stored on any Homesite nor shall any junk vehicles or equipment be kept on any Homesite.

Declaration · Section 20. · p.8

Last verified 2026-07-17

Fences

Restricted

Owners of homesites adjoining walls and/or fences originally constructed by the Developer are responsible for their maintenance and repairs, including surface and structural integrity, and must contact the Developer or designee for paint specifications; owners adjoining stack block walls, walls, fences, or landscaped buffers must maintain up to such features.

Additionally, for those Owners of Homesites adjoining walls and/or fences originally constructed by the Developer, Owners shall be responsible for maintenance and repairs of the surface and structural integrity of the walls and/or fences adjoining the Owners Homesite whether on the Owners Homesite or on an adjacent Homesite, reserved area or dedicated area. The Honesite Owner must contact the Developer or the Developer's designee for paint specifications. Owners of Homesites adjoining stack block wall, walls and/or fences or landscaped buffers shall inaintain np to such wall, fence or landscaped buffer whether or not such area is within or outside of the Homesite.

Declaration · Section 7. · p.8

Last verified 2026-07-17

Architectural approval

Requires approval

Owners, other than the Developer, must obtain prior written approval from the Developer or its designee for any structural alteration, exterior repainting or repair, or addition to their residence or homesite that would substantially alter its exterior appearance, with approval granted only if the work benefits and enhances the Subdivision and complies with storm water management plans.

No Owner, other than Developer or its transferees, shall make any structural alteration, or shall undertake auy exterior repainting or repair of, or addition to his residence or Homesite, which would snbstantially alter the exterior appearance thereof, without the prior written approval of the plans and specifications therefor by the Developer or the Developer's designee. The Developer or the Developer's designee shall grant its approval only in the eveut the proposed work (a) will benefit and enhance the entire Subdivision in a manner generally consistent with the plan of development thereof, and (b) Owner has represented that the proposed work complies with the construction plans for the storm water management system approved and on file with SWFWMD.

Declaration · Section 8. · p.8

Last verified 2026-07-17

Home business

Not allowed

No commercial, professional, or similar activity requiring inventory, equipment, or customer/client visits may be conducted in a Home or on a Homesite, and all Homesites must be used exclusively for residential purposes.

Properties within the Subdivision are intended for residential use and no commercial, professional or similar activity requiring either maintaining an inventory, equipment or customer/client visits may be conducted in a Home or on a Homesite.

Declaration · Section 2. · p.4

Last verified 2026-07-17

Signs

Restricted

No signs of any kind are allowed without prior written Developer consent, except for customary name and address signs, and one 'for sale or rent' sign no larger than 12x12 inches, visible only through a residence window.

No sign of any kind shall be displayed to public view on a Homesite or any dedicated or reserved area without the prior written consent of the Developer, except customary name and address signs and one sign advertising a property for sale or rent which shall be no larger than twelve (12) inches wide and twelve (12) inches high and which shall be located wholly within the residence and only visible through a window of the residence.

Declaration · Section 4. · p.4

Last verified 2026-07-17

Setbacks

Not addressed

Exterior & architectural6

Antennas, solar panels, generators & equipment

Restricted

No aerials, satellite reception dishes, or antennas of any kind are permitted within the Subdivision, except as specifically allowed by law, and the location of any approved device must be as previously approved by the Developer in writing.

No aerials, satellite reception dishes, or antennas of any kind nor window air-conditioners or irrigation wells are permitted within the Subdivision, except as specifically allowed by law. The location of any improved device will be as previously approved by the Developer in writing.

Declaration · Section 10. · p.5

Last verified 2026-07-17

Conservation, wetlands & environmental

Restricted

Owners must comply with approved construction plans for the storm water management system and may not construct or maintain any building or structure, or perform any activity in wetlands, mitigation areas, buffer areas, drainage easements, and upland conservation areas without prior written approval from SWFWMD.

