Villages of Charter Oak Unit 33

Restricted

The Subdivision is an adult community for persons 55 years or older, requiring at least one occupant per home to be 55 or older; no permanent residents under 19 are allowed, though visitors under 19 may temporarily reside for up to 30 days total per calendar year; hardship exceptions for residents between 19 and 55 may be granted by the Developer, provided at least 80% of homesites maintain one resident 55 or older.

“The Subdivision is an adult community designed to provide housing for persons 55 years of age or older. All Homes that are occupied must be occupied by at least one person who is at least fifty-five (55) years of age. No person under nineteen (19) years of age may be a permanent resident of a Home, except that persons below the age of nineteen (19) years may be permitted to visit and temporarily reside for periods not exceeding thirty (30) days in total in any calendar year period. The Developer or its designee in its sole discretion shall have the right to establish hardship exceptions to permit individuals between the ages of nineteen (19) and fifty-five (55) to permanently reside in a Home even though there is not a permanent resident in the Home who is fifty-five (55) years of age or over, providing that said exceptions shall not be permitted in situations where the granting of a hardship exception would result in less than 80% of the Homesites in the Subdivision having less than one resident fifty-five (55) years of age or older, it being the intent that at least 80% of the units shall at all times have at least one resident fifty-five (55) years of age or older.”

Declaration · 2.1 · p.3

Last verified 2026-07-17

Not addressed

The document does not address restrictions regarding rentals.

Not addressed

The document does not address restrictions regarding short-term rentals.

Restricted

Birds, fish, dogs, and cats are permitted, with a maximum of two pets per homesite; owners are responsible for any damage caused by pets, immediate removal and disposal of pet excrement, and keeping pets on a leash; no other animals, livestock, or poultry are allowed.

“Birds, fish, dogs and cats shall be permitted, with a maximum of two (2) pets per Homesite. Each Owner shall be personally responsible for any damage caused to dedicated or reserved areas by any such pet and shall be responsible to immediately remove and dispose of any excrement of such pet and shall be responsible to keep such pet on a leash. No other animals, livestock, or poultry of any kind shall be raised, bred, or kept on any Homesite or on dedicated or reserved areas.”

Declaration · 2.23 · p.3

Last verified 2026-07-17

Not addressed

The document does not contain any restrictions or allowances regarding recreational vehicles.

Not addressed

The document does not contain any restrictions or allowances regarding boats.

Restricted

No trucks exceeding 3/4 ton, boats, or recreational vehicles may be parked, stored, or remain on any homesite or street, except for temporary service vehicles or vehicles fully enclosed in garages; inoperable or junk vehicles/equipment are prohibited.

“No trucks in excess of 3/4 ton size, boats, or recreational vehicles shall be parked, stored or otherwise remain on any Homesite or street, except for (a) service vehicles located thereon on a temporary basis while performing a service for a resident or (b) vehicles fully enclosed in garages located on the Homesite. No vehicles incapable of operation shall be stored on any Homesite nor shall any junk vehicles or equipment be kept on any Homesite.”

Declaration · 2.9 · p.2

Last verified 2026-07-17

Restricted

Owners of homesites adjoining perimeter security walls, gates, or fences originally constructed by the Developer are responsible for their maintenance and repairs, including surface and structural integrity, and should cooperate with adjacent owners for a uniform appearance.

“Additionally, for those Owners ofHomesites adjoining perimeter security walls, gates, or fences originally constructed by the Developer, Owners shall be responsible for maintenance and repairs of the surface and structural integrity of the walls, gates, and fences adjoining the Owners Homesite whether on the Owners Homesite or on an adjacent Homesite, reserved area or dedicated area. Where a wall, gate, or fence adjoins more than one Homesite, the cost ofmaintaining and repairing the surface and the structural integrity ofthe wall, gate, or fence shall be shared among the respective Owners served by such wall, gate or fence. Such Owners are encouraged to maintain the perimeter security walls, gates, and fences in a cooperative and uniform manner with the adjacent Homesite Owners so as to present to the public a uniform and well-maintained appearance ofthe Subdivision as a whole.”

