Core rules10
Occupancy / age restrictions
Restricted
All lots are for single-family residential purposes by single-family units, not exceeding four persons. No persons under eighteen years of age shall occupy or permanently reside in any dwelling or on any lot, except for family members under eighteen visiting for a period not exceeding thirty days in any calendar year. The development is intended to qualify as an older persons exemption to the Fair Housing Act.
“All LOTS in SPRUCE CREEK GOLF AND COUNTRY CLUB shall be used for single family residential purposes by single family units, which at no time shall consist of more than four (4) persons. No OWNER of a LOT in SPRUCE CREEK GOLF AND COUNTRY CLUB shall convey an ownership interest in their LOT or LOTs less than that which they own. Notwithstanding the provisions of this paragraph, DEVELOPER and/or its assigns and successors may from time to time designate certain LOTs in SPRUCE CREEK GOLF AND COUNTRY CLUB for use or uses as parks, recreational areas, office facilities, utility facilities, storage facilities, vehicular and equipment parking and storage facilities to serve the LOTs or LOT OWNERS. To assure all LOT OWNERS in Spruce Creek Golf and Country Club that the heretofore mentioned environment shall remain constant, no persons under eighteen (18) years of age shall occupy or permanently reside or live in any dwelling or residence or on any LOT or LOTs in SPRUCE CREEK GOLF AND COUNTRY CLUB; except, members of a LOT OWNER's family under the age of eighteen (18) years may visit and stay with a LOT OWNER for a period of time not to exceed thirty (30) days in any calendar year. It is the intention of the DEVELOPER to develop the subject property in a manner which qualifies as an older persons exemption to the Fair Housing Act.”
Declaration · p.17
Last verified 2026-07-18
Pets
Restricted
Owners may keep no more than two small household pets, excluding poultry, birds (except two small house birds), livestock, or other animals. Dogs and cats must be confined to the owner's property and are prohibited in recreational areas and clubhouses.
“No poultry, birds (except two small house birds, livestock, or other animals shall be kept, maintained or raised on any LOT or LOTs within SPRUCE CREEK GOLF AND COUNTRY CLUB, except, however, a LOT OWNER may keep and maintain no more than two small household pets. All dogs and cats must be confined to the property of the OWNER at all times and may not run at large. All pets are prohibited in all Recreational Areas and clubhouses.”
Declaration · p.21
Last verified 2026-07-18
RVs & campers
Restricted
Recreational vehicles may not be kept or parked on any lot for more than twenty-four (24) hours per calendar month, except in a garage or designated areas. All motor homes and travel trailers must be parked and/or stored in designated parking areas provided by the Developer, for which a fee may be charged. No recreational vehicle may be used as a residence, temporarily or permanently.
“No motor homes, recreational vehicles, boats, trailers, pick-up trucks, motor vehicles in excess of a one ton rating, other vehicles or watercraft (hereinafter referred to collectively and singularly as "vehicle(s)"), shall be kept or parked on any LOT in excess of twenty-four (24) hours during any calendar month except in a garage or other areas which may be designated by DEVELOPER in its discretion for such use. All commercial motor vehicles, travel trailer, motor homes, boats and trailers must be parked and/or stored by their OWNERS in designated parking areas to be provided by the DEVELOPER. The DEVELOPER may charge a reasonable fee for the storage and/or parking of the aforementioned vehicles, trailers, motor homes, boats and trailers in the designated parking areas. No structure of a temporary character, trailer, boat, motor home, recreational vehicle, tent, shack, garage, barn or other outbuilding shall be erected or placed on a LOT at any time, nor shall anything other than the residence be used as a residence, either temporarily or permanently.”
Declaration · p.19
Last verified 2026-07-18
Boats
Restricted
Boats may not be kept or parked on any lot for more than twenty-four (24) hours per calendar month, except in a garage or designated areas. All boats must be parked and/or stored in designated parking areas provided by the Developer, for which a fee may be charged. No boat may be used as a residence, temporarily or permanently.