Each property Owner within the Subdivision at the time of construction of a building, residence, or structure shall comply with the construction plans for the storm water management system approved and on file with the Southwest Florida Water Management District ("SWFWMD"). No Owner of property within the Subdivision may construct or maintain any building, residence, or structure, or undertake or perform any activity in the wetlands, mitigation areas, buffer areas, drainage easements, and upland conservation areas described in the approved permit and recorded Plat of the Subdivision unless prior written approval is received from SWFWMD.

Declaration · Section 18. · p.6

Last verified 2026-07-17

Driveways & walkways

Restricted

Concrete and driveway coatings are permitted if the design is harmonious with the Subdivision and the coating matches the Home's color, but no ingress or egress is allowed except via driveways and sidewalks originally constructed by the Developer, and no driveways, walkways, cart paths or access shall be located on or permitted on any road right of way, walkway or cart path except as originally constructed or approved by the Developer.

Concrete and driveway coatings are permitted providing that the design is harmonious with the Subdivision and that such coating is the same color as the Home. No ingress or egress to or from any Homesite is permitted except pursuant to such driveways and sidewalks as originally constructed by the Developer.

Declaration · Section 7. · p.5

Last verified 2026-07-17

Exterior colors, materials & trim

Requires approval

The party responsible for maintenance must contact the Developer or the Architectural Control Committee for paint specifications.

The party responsible for maintenance must contact the Developer or the Architectural Control Committee for paint specifications.

Declaration · ARTICLE VII. OWNER'S OBLIGATIONS OF MAINTENANCE AND REPAIR Section 2. · p.8

Last verified 2026-07-17

Garages & carports

Restricted

Carports may only be used for parking automobiles and golf carts capable of operation, and sitting areas, but not for storage or repair; they must be kept neat and clean, only outdoor furniture is allowed, lighting must be shaded to avoid nuisance, and noises/odors must be limited to avoid nuisance, with all modifications requiring Developer approval.

Carports may only be used for parking automobiles and golf carts capable of operation, and sitting areas. Without limiting the foregoing, carports may not be used for storage, or automobile or golf cart repair. Carports must be kept neat and clean at all times. Only furniture intended for outdoor use may be placed within carports. Lighting within carports must be appropriately shaded to avoid nuisance, and noises and odors originating from within the carport must also be limited to avoid nuisance. All modifications to carports must be approved by Developer or its designee.

Declaration · Section 25. · p.6

Last verified 2026-07-17

Property & structure upkeep

Restricted

Owners must repair their residence to a condition comparable to its initial construction, excepting normal wear and tear, and are responsible for maintaining their driveway.

Subject to the requirements set forth herein, each Owner shall, at his sole cost and expense, repair his residence, other than as otherwise provided for herein, keeping the same in condition comparable to the condition of such residence at the time of its imitial construction, excepting only normal wear and tear. Each Homesite Owner shall be responsible for maintaining his driveway.

Declaration · Section 9. · p.8

Last verified 2026-07-17

Landscaping & yard3

Clotheslines / outdoor drying

Not allowed

The hanging of clothes or clotheslines or placing of clothes poles is prohibited to the extent allowed by law.

The hanging of clothes or clotheslines or placing of clothes poles is prohibited to the extent allowed by law.

Declaration · Section 10. · p.5

Last verified 2026-07-17

Landscaping & lawn maintenance

Restricted

Owners own and maintain the irrigation water distribution system downstream from the water meter, must contact SEWWCA before any underground activity that could damage the SEWWCA Water Supply System, and are solely responsible for the cost of repairing any damage to the SEWWCA Water Supply System.

The Owner of a Homesite shall own and maintain the irrigation water distribution system downstream from the water meter measuring the amount of irrigation water supplied to the Homesite. SEWWCA shall own and maintain the irrigation water supply system upstream from, and including, the water meter measuring the amount of irrigation water supplied to the Homesite (the "SEWWCA Water Supply System"). Prior to commencing any underground activity which could damage the SEWWCA Water Supply System, the Owner shall contact SEWWCA to determine the location of the SEWWCA Water Supply System. Any damage to the SEWWCA Water Supply System shall be repaired by SEWWCA at the sole cost of the Owner.

