Villages of Charter Oak Jackson Villas Unit 106

Restricted

The community is an adult community for persons 55 years or older, requiring at least one permanent resident per home to be 55 or older, with temporary visits for those under 19 not exceeding 30 days annually, and hardship exceptions possible if 80% adult occupancy is maintained.

“The Subdivision is an adult community designed to provide housing for persons 55 years of age or older. All homes that are occupied must be occupied by at least one person who is at least fifty-five (55) years of age. No person under nineteen (19) years of age may be a permanent resident of a home, except that persons below the age ofnineteen (19) years may be permitted to visit and temporarily reside for periods not exceeding thirty (30) days in total in any calendar year period.”

Declaration · Section 1. · p.5

Last verified 2026-07-17

Not addressed

Information regarding rental restrictions is not found in the provided document.

Not addressed

Information regarding short-term rental restrictions is not found in the provided document.

Restricted

Birds, fish, dogs, and cats are permitted, with a maximum of two pets per Homesite; owners are responsible for pet damage, immediate waste removal, and keeping pets on a leash.

“Birds, fish, dogs and cats shall be permitted, with a maximum oftwo (2) pets per Homesite. Each Owner shall be personally responsible for any damage caused to any dedicated or reserved area by any such pet and shall be responsible to immediately remove and dispose of any excrement of such pet and shall be responsible to keep such pet on a leash. No other animals, livestock, or poultry of any kind shall be raised, bred, or kept on any Homesite or on any dedicated or reserved area.”

Declaration · Section 6. · p.5

Last verified 2026-07-17

Not addressed

Not addressed

Restricted

Owners may only park, store, or keep