“No motor homes, recreational vehicles, boats, trailers, pick-up trucks, motor vehicles in excess of a one ton rating, other vehicles or watercraft (hereinafter referred to collectively and singularly as "vehicle(s)"), shall be kept or parked on any LOT in excess of twenty-four (24) hours during any calendar month except in a garage or other areas which may be designated by DEVELOPER in its discretion for such use. All commercial motor vehicles, travel trailer, motor homes, boats and trailers must be parked and/or stored by their OWNERS in designated parking areas to be provided by the DEVELOPER. The DEVELOPER may charge a reasonable fee for the storage and/or parking of the aforementioned vehicles, trailers, motor homes, boats and trailers in the designated parking areas. No structure of a temporary character, trailer, boat, motor home, recreational vehicle, tent, shack, garage, barn or other outbuilding shall be erected or placed on a LOT at any time, nor shall anything other than the residence be used as a residence, either temporarily or permanently.”
Declaration · p.19
Last verified 2026-07-18
Parking
Restricted
Parking of vehicles is limited to driveways and other designated areas. No more than two vehicles may be parked in the driveway visible from the street, common area, or any lot. No vehicles without current license plates may be stored or parked on any lot. No motor homes, recreational vehicles, boats, trailers, pick-up trucks, motor vehicles in excess of a one-ton rating, other vehicles or watercraft shall be kept or parked on any lot in excess of twenty-four (24) hours during any calendar month except in a garage or other designated areas. All commercial motor vehicles, travel trailers, motor homes, boats and trailers must be parked and/or stored in designated parking areas provided by the Developer, for which a fee may be charged. No vehicle may be parked on any right of way or road.
“No motor homes, recreational vehicles, boats, trailers, pick-up trucks, motor vehicles in excess of a one ton rating, other vehicles or watercraft (hereinafter referred to collectively and singularly as "vehicle(s)"), shall be kept or parked on any LOT in excess of twenty-four (24) hours during any calendar month except in a garage or other areas which may be designated by DEVELOPER in its discretion for such use. All commercial motor vehicles, travel trailer, motor homes, boats and trailers must be parked and/or stored by their OWNERS in designated parking areas to be provided by the DEVELOPER. The DEVELOPER may charge a reasonable fee for the storage and/or parking of the aforementioned vehicles, trailers, motor homes, boats and trailers in the designated parking areas. Parking and storage of vehicles shall be limited to the driveways of LOTs and other areas specifically designated by the DEVELOPER. All vehicles must be parked on the concrete driveway of the of the LOT. No vehicle may be parked on any right of way or road. No more than two (2) vehicle may be parked in the driveway of any LOT at any one time so as to be visible from any street, the Common Area, or any LOT. Nothing in the preceding sentence shall be interpreted so as to prohibit any LOT OWNER from owning or possessing more than two vehicles so long as the other requirements of this paragraph are met. No motor vehicles without current license plates shall be stored and/or parked on any LOT.”
Declaration · p.19
Last verified 2026-07-18
Fences
Restricted
Fences require prior Developer consent, cannot exceed four feet in height, must be metal chain link construction, and are prohibited in front or side yards.
“No fences shall be erected, constructed or placed on any LOT without the prior consent of the DEVELOPER. All fences that are allowed to be erected may not exceed the height of four (4) feet and must be of metal chain link construction. No fences, with or without the consent of the DEVELOPER, shall be erected, constructed or placed in the front or side yards of any LOT in SPRUCE CREEK GOLF AND COUNTRY CLUB.”
Declaration · p.21
Last verified 2026-07-18
Architectural approval
Requires approval
As long as the Developer owns any property, no structures, buildings, additions, or improvements shall be built without the lot owner first obtaining the express written approval of the Developer. The Developer has the exclusive right to approve or disapprove proposed construction and determine size, materials, design, color, construction method, and location. No lot owner shall change, alter, modify, add to or delete from any existing structure, or erect a swimming pool or additional concrete/asphalt installations without prior written consent and approval of the Developer. Changes to the front yard light post, mailbox, newspaper delivery container, or name sign also require written permission from the Developer.
