Villages of Charter Oak Leo Villas Unit 105

Restricted

The community is for persons 55 years or older, requiring at least one permanent resident per home to be 55+, with exceptions for those 19-55 under specific conditions, and visitors under 19 limited to 30 days per year.

“The Subdivision is an adult community designed to provide housing for persons 55 years of age or older. All homes that are occupied must be occupied by at least one person who is at least fifty-five (55) years of age. No person under nineteen (19) years of age may be a permanent resident of a home, except that persons below the age of nineteen (19) years may be permitted to visit and temporarily reside for periods not exceeding thirty (30) days in total in any calendar year period.”

Declaration · Section 1. · p.5

Last verified 2026-07-17

Not addressed

Not addressed

Restricted

Birds, fish, dogs, and cats are permitted, with a maximum of two pets per Homesite; owners are responsible for pet damage, immediate waste removal, and keeping pets on a leash.

“Birds, fish, dogs and cats shall be permitted, with a maximum of two (2) pets per Homesite. Each Owner shall be personally responsible for any damage caused to any dedicated or reserved area hy any such pet and shall be responsible to immediately remove and dispose of any excrement of such pet and shall be responsible to keep such pet on a leash. No other animals, livestock, or poultry of any kind shall be raised, bred, or kept on any Homesite or on any dedicated or reserved area.”

Declaration · Section 6. · p.5

Last verified 2026-07-17

Restricted

Trailers, which would include RVs, are generally prohibited from being erected on any Homesite, except temporarily for construction purposes.

“No outbuilding, tent, shack, garage, trailer, shed, utility building or temporary building of any kind shall be erected, except temporarily only for construction purposes.”

Declaration · Section 8 · p.6

Not addressed

Restricted

Vehicles must be parked wholly within driveways, garages, or non-visitor parking spaces; trucks over 3/4 ton, campers, boats, trailers, aircraft, or any non-private non-commercial vehicles are prohibited from parking spaces, though boats may be kept in a closed garage.

“No Owner of a Homesite shall park, store, or keep any vehicle except wholly within his driveway, garage or other non-visitor parking spaces. No truck in excess of 3/4 ton, camper, boat, trailer, or aircraft, or any vehicle other than a private non-commercial vehicle may be parked in a parking space except a boat may be kept in the garage with the garage door closed.”

Declaration · Section 21. · p.9

Last verified 2026-07-17

Restricted

Owners are prohibited from constructing or maintaining fences, hedges, walls, or other dividing instrumentalities on any Homesite, with an exception for the Declarant.

“No fence, hedge, wall, or other dividing instrumentality shall be constructed or maintained on any Homesite, except that Declarant and the transferees of Declarant may construct fences in accordance with existing architectural plans.”

Declaration · Section 7 · p.6

Requires approval

Nothing shall be altered in, constructed on, or removed from any dedicated or reserved areas without the written consent of the Declarant; construction, installation, and maintenance of structures, additions, and other improvements to Homes and Homesites require Declarant approval; any alterations to landscaping visible from roadways or golf courses require prior written approval from the Declarant.

“Nothing shall be altered in, constructed on, or removed from any dedicated or reserved areas except on the written consent of the Declarant, after the original development thereof by the Declarant. Notwithstanding: (a) the construction, installation, and maintenance of structures, additions, and other improvements to Owner's Homes and Homesites shall not be deemed a violation of the foregoing sentence if such improvements and activities are first approved by the Declarant, in accordance with the other provisions set forth in this Declaration; and (b) Owners are encouraged to and may add and replace landscape that is more water-conservative and drought-tolerant than originally provided, however, any such alterations to areas visible from roadways or golf courses inust receive the prior written approval from the Declarant.”

Declaration · Section 8. · p.6

Last verified 2026-07-17

Not allowed

No business of any kind is permitted to be conducted on any residence, with the sole exception of the Declarant's business of developing and selling Homesites.

“No business of any kind shall be conducted on any residence with the exception of the business of Declarant and the transferees of Declarant in developing and selling all of the Homesites as provided herein.”

Declaration · Section 2 · p.5

Restricted

Signs are generally prohibited without Declarant's written consent, except for customary name/address signs and one 'for sale/rent' sign (max 12x12 inches) visible only through a window.

