Villages of Charter Oak Unit 25

Restricted

The community is designed for persons 55 years or older, requiring at least one occupant per home to be 55+, prohibiting permanent residents under 19 (with temporary visits not exceeding 30 days annually), and allowing Developer-granted hardship exceptions for 19-55 year olds if 80% adult occupancy is maintained.

“The Subdivision is an adult community designed to provide housing for persons 55 years ofage or older. All Homes that are occupied must be occupied by at least one person who is at least fifty-five (55) years of age. No person under nineteen (I 9) years of age may be a permanent resident of a Home, except that persons below the age of nineteen (19) years may be permitted to visit and temporarily reside for periods not exceeding thirty (30) days in total in any calendar year period.”

Declaration · 2.1 · p.3

Last verified 2026-07-17

Not addressed

Information regarding rentals is not found in the provided document.

Not addressed

Information regarding short-term rentals is not found in the provided document.

Restricted

Birds, fish, dogs, and cats are permitted, with a maximum of two pets per homesite; owners are responsible for pet damage, immediate removal and disposal of excrement, and keeping pets on a leash; no other animals, livestock, or poultry are allowed.

“Birds, fish, dogs and cats shall be permitted, with a maximum of two (2) pets per Homesite. Each Owner shall be personally responsible for any damage caused to dedicated or reserved areas by any such pet and shall be responsible to immediately remove and dispose ofany excrement of such pet and shall be responsible to keep such pet on a leash. No other animals, livestock, or poultry of any kind shall be raised, bred, or kept on any Homesite or on dedicated or reserved areas.”

Declaration · 2.23 · p.3

Last verified 2026-07-17

Not addressed

The document does not contain any information regarding recreational vehicles (RVs).

Not addressed

The document does not contain any information regarding boats.

Restricted

No trucks over 3/4 ton, boats, or recreational vehicles are allowed to be parked, stored, or remain on any homesite or street, unless they are service vehicles temporarily performing a service or fully enclosed in garages; inoperable or junk vehicles/equipment are prohibited.

“No trucks in excess of3/4 ton size, boats, or recreational vehicles shall be parked, stored or otherwise remain on any Homesite or street, except for (a) service vehicles located thereon on a temporary basis while performing a service for a resident or (b) vehicles fully enclosed in garages located on the Homesite. No vehicles incapable ofoperation shall be stored on any Homesite nor shall any junk vehicles or equipment be kept on any Homesite.”

Declaration · 2.9 · p.2

Last verified 2026-07-17

Not addressed

The document does not contain any information regarding fences.

Requires approval

Construction, erection, placement, or alteration of any building or structure, and any reconstruction, additions, alterations, or modifications to the Home, require prior written approval from the Developer or an architectural review committee, ensuring consistency with development plans and surface water management compliance.

“No building or structure shall be constructed, erected, placed or altered on any Homesite until the construction plans and specifications and a plan showing the location ofthe building or structure have been approved by the Developer. ... After the Home has been constructed, no reconstruction, additions, alterations, or modifications to the Home, or in the locations and utility connections ofthe Home will be permitted except with the written consent of the Developer, or an architectural review committee appointed by the Developer.”

Declaration · 2.2 · p.1

Last verified 2026-07-17

Not allowed

No commercial, professional, or similar activity requiring inventory, equipment, or customer/client visits may be conducted in a Home or on a Homesite.

“Properties within the Subdivision are intended for residential use and no commercial, professional or similar activity requiring either maintaining an inventory, equipment or customer/client visits may be conducted in a Home or on a Homesite.”

Declaration · 2.10 · p.2

Last verified 2026-07-17

Restricted

No signs of any kind may be displayed publicly without prior written Developer consent, except for customary name and address signs and one 'for sale or rent' sign (max 12"x12") located wholly within the home and visible only through a window.

“No sign of any kind shall be displayed to public view on a Homesite or any dedicated or reserved area without the prior \Vritten consent ofthe Developer, except customary name and address signs and one sign advertising a property for sale or rent which shall be no larger than twelve (12) inches wide and twelve (12) inches high and which shall be located wholly within the Home and only visible through a window of the Home.”

Declaration · 2.16 · p.3

Last verified 2026-07-17

Not addressed

Restricted

Aerials, satellite reception dishes, and antennas of any kind are prohibited within the Subdivision to the extent allowed by law, with approved devices requiring prior written Developer approval for their location.

“Aerials, satellite reception dishes, and antennas of any kind are prohibited within the Subdivision to the extent allowed by Jaw. The location of any approved device will be as previously approved by the Developer in \Vriting.”

Declaration · 2.17 · p.3

Last verified 2026-07-17

Not allowed

No person may enter into any wildlife preserve areas designated in the Development Orders, except as permitted therein.

“Except as permitted in the Development Orders entered into in connection with the Villages of Fruitland Park, a Development of Regional Impact, no person may enter into any wildlife preserve set forth within the areas designated as such in those Development Orders.”