“As long as DEVELOPER owns any property within SPRUCE CREEK GOLF AND COUNTRY CLUB, no structures, buildings, additions, or improvements shall be built without the LOT OWNER first obtaining the express written approval of the DEVELOPER. The DEVELOPER shall have the exclusive right in its sole discretion to approve or disapprove a proposed structure, building, addition, improvement to the exterior of the residence or shed and to determine the size, materials, design, color, construction method and location of any such proposed construction. No LOT OWNER in SPRUCE CREEK GOLF AND COUNTRY CLUB shall change, alter, modify, add to or delete from any existing structure on his LOT without first receiving written permission from DEVELOPER or its assigns. No structure, building, swimming pool, or addition to any house on any LOT in SPRUCE CREEK GOLF AND COUNTRY CLUB including additional concrete or asphalt installations shall be erected, constructed or placed on any LOT in SPRUCE CREEK GOLF AND COUNTRY CLUB without the prior written consent and approval of DEVELOPER or its assigns. No LOT OWNER in SPRUCE CREEK GOLF AND COUNTRY CLUB shall change, alter, modify, add to, delete, paint (a color different than originally selected by the DEVELOPER), or decorate in any fashion or manner whatsoever, the front yard light post, mailbox, newspaper delivery container or name sign without written permission from DEVELOPER or its assigns, which permission may be granted or denied in the sole and absolute discretion of the DEVELOPER or its assigns.”
Declaration · p.18
Last verified 2026-07-18
Home business
Not allowed
No business, commercial enterprise, or business activity of any kind shall be carried on or conducted on or from any lot, except for those exempted by the Developer on lots owned by the Developer.
“No business, commercial enterprise, or business activity of any kind shall be carried on or conducted on or from any LOTs except those businesses, commercial enterprises, and business activities exempted by the DEVELOPER on LOTs owned by the DEVELOPER, as provided herein.”
Declaration · p.21
Last verified 2026-07-18
Signs
Restricted
No advertising signs, including for sale or lease, may be erected or placed on any lot without prior Developer consent. Owners may place one 'for sale' sign inside the house visible from a window, not exceeding 24 by 18 inches. The Developer reserves the right to erect advertising signs on lots it owns.
“No advertising signs, including signs advertising the sale or lease of any LOT or house shall be erected or placed or allowed to be erected or placed on any LOT without the prior consent of the DEVELOPER, including any signs inside any house visible through any windows without the prior written consent of the DEVELOPER, except that the LOT OWNER may place one "for sale" sign advertising the availability of the house for sale inside the house visible from a window provided said sign does not exceed twenty-four inches in length and eighteen inches in height (24" by 18"). The DEVELOPER reserves the right to grant and/or deny in its sole discretion, its consent. DEVELOPER, however, reserves unto itself the right to erect advertising signs on LOTs owned by DEVELOPER.”
Declaration · p.20
Last verified 2026-07-18
Setbacks
Restricted
All structures, buildings, additions, or improvements other than landscaping must be set back in accordance with applicable County ordinances and regulations, including any variances.
“All structures, buildings, additions, or improvements other than the landscaping shall be set back in accordance with applicable County ordinances and regulations, including any variances thereto for which DEVELOPER has applied or may apply.”
Declaration · p.18
Last verified 2026-07-18
Exterior & architectural4
Antennas, solar panels, generators & equipment
Restricted
Direct Broadcast Satellites (DBS), Direct Satellite System (DSS), Multichannel Multipoint Distribution (MMDS), and Television Broadcast Stations (TVBS) are restricted to a satellite dish no more than 39 inches in diameter, installed on a metal pole in the rear or side yard as near to the home as feasible, with the top not exceeding 50 inches from ground level, and must be reasonably screened from view; all other types of antenna or satellite dish installations are prohibited.
“Any LOT OWNER in SPRUCE CREEK GOLF AND COUNTRY CLUB desiring to receive either Direct Broadcast Satellites (DBS), Direct Satellite System (DSS), Multichannel Multipoint Distribution (wireless cable) providers (MMDS) and Television Broadcast Stations (TVBS) are restricted to the placement of a satellite dish no more than 39 inches in diameter, installed on a metal pole, and located in the rear or side yard, as near to the home as reasonably feasible. The top of the mounted satellite dish shall not be higher than 50 inches from ground level. The dish shall be reasonably screened from view from surrounding properties either by landscape plantings or by being covered by a specifically designed artificial rock designed to hide the satellite dish from plain view. ALL OTHER TYPES OF ANTENNA, OR SATELLITE DISH INSTALLATIONS ARE PROHIBITED.”
Declaration · Section 18. Cable Television. · p.22
Last verified 2026-07-18
Exterior & landscape lighting
Restricted
All exterior lighting must be designed to avoid annoyance to other lot owners and requires Developer approval; a front yard lamp provided by the Developer must be maintained in working condition and remain on during all hours of darkness.
