est. 2026 · Florida

Spruce Creek South

Summerfield, Marion County, FL

deed restricted55+ / age-restricted

Core rules10

Occupancy / age restrictions

Restricted

Spruce Creek South is an age-restricted (older-persons) community: no one under 18 may permanently occupy or reside on a lot; family members under 18 may visit no more than 30 days per calendar year.

no persons under eighteen (18) years of age shall occupy or permanently reside or live in any dwelling or residence or on any Lot or Lots in SPRUCE CREEK SOUTH; except, members of a Lot Owner's family under the age of eighteen (18) years may visit and stay with a Lot Owner for a period of time not to exceed thirty (30) days in any calendar year.

Deed Restrictions · Section 6 · p.256

Last verified 2026-06-17

Rentals / leasing

Not addressed

The 1989 base Declaration does not expressly restrict or cap leasing/rentals. Use is limited to single-family residential purposes (Art. VIII s2), but the document is silent on leasing itself. Verify against any later recorded amendments before relying on this.

Last verified 2026-06-17

Pets

Restricted

Lot owners may keep no more than two small household pets; dogs and cats must stay confined to the owner's property and may not run at large; pets are barred from all recreational areas and clubhouses.

No poultry, birds (except two small house birds), livestock, or other animals shall be kept, maintained or raised on any lot or lots within SPRUCE CREEK SOUTH; except, however, a lot owner may keep and maintain no more than two small, household pets. All dogs and cats must be confined to the property of the owner at all times and may not run at large. All pets are prohibited in all recreational areas and clubhouses.

Deed Restrictions · Section 11 · p.257

Last verified 2026-06-17

RVs & campers

Restricted

Motor homes, RVs, boats, trailers, pickup trucks, and vehicles over one ton may not be kept or parked on a lot for more than 24 hours in any calendar month unless inside a garage or a developer-designated area.

No motor homes, recreational vehicles, boats, trailers, pick-up trucks or motor vehicles in excess of a one ton rating, shall be kept or parked on any lot in excess of twenty-four (24) hours during any calendar month except in a garage or other areas which may be designated by DEVELOPER in its discretion for such use.

Deed Restrictions · Section 7 · p.256

Last verified 2026-06-17

Parking

Restricted

No more than two automobiles may be parked on a lot at one time, and vehicles without current license plates may not be parked or stored on any lot.

No more than two (2) automobiles may be parked on any Lot at any one time. No motor vehicles without current license plates shall be stored and/or parked on any lot.

Deed Restrictions · Section 7 · p.256

Last verified 2026-06-17

Fences

Requires approval

Fences require the developer's prior consent, may not exceed four feet, must be metal chain link, and are prohibited entirely in front yards.

No fences shall be erected, constructed or placed on any lot without the prior consent of the DEVELOPER. All fences that are allowed to be erected may not exceed the height of four (4) feet and must be of metal chain link construction. No fences, with or without the consent of the DEVELOPER, shall be erected, constructed or placed in the front yard of any lot in SPRUCE CREEK SOUTH.

Deed Restrictions · Section 13 · p.257

Last verified 2026-06-17

Architectural approval

Requires approval

No structure, building, addition, or improvement may be built without the developer's express written approval; the developer controls size, materials, design, color, method, and location.

No structures, buildings, additions, or improvements shall be built without first obtaining the express written approval of the DEVELOPER. The DEVELOPER shall have the exclusive right in its sole discretion to approve or disapprove a proposed structure, building, addition, improvement or shed and to determine the size, materials, design, color, construction method and location of any such proposed construction.

Deed Restrictions · Section 5 · p.255

Last verified 2026-06-17

Home business

Not allowed

No business, commercial enterprise, or business activity of any kind may be conducted on or from any lot (except developer-exempted activities on developer-owned lots).

No business, commercial enterprise, or business activity of any kind shall be carried on or conducted on or from any lots except those businesses, commercial enterprises, and business activities exempted by the DEVELOPER on lots owned by the DEVELOPER, as provided herein.