“No sign of any kind shall be displayed to public view on a Homesite or any dedicated or reserved area without the prior written consent of the Declarant, except customary name and address signs and one sign advertising a property for sale or rent which shall be no larger than twelve (12) inches wide and twelve (12) inches high and which shall be located wholly within the residence and only visible through a window of the residence.”

Declaration · Section 4. · p.5

Last verified 2026-07-17

Not addressed

Restricted

Aerials, satellite reception dishes, or antennas of any kind are not permitted, except as specifically allowed by law, and the location of any approved device must be pre-approved by the Declarant in writing.

“No aerials, satellite reception dishes, or antennas of any kind, nor window air-conditioners or irrigation wells are permitted within the Subdivision, except as specifically allowed by law. The location of any improved device will be as previously approved by the Declarant in writing.”

Declaration · Section 10. · p.6

Last verified 2026-07-17

Restricted

Owners must ensure construction complies with surface water management plans and may not construct, maintain, or perform any activity in wetlands, buffer areas, and upland conservation areas without prior approval from SWFWMD.

“Each Owner shall ensure that any construction on the Homesite complies with the construction plans for the surface water management system pursuant to Chapter 40D-4, F.A.C., approved and on file with the Southwest Florida Water Management District (SWFWMD). No Owner of the property within the Subdivision nay construct or maintain any building, residence, or structure, or undertake or perform any activity in the wetlands, buffer areas, and upland conservation areas described in the approved permit and recorded plat of the Subdivision, unless prior approval is received from the SWFWMD pursuant to Chapter 40D-4, F.A.C.”

Declaration · Section 18. · p.7

Last verified 2026-07-17

Restricted

No ingress or egress is permitted except via driveways and sidewalks originally constructed by Declarant; no driveways, walkways, cartpaths, or access shall be located on or permitted on any road right-of-way, walkway, or cartpath, except as originally constructed by the Declarant.

“No ingress or egress to or from any Homesite is permitted except pursuant to such driveways and sidewalks as originally constructed by Declarant. Except as originally constructed by the Declarant, no driveways, walkways, cartpaths or access shall be located on or permitted on any road right-of-way, walkway or cartpath.”

Declaration · Section 7. · p.6

Last verified 2026-07-17

Restricted

Each Owner must repair their residence to a condition comparable to its initial construction, excepting normal wear and tear, and maintain their Homesite (not subject to side yard or driveway easements), side yard easement, driveway easement, driveway, and the unpaved area between an adjacent roadway/walkway and their Homesite in a mowed, edged, neat, and clean manner.

“Subject to these restrictions, each Owner shall, at his sole cost and expense, repair his residence, other than as otherwise provided for herein, keeping the same in condition comparable to the condition of such residence at the time of its initial construction, excepting only normal wear and tear. Each Homesite Owner shall be responsible for maintaining in a mowed, edged, neat and clean manner: (i) that portion of his Homesite not subject to side yard or driveway easements. (ii) his side yard easement area, driveway easement area and driveway, whether on his Homesite or on an adjacent Homesite, reserved area, or dedicated area. (iii) the unpaved area between an adjacent roadway or walkway located in the road right of way and the Owner's Homesite.”

Declaration · Section 1. · p.8

Last verified 2026-07-17

Not allowed

The hanging of clothes or clotheslines or placing of clothes poles is prohibited to the extent allowed by law.

“The hanging of clothes or clotheslines or placing of clothes poles is prohibited to the extent allowed by law.”

Declaration · Section 10. · p.6

Last verified 2026-07-17

Restricted

Lawn ornaments are prohibited, except for seasonal displays not exceeding thirty days in duration.

“Lawn ornaments are prohibited, except for seasons displays not exceeding a thirty (30) day duration.”

Declaration · Section 4. · p.5

Last verified 2026-07-17

Restricted

Irrigation water is for irrigation purposes only and cannot be used for human or pet consumption, bathing, washing, car washing, or any other non-irrigation use; potable water may not be used for irrigation, except for supplemental irrigation of annuals and heat-stressed areas with a hose and automatic shutoff nozzle, but sprinklers on a hose connection are not permitted.