Declaration · Section 10. · p.7

Last verified 2026-07-17

Mailboxes

Not allowed

Individual mailboxes are not permitted on Homesites; mailboxes are provided by the U.S. Postal Service and housed by the Developer for a one-time charge.

Individual mailboxes may not be located upon a Homesite. Mailboxes are provided by the U.S. Postal Service at no cost to Owner, however, those boxes shall be housed by the Developer at a one-time charge of $190.00 per box, payable at the time of the initial sale of the Homesite from Developer to Owner.

Declaration · Section 16. · p.5

Last verified 2026-07-17

Vehicles & parking1

Commercial & non-passenger vehicles

Restricted

Owners may not repair or restore motor vehicles, boats, trailers, aircraft, recreational vehicles, or other vehicles on any portion of any homesite or dedicated/reserved areas, except for emergency repairs necessary to move the vehicle to a proper repair facility.

No Owner of a Homesite shall repair or restore any motor vehicles, boats, trailers, aircraft, recreational vehicles or other vehicles on any portion of any Hoinesite, or on dedicated or reserved areas, except for emergency repairs, and then only to the extent necessary to enable movement to a proper repair facility.

Declaration · ARTICLE IX. PARKING RESTRICTIONS · p.8

Last verified 2026-07-17

Use & conduct5

Common area use & conduct

Requires approval

Nothing shall be altered in, constructed on, or removed from any dedicated or reserved areas except with the written consent of the Developer, after the original development.

Nothing shall be altered in, constructed on, or removed from any dedicated or reserved areas except on the written consent of the Developer, after the original development thereof by the Developer.

Declaration · Section 9. · p.5

Last verified 2026-07-17

Insurance & rebuilding after damage

Restricted

If a residence is damaged or destroyed, the owner must rebuild, repair, or reconstruct it to its prior appearance and condition within two months of damage and complete it within six months, unless prevented by governmental authority, subject to these Restrictions.

If all or any portion of a residence is daınaged or destroyed by fire or other casualty, it shall be the duty of the Owner thereof, with all due diligence, to rebnild, repair, or reconstruct such residence in a ınanner which will substantially restore it to its appearance and condition immediately prior to the casualty. Reconstruction shall be uudertaken within two (2) months after the damage occurs, and shall be completed within six (6) months after the damage oceurs, unless prevented by governmental authority. Snch reconstruction is snbject to the provisions of these Restrictions.

Declaration · Section 5. · p.8

Last verified 2026-07-17

Noise, nuisance & conduct

Not allowed

Owners are prohibited from conducting noxious or offensive activities, creating nuisances, or hazardous conditions on their Homesite, and must ensure their property use allows neighbors to enjoy their own property, with noise levels kept moderate from 10:00 p.m. to one hour before daylight.

No noxious or offensive activity shall be conducted on or in any Homesite with the exception of the business of Developer and the transferees of Developer in developing all of the Homesites as provided herein.

Declaration · Section 3. · p.4

Last verified 2026-07-17

Solicitation & yard sales

Not allowed

The Developer reserves the right to prohibit or control all peddling, soliciting, selling, delivery, and vehicular traffic within the Subdivision.

The Developer is hereby given, and reserves the right to prohibit or control all peddling, soliciting, selling, delivery and vehicular traffic within the Subdivision.

Declaration · Section 14. · p.5

Last verified 2026-07-17

Trash & recycling

Restricted

Rubbish, trash, garbage, or other waste material must be kept in sanitary containers concealed from public view until placed curbside for collection, which can be no earlier than the day before scheduled pick-up, and must be contained in plastic bags prescribed by the Developer; the Developer designates the solid waste hauler and may require participation in a curbside recycling program.

Prior to being placed curbside for collection, no rubbish, trash, garbage, or other waste material shall be kept or permitted on any Homesite or on dedicated or reserved areas except in sanitary containers located in appropriate areas concealed from public view.

Declaration · Section 11. · p.5

Last verified 2026-07-17