Deed Restrictions · Section 12 · p.257

Last verified 2026-06-17

Signs

Requires approval

No advertising signs - including 'for sale' or 'for lease' signs and signs visible through windows - may be placed on a lot without the developer's prior consent.

No advertising signs, including signs advertising the sale or lease of any lot or house shall be erected or placed or allowed to be erected or placed on any lot without the prior consent of the DEVELOPER, including any signs inside any house visible through any windows without the prior written consent of the DEVELOPER.

Deed Restrictions · Section 10 · p.257

Last verified 2026-06-17

Setbacks

Restricted

Structures must be set back at least 25 feet from front and rear lot lines and 8 feet from side lot lines (25 feet where a side lot line abuts a street).

All structures, buildings, additions, or improvements other than the landscaping shall be set back at least twenty-five (25) feet from all front lines, twenty-five (25) feet from all rear lot lines, eight (8) feet from all side lot lines and where a side lot line abuts a street, twenty-five (25) feet.

Deed Restrictions · Section 4 · p.255

Last verified 2026-06-17

Exterior & architectural2

Antennas, solar panels, generators & equipment

Requires approval

No window air conditioning unit may be constructed, erected, or placed on a lot without prior consent from the Developer.

No lot owner in SPRUCE CREEK SOUTH shall construct, erect, or place on their lot any window air conditioning unit without the prior consent of DEVELOPER.

Deed Restrictions · Section 26. Window Air Conditioners. · p.20

Exterior & landscape lighting

Restricted

All exterior lighting must be designed and erected to avoid annoyance to other lot owners and must be approved by the Developer; a Developer-provided operable front yard lamp must be maintained in working condition and remain on during all hours of darkness.

All exterior lighting on any lot in SPRUCE CREEK SOUTH must be designed and erected so as to avoid any annoyance to any other lot owner and must be approved by the DEVELOPER. For security purposes, all lots in SPRUCE CREEK SOUTH shall have an operable front yard lamp as provided for by the DEVELOPER and all lot owners must at all times maintain said lamp in a working condition, and insure that this light remains on at all times during all hours of darkness.

Deed Restrictions · Section 25. Exterior Lighting. · p.20

Landscaping & yard5

Clotheslines / outdoor drying

Restricted

Hanging or dusting garments, rugs, or other materials from windows, balconies, or the exterior of any living unit is prohibited; one portable umbrella-type clothesline is allowed in the backyard only, within fifteen feet of the living unit, from 10:00 a.m. to 4:00 p.m. on weekdays, and must be stored inside when not in use.

It is prohibited to hang and/or dust garments, rugs or any other materials from the windows, balconies or from the exterior of any living unit. Outside clotheslines or other exterior clothes drying facility are prohibited except one portable umbrella type clothesline which may be used if desired. All clotheslines must be removed and stored inside the living unit when not in use. Under all circumstances, all clotheslines must be located in the backyard only and within fifteen (15) feet of the living unit and such clotheslines may be kept outside from 10:00 a.m. to 4:00p.m. on weekdays only.

Deed Restrictions · Section 27. Clotheslines. · p.20

Holiday & seasonal decorations

Restricted

Owners may not place ornamental statues, figures, lawn ornaments, or other decorations in any front yard or on any residence, except for seasonal decorations like Christmas decorations, which may be displayed for periods not exceeding two weeks before and one week after the applicable holiday.

No owner may place ornamental statutes, figures, lawn ornaments or other decorations, in any front yard, or on any residence or addition thereof. OWNERS may, however, have seasonal decorations, such as Christmas decorations, for periods not to exceed two (2) weeks before and one (1) week after the holiday to which such decorations are applicable.

Deed Restrictions · Section 30. Outside Decorations and Ornaments. · p.21

Landscaping & lawn maintenance

Restricted

Owners are responsible for mowing, trimming, and edging lawns and shrubs within utility and road easements over their Lots, while the Developer maintains other lawn and shrub areas and determines the need for replacement or improvement of landscaping.

areas within utility and road easements over Lots, which shall be the responsibility of the OWNER under Section 1 of Article VII. Such maintenance by the OWNER shall be limited to mowing, trimming and edging of lawns and shrubs.