“The irrigation water provided by SWCA is suitable for irrigation purposes only. The irrigation water can not be used for human or pet consumption, bathing, washing, car washing or any other use except for irrigation. Owners covenants to ensure that no one on the Homesite uses irrigation water for any non-irrigation purpose. Potable water may not be used for irrigation, except that supplemental irrigation with potable water is limited to annuals and the isolated treatment of heat stressed areas. All supplemental irrigation utilizing potable water must be done with a hose with an autoinatic shutoff nozzle. Use of sprinklers on a hose connection is not permitted.”

Declaration · Section 7. · p.8

Last verified 2026-07-17

Not allowed

Individual mailboxes are not permitted on Homesites; mailboxes are provided by the U.S. Postal Service and housed by the Declarant for a one-time charge.

“Individual mailboxes may not be located upon a Homesite. Mailboxes are provided by the U.S. Postal Service at no cost to Owner, however, those boxes shall be housed by the Declarant at a one time charge of $190.00 per box, payable at the time of the initial sale of the Homesite from Declarant to Owner.”

Declaration · Section 16. · p.6

Last verified 2026-07-17

Restricted

Repair or restoration of motor vehicles, boats, trailers, aircraft, or other vehicles is prohibited on any homesite or dedicated/reserved areas, except for emergency repairs necessary to move the vehicle to a proper repair facility.

“No Owner of a Homesite shall repair or restore any motor vehicle, boat, trailer, aircraft, or other vehicle on any portion of any Homesite, or on dedicated or reserved areas, except for emergency repairs, and then only to the extent necessary to enable inovement thereof to a proper repair facility.”

Declaration · ARTICLE IX. PARKING RESTRICTIONS · p.9

Last verified 2026-07-17

Restricted

If a residence is damaged or destroyed, the owner must rebuild, repair, or reconstruct it to its prior appearance and condition within two months of damage and complete it within six months, unless prevented by governmental authority.

“If all or any portion of a residence is damaged or destroyed by fire or other casualty, it shall be the duty of the Owner thereof, with all due diligence, to rebuild repair, or reconstruct such residence and walls in a manner which will substantially restore it to its appearance and condition immediately prior to the casualty. Reconstruction shall be undertaken within two (2) months after the damage occurs, and shall be completed within six (6) months after the damage occurs, unless prevented by governmental authority.”

Declaration · Section 5. · p.9

Last verified 2026-07-17

Not allowed

Noxious or offensive activities are prohibited, and noise levels must be kept moderate from 10:00 p.m. to one hour before daylight.

“No noxious or offensive activity shall be carried on in or on any Homesite with the exception of the business of Declarant and the transferees of Declarant in developing all of the Homesites as provided herein. Radios, record players, television, voices and other sounds are to be kept on a moderate level from 10:00 p.m. to one (1) hour before daylight.”

Declaration · Section 3. · p.5

Last verified 2026-07-17

Restricted

The Declarant reserves the right to prohibit or control all peddling, soliciting, selling, delivery, and vehicular traffic within the Subdivision.

“The Declarant reserves the right to prohibit or control all peddling, soliciting, selling, delivery and vehicular traffic within the Subdivision.”

Declaration · Section 14. · p.6

Last verified 2026-07-17

Restricted

Rubbish, trash, garbage, or other waste must be kept in sanitary containers concealed from public view until placed curbside; once curbside, garbage must be in Declarant-prescribed plastic bags, placed no earlier than the day before pickup, or in a dumpster if required by Declarant, and Declarant may require participation in a curbside recycling program.

“Prior to being placed curbside for collection, no rubbish, trash, garbage, or other waste material shall be kept or permitted on any Homesite or on dedicated or reserved areas except in sanitary containers located in appropriate areas concealed from public view. Once placed curbside for collection, all garbage will be contained in plastic bags prescribed by Declarant and placed curbside no earlier than the day before scheduled pick-up. In the alternative, the Declarant shall have the right to require that garbage be placed in a dumpster and not placed curbside. In either event, all garbage must be contained in fully closed and sealed plastic bags prescribed by the Declarant. Declarant reserves the right to require all Owner's to participate in a curbside recycling program if and when one is instituted.”

Declaration · Section 11. · p.6

Last verified 2026-07-17