Declaration · 2.15 · p.3

Last verified 2026-07-17

Not allowed

No driveways, walkways, cartpaths, or access shall be located on or permitted to any road right-of-way, walkway, or cartpath, except as originally constructed by the Developer.

“Except as originally constructed by the Developer, no driveways, walkways, car(paths or access shall be located on or permitted to any road right-of-way, walkway or cartpath.”

Declaration · 2.13 · p.3

Last verified 2026-07-17

Restricted

Exterior lighting must be attached to the Home and shaded to prevent nuisance to others; no other light poles may be erected.

“Except as provided above, exterior lighting must be attached to the Home and shaded so as not to create a nuisance to others. No other light poles may be erected.”

Declaration · 2.19 · p.3

Last verified 2026-07-17

Not allowed

The hanging of clothes or clotheslines or poles is prohibited to the extent allowed by law.

“The hanging ofclothes or clotheslines or poles is prohibited to the extent allowed by law.”

Declaration · 2.25 · p.4

Last verified 2026-07-17

Restricted

Irrigation water is for irrigation purposes only and cannot be used for human or pet consumption, bathing, washing, car washing, or any other non-irrigation use; potable water may not be used for irrigation except for supplemental irrigation of annuals and heat-stressed areas with a hose and automatic shutoff nozzle, prohibiting sprinklers on hose connections.

“The irrigation water provided by SWCA is suitable for irrigation purposes only. The irrigation water can not be used for human or pet consumption, bathing, washing, car washing or any other use except for irrigation. ... Potable water may not be used for irrigation, except that supplemental irrigation with potable water is limited to annuals and the isolated treatment ofheat stressed areas. All supplemental irrigation utilizing potable water must be done with a hose with an automatic shutoffnozzle. Use of sprinklers on a hose connection is not permitted.”

Declaration · 2.12 · p.6

Last verified 2026-07-17

Restricted

Lawn ornaments are prohibited, except for seasonal displays not exceeding thirty days in duration.

“Lawn ornaments are prohibited, except for seasons displays not exceeding a thirty (30) day duration.”

Declaration · 2.16 · p.3

Last verified 2026-07-17

Not allowed

Individual mailboxes are not permitted on homesites, as mailboxes are provided by the U.S. Postal Service and housed by the Developer for a one-time charge.

“Individual mailboxes may not be located upon a Homesite. Mailboxes are provided by the U.S. Postal Service at no cost to Owner, however, those boxes shall be housed by the Developer at a one time charge of $190.00 per box, payable at the time of the initial sale of the Homesite from Developer to Owner.”

Declaration · 4.4 · p.7

Last verified 2026-07-17

Restricted

If a residence is damaged or destroyed, the owner must rebuild, repair, or reconstruct it to its prior appearance and condition within two months of damage and complete it within eight months, unless prevented by governmental authority, subject to existing restrictions.

“If all or any portion of a residence is damaged or destroyed by fire or other casualty, it shall be the duty of the Owner thereof, with all due diligence, to rebuild, repair, or reconstruct such residence and walls in a manner which will substantially restore it to its appearance and condition immediately prior to the casualty. Reconstruction shall be undertaken within two (2) months after the damage occurs, and shall be completed within eight (8) months after the damage occurs, unless prevented by governmental authority.”

Declaration · 2.28 · p.4

Last verified 2026-07-17

Restricted

Owners must use their property in a manner that allows neighbors to enjoy their property, with radios, record players, television, voices, and other sounds kept at a moderate level from 10:00 PM to one hour before daylight.

“Each Owner shall use his property in such a manner as to allow his neighbors to enjoy the use oftheir property. Radios, record players, television, voices and other sowds are to be kept on a moderate level from 10:00 PM to one(]) hour before daylight.”

Declaration · 2.21 · p.3

Last verified 2026-07-17

Restricted

The Developer reserves the right to prohibit or control all peddling, soliciting, selling, delivery, and vehicular traffic within the Subdivision.

“The Developer reserves the right to prohibit or control all peddling, soliciting, selling, delivery and vehicular traffic within the Subdivision.”

Declaration · 2.22 · p.3

Last verified 2026-07-17

Restricted

Rubbish, trash, garbage, or other waste material must be kept in sanitary containers concealed from public view before curbside collection; once curbside, garbage must be in Developer-prescribed plastic bags and placed no earlier than the day before scheduled pick-up; owners may be required to participate in a curbside recycling program if instituted.

“Priorto being placed curbside for collection, no rubbish, trash, garbage, or other waste material shall be kept or permitted on any Homesite or on dedicated or reserved areas except in sanitary containers located in appropriate areas concealed from public view. ... Once placed curbside for collection, all garbage will be contained in plastic bags prescribed by the Developer and placed curbside no earlier than the day before scheduled pick-up.”

Declaration · 4.3(b) · p.7

Last verified 2026-07-17