“All exterior lighting on any LOT in SPRUCE CREEK GOLF AND COUNTRY CLUB must be designed and erected so as to avoid any annoyance to any other LOT OWNER and must be approved by the DEVELOPER. For security purposes, all LOTS in SPRUCE CREEK GOLF AND COUNTRY CLUB shall have an operable front yard lamp as provided for by the DEVELOPER and all LOT OWNERS must at all times maintain said lamp in a working condition, and insure that this light remains on at all times during all hours of darkness.”
Declaration · Section 25. Exterior Lighting. · p.25
Last verified 2026-07-18
Exterior colors, materials & trim
Restricted
Trim items on homes, such as brickmold and door trims, should be repainted annually, and stucco homes must be painted with exterior colors matching the color, hue, and flat finish of vinyl siding colors available in frame constructed homes, using only approved colors provided by the Developer.
“All trim items on the home such as Brickmold, Door Trims should be repainted annually. It is the Developer's intent that all homes contained within the subdivision that are constructed utilizing Stucco be painted with exterior colors which match color, hue and flat finish of the vinyl siding colors available in the Frame Constructed Homes. Any repainting of a Stucco home must be done by the homeowner or a licensed, insured painting contractor, at the sole cost and expense of the homeowner. The Developer shall provide upon request, to homeowner, a list of approved exterior colors, including trim and shutter colors, that are acceptable for repainting Stucco homes contained within the subdivision.. This list may be modified from time to time based upon availability of specific colors.”
Declaration · Section 2. Cleaning & Repainting. · p.16
Last verified 2026-07-18
Property & structure upkeep
Restricted
Owners are responsible for maintaining the interiors and exteriors of their residences, mechanical equipment, plumbing, electrical facilities, hot tubs, spas, and similar facilities, and must perform maintenance promptly to keep the residence and lot in good repair.
“Unless designated as the responsibility of the Association in Section 3 of Article VII, each OWNER is responsible for maintenance in good order, condition and repair of the interiors and exteriors of Residences and of all mechanical equipment, plumbing and electrical facilities located on a LOT servicing the Residence thereon, and any hot tub, spa or similar facility located on a LOT, and any equipment and appurtenances. The OWNER shall promptly perform such maintenance so as to keep the Residence and LOT in a good state of repair.”
Declaration · Section 1. Maintenance by the OWNER. · p.15
Last verified 2026-07-18
Landscaping & yard5
Clotheslines / outdoor drying
Restricted
Hanging or dusting garments, rugs, or other materials from windows, balconies, or the exterior of living units is prohibited; only one portable umbrella-type clothesline is allowed, which must be removed and stored inside when not in use, located in the backyard within fifteen feet of the living unit, and used only from 10:00 a.m. to 4:00 p.m. on weekdays.
“It is prohibited to hang and/or dust garments, rugs or any other materials from the windows, balconies or from the exterior of any living unit. Outside clotheslines or other exterior clothes drying facility are prohibited except one portable umbrella type clothesline which may be used if desired. All clothesline must be removed and stored inside the living unit when not in use. Under all circumstances, all clotheslines must be located in the backyard only and within fifteen (15) feet of the living unit and such clothesline may be kept outside from 10:00 a.m. to 4:00 p.m. on weekdays only.”
Declaration · Section 27. Clothesline. · p.25
Last verified 2026-07-18
Holiday & seasonal decorations
Allowed
Lot owners are permitted to appropriately decorate their front yard light post, mailbox, and newspaper delivery container for the Christmas/Hanukkah season from November 15th to January 15th.
“The DEVELOPER hereby grants permission to all LOT OWNERs in SPRUCE CREEK GOLF AND COUNTRY CLUB to appropriately decorate their front yard light post, mailbox and newspaper delivery container to celebrate the Christmas/Hanukkah season during the period commencing on November 15th of the year and extending to January 15th of the following year.”
Declaration · Section 19. Alterations. · p.23
Last verified 2026-07-18
Lawn ornaments & decor
Restricted
Ornamental statues, figures, lawn ornaments, or other decorations are prohibited in any front yard or on any residence, except for seasonal decorations like Christmas decorations, which may be displayed for periods not exceeding two weeks before and one week after the applicable holiday.