Declaration · 2.12 · p.2

Last verified 2026-07-17

Restricted

Each homesite must have only one conventionally built home with a garage, at least 1240 square feet (excluding non-heated/non-air-conditioned space), a minimum 6" in 12" roof pitch, eave and gable overhangs, and Developer-approved roofing materials and ceilings; screen cages over patios and pools are allowed.

“There shall be only one Home on each Homesite. All Homes must have garages and be of at least 1240 square feet, exclusive of any garage, storage room, screen room or other non-heated and non-air-conditioned space. All Homes must be constructed with at least a 6" in 12" rise and run roof pitch. Hornes constructed by Developer may deviate from the minimum square footage and roof pitch requirements detailed herein. The Home shall be a conventionally built Home and which must be placed on the Homesite and constructed by the Developer, or its designee, of a design approved by the Developer as being harmonious with the development as to color, construction materials, design, size and other qualities. Each Home must have eave overhangs and gable overhangs, and all roofing materials shall be approved by the Developer, including the roof over garages, screen porches, utility rooms, etc., and all areas must have ceilings. Screen cages over patios and pools are allowed.”

Declaration · 2.2 · p.1

Last verified 2026-07-17

Not addressed

The document does not contain any restrictions or allowances regarding business use of properties.

Restricted

No signs of any kind may be displayed publicly on a homesite or dedicated/reserved area without prior written Developer consent, except for customary name and address signs and one 'for sale or rent' sign (max 12"x12") located wholly within and visible only through a home window.

“No sign of any kind shall be displayed to public view on a Homesite or any dedicated or reserved area without the prior written consent of the Developer, except customary name and address signs and one sign advertising a property for sale or rent which shall be no larger than twelve (12) inches wide and twelve (12) inches high and which shall be located wholly within the Home and only visible through a window of the Home.”

Declaration · 2.16 · p.3

Last verified 2026-07-17

Not addressed

Restricted

Aerials, satellite reception dishes, and antennas of any kind are prohibited within the Subdivision to the extent allowed by law, with the location of any approved device requiring prior written Developer approval.

“Aerials, satellite reception dishes, and antennas of any kind are prohibited within the Subdivision to the extent allowed by law. The location of any approved device will be as previously approved by the Developer in writing.”

Declaration · 2.17 · p.3

Last verified 2026-07-17

Not allowed

No person may enter into any wildlife preserve areas designated in the Development Orders, except as permitted therein.

“Except as permitted in the Development Orders entered into in connection with the Villages of Fruitland Park, a Development of Regional Impact, no person may enter into any wildlife preserve set forth within the areas designated as such in those Development Orders.”

Declaration · 2.14 · p.3

Last verified 2026-07-17

Restricted

Each home and homesite must include a concrete driveway and a lamppost erected in the front yard.

“Each Home and Homesite must contain a concrete driveway, and a lamppost must be erected in the front yard of each Homesite.”

Declaration · 2.8 · p.2

Last verified 2026-07-17

Restricted

Exterior lighting must be attached to the home and shaded to prevent nuisance to others; no other light poles may be erected.

“Except as provided above, exterior lighting must be attached to the Home and shaded so as not to create a nuisance to others. No other light poles may be erected.”

Declaration · 2.19 · p.3

Last verified 2026-07-17

Restricted

Owners of homesites with Water Feature Landscaping Easements or Special Easements for Landscaping must perpetually maintain the easement area, not remove or destroy original landscape or fencing without Developer approval, and promptly replace dead foliage; owners must also maintain designated flow paths for side and rear homesite drainage.

“TheOwnersofHomesitessubject to a WaterFeature LandscapingEasement and Owners ofHomesitessubject to a Special Easement for Landscaping shall perpetually maintain the easement area and will not remove or destroy any landscape or fencing thereon originally installed by the Developer without the Developer's advance written approval, and will promptly replace all dead foliage located therein. Owner shall be responsible for maintaining designated flow paths for side and rear Homesite drainage as shown on the construction plans for thesurface water management system approved and on file with the Southwest Florida Water Management District and ifsuch maintenance of designated flow paths is not properly undertaken by Owner, then the District may enter onto the Homesite and reconstruct the intended flow pattern and assess the Owner for such expense.”

Declaration · 2.12 · p.2

Last verified 2026-07-17

Not allowed

The hanging of clothes or clotheslines or poles is prohibited to the extent allowed by law.

“The hanging of clothes or clotheslines or poles is prohibited to the extent allowed by law.”