Deed Restrictions · Section 2 · p.13

Mailboxes

Restricted

Mailboxes must be uniform in design as initially provided by the Developer, contain only the occupant's name and address, and replacements must be of identical design to the original.

Mail boxes for all lots in SPRUCE CREEK SOUTH must be uniform in design as initially provided by the DEVELOPER and said mail boxes shall contain only the name and address of the occupant of said lot. The replacement of all mail boxes and light posts must be of identical design as that of the original.

Deed Restrictions · Section 24. Mail Boxes. · p.20

Vegetable / herb gardens

Restricted

Gardens are prohibited in front yards and may not exceed two percent of the gross square footage of the lot in back yards.

No garden may be grown or cultivated in the front yard of any lot in SPRUCE CREEK SOUTH and no garden may be grown or cultivated in the back yard of any lot in SPRUCE CREEK SOUTH that exceeds two percent (2%) of the gross square footage of the lot.

Deed Restrictions · Section 14. Gardens. · p.18

Vehicles & parking1

Commercial & non-passenger vehicles

Restricted

Owners are prohibited from engaging in motor vehicle construction, reconstruction, repair, or maintenance on their lot, except for washing, polishing, changing a tire, or changing oil on their own vehicle.

NO OWNER of any Lot, a member of his or her family, employees, agents, servants, or tenants shall engage in the construction, reconstruction, repair or maintenance of any motor vehicle, whether said motor vehicle is owned by the Lot Owner or not, except, however, the provisions of this paragraph shall not be construed to mean that a Lot Owner may not wash and/or polish, change a tire, or change the oil on a motor vehicle which they own, on their Lot.

Deed Restrictions · Section 8: Storage of Materials. · p.17

Use & conduct4

Guests

Restricted

Guests staying 24 hours or more may use common and recreational areas, but must be accompanied by a resident when using recreational areas.

Any OWNER may delegate his right of enjoyment to the Common Areas and Recreational Areas to the members of his family, his bona fide guests and invitees (defined as any guest staying in the owner for twenty-four (24) hours or more), his tenants, who reside in his Residence, subject to such rules and regulations that may be established from time to time by the DEVELOPER. All guests must be accompanied by a resident any time guests are using any Recreational Areas.

Deed Restrictions · Section 4. Delegation of Use. · p.8

Insurance & rebuilding after damage

Restricted

Owners are required to reconstruct or repair any residence destroyed by fire or other casualty, regardless of insurance coverage; failure to do so allows the Developer to replace the unit and charge the owner for all costs.

Each owner shall be required to reconstruct or repair any residence destroyed by fire or other casualty, whether or not such destruction shall have been an insured loss. If OWNER fails to repair or reconstruct the damaged unit, the DEVELOPER may, at its sole discretion, replace the unit and charge the owner for all costs of repair and replacement.

Deed Restrictions · Section 1. Repair or Replacement of Residence. · p.26

Noise, nuisance & conduct

Not allowed

Owners are prohibited from doing anything or conducting any activity that detracts from the beauty or natural aesthetics of SPRUCE CREEK SOUTH, or any noxious or offensive activity that causes discomfort, embarrassment, or annoyance to other lot owners.

OWNERS of lots within SPRUCE CREEK SOUTH shall be prohibited from doing anything or conducting any activity which would detract or in any way deter from the beauty or natural aesthetics of SPRUCE CREEK SOUTH. No noxious or "offensive activity shall be allowed, maintained, or carried on by any owners, their employees, servants, and agents on any lot in SPRUCE CREEK SOUTH which would cause discomfort, embarrassment or annoyance to any other lot owner.

Deed Restrictions · Section 22. Nuisances. · p.19

Trash & recycling

Restricted

All garbage and trash must be kept in Developer-approved containers, located only as approved by the Developer, and fences enclosing trash cans must be of a Developer-approved type.

All garbage and trash must be kept, stored, or placed in approved containers to be specified by DEVELOPER and located only on the lot as approved of by the DEVELOPER. Fences enclosing trash cans only must be of the type approved by the DEVELOPER.

Deed Restrictions · Section 23. Garbage. · p.20