“No LOT OWNER may place or allow to be placed any ornamental statutes, figures, lawn ornaments or other decorations, in any front yard, or on any residence or addition thereof. OWNERS may, however, have seasonal decorations, such as Christmas decorations, for periods not to exceed two (2) weeks before and one (1) week after the holiday to which such decorations are applicable.”
Declaration · Section 31. Outside Decorations and Ornaments. · p.25
Last verified 2026-07-18
Mailboxes
Restricted
Mailboxes must be uniform in design as initially provided by the Developer, contain only the occupant's name and address, and any replacements of mailboxes and light posts must be of identical design to the original.
“Mail boxes for all LOTs in SPRUCE CREEK GOLF AND COUNTRY CLUB must be uniform in design as initially provided by the DEVELOPER and said mail boxes shall contain only the name and address of the occupant of said LOT. The replacement of all mail boxes and light posts must be of identical design as that of the original.”
Declaration · Section 24. Mail Boxes. · p.24
Last verified 2026-07-18
Vegetable / herb gardens
Restricted
No gardens may be grown in the front yard, and backyard gardens are limited to a maximum area of one hundred sixty square feet.
“No garden may be grown or cultivated in the front yard of any LOT in SPRUCE CREEK GOLF AND COUNTRY CLUB and no garden may be grown or cultivated in the back yard of any LOT in SPRUCE CREEK GOLF AND COUNTRY CLUB that exceeds one hundred sixty (160) square feet of area.”
Declaration · Section 14. Gardens. · p.21
Last verified 2026-07-18
Use & conduct4
Guests
Restricted
Guests staying with an owner for 24 hours or more are considered bona fide guests and may use common and recreational areas, but must be accompanied by a resident when using recreational areas.
“Any OWNER may delegate his right of enjoyment to the Common Areas and Recreational Areas to a member of his family and his bona fide guests (defined as any guest staying with the OWNER for twenty-four (24) hours or more), his tenants, who reside in his Residence, subject to such rules and regulations that may be established from time to time by the DEVELOPER. All guests must be accompanied by a resident any time guests are using any Recreational Areas.”
Declaration · Section 4. Delegation of Use. · p.9
Last verified 2026-07-18
Insurance & rebuilding after damage
Restricted
Owners are required to reconstruct or repair any residence destroyed by fire or other casualty, regardless of insurance coverage; if the owner fails to do so, the Developer may replace the unit and charge the owner for all costs.
“Each OWNER shall be required to reconstruct or repair any residence destroyed by fire or other casualty, whether or not such destruction shall have been an insured loss. If the OWNER fails to repair or reconstruct the damaged unit, the DEVELOPER may, at its sole discretion, replace the unit and charge the OWNER for all costs or repair and replacement.”
Declaration · Section 1. Repair or Replacement of Residence. · p.30
Last verified 2026-07-18
Noise, nuisance & conduct
Not allowed
Owners are prohibited from doing anything or conducting any activity that detracts from the beauty or natural aesthetics of the community, or any noxious or offensive activity that causes discomfort, embarrassment, or annoyance to other lot owners.
“LOT OWNERs within SPRUCE CREEK GOLF AND COUNTRY CLUB shall be prohibited from doing anything or conducting any activity which would detract or in any way deter from the beauty or natural aesthetics of SPRUCE CREEK GOLF AND COUNTRY CLUB. No noxious or offensive activity shall be allowed, maintained, or carried on by any OWNERs, their employees, servants, and agents on any LOT in SPRUCE CREEK GOLF AND COUNTRY CLUB, which would cause discomfort, embarrassment or annoyance to any other LOT OWNER.”
Declaration · Section 20. Burning. · p.24
Last verified 2026-07-18
Trash & recycling
Restricted
All garbage and trash must be kept, stored, or placed in Developer-approved containers, located only on the lot as approved by the Developer, and fences enclosing trash cans must also be Developer-approved.
“All garbage and trash must be kept, stored, or placed in approved containers to be specified by DEVELOPER and located only on the LOT as approved of by the DEVELOPER. Fences enclosing trash cans must be of the type approved by the DEVELOPER.”
Declaration · Section 23. Garbage. · p.24
Last verified 2026-07-18