Declaration · 2.25 · p.4

Last verified 2026-07-17

Restricted

Homesites must maintain the original quantity and style of water-conservative, drought-tolerant sod and landscape provided by the Developer, though owners may add or replace more water-conservative landscape with prior written Developer approval for areas visible from roadways or golf courses; owners must keep homesites neat, clean, and grass cut, irrigated, and edged, and maintain unpaved areas between roadways/walkways and their homesite, as well as areas between their lot line and land use/landscape buffers or wildlife preserves.

“In an effort to protect limited natural resources, all Homesites shall remain finished with the same quantity and style of water-conservative, drought-tolerant sod and landscape as originally provided by the Developer. Owners are encouraged to and may add and replace landscape that is more water-conservative and drought-tolerant than originally provided, however, any such alterations to areas visible from roadways or golf courses must receive the prior written approval from the Developer. Owners shall keep their Homesites neat and clean and the grass cut, irrigated and edged at all times. The Homesite Owner shall have the obligation to mow and maintain the unpaved area between an adjacent roadway or walkway located in the road right of way and the Owner's Homesite. Persons owning Homesites adjacent to a land use or landscape buffer, or a wildlife preserve, shall have the obligation to mow and maintain all areas between their Homesite lot line and the land use or landscape buffer, and between their Homesite lot line and the board fence on the adjoining wildlife preserve, even though they may not own that portion of the land.”

Declaration · 2.7 · p.2

Last verified 2026-07-17

Restricted

Lawn ornaments are prohibited, except for seasonal displays not exceeding thirty days in duration.

“Lawn ornaments are prohibited, except for seasons displays not exceeding a thirty (30) day duration.”

Declaration · 2.16 · p.3

Last verified 2026-07-17

Not allowed

Individual mailboxes are not permitted on homesites; mailboxes are provided by the U.S. Postal Service and housed by the Developer for a one-time charge of $190.00 per box, payable at the initial sale of the homesite.

“Individual mailboxes may not be located upon a Homesite. Mailboxes are provided by the U.S. Postal Service at no cost to Owner, however, those boxes shall be housed by the Developer at a one time charge of $190.00 per box, payable at the time of the initial sale of the Homesite from Developer to Owner.”

Declaration · 4.4 · p.7

Last verified 2026-07-17

Restricted

Owners must use their property in a manner that allows neighbors to enjoy their property, with radios, record players, television, voices, and other sounds kept at a moderate level from 10:00 PM to one hour before daylight.

“Each Owner shall use his property in such a manner as to allow his neighbors to enjoy the use of their property. Radios, record players, television, voices and other sounds are to be kept on a moderate level from I0:00 PM to one (I) hour before daylight.”

Declaration · 2.21 · p.3

Last verified 2026-07-17

Restricted

The Developer reserves the right to prohibit or control all peddling, soliciting, selling, delivery, and vehicular traffic within the Subdivision.

“The Developer reserves the right to prohibit or control all peddling, soliciting, selling, delivery and vehicular traffic within the Subdivision.”

Declaration · 2.22 · p.3

Last verified 2026-07-17

Restricted

Garbage and trash service is provided by the Developer or designee, with charges paid separately by each owner; no rubbish, trash, garbage, or other waste material may be kept on any homesite or dedicated/reserved areas except in sanitary containers concealed from public view; once curbside for collection, garbage must be in Developer-prescribed plastic bags and placed curbside no earlier than the day before scheduled pick-up; owners may be required to participate in a curbside recycling program if instituted.

“To maintain the Subdivision in a clean and sanitary condition and to minimize heavy commercial traffic within the Subdivision, garbage and trash service shall be provided by Developer or Developer's designee, and the charges therefore shall be paid separately by each Owner. Developer reserves the right to require all Owners to participate in a curbside recycling program if and when one is instituted. Prior to being placed curbside for collection, no rubbish, trash, garbage, or other waste material shall be kept or permitted on any Homesite or on dedicated or reserved areas except in sanitary containers located in appropriate areas concealed from public view. Once placed curbside for collection, all garbage will be contained in plastic bags prescribed by the Developer and placed curbside no earlier than the day before scheduled pick-up.”

Declaration · 4.3 · p.7

Last verified 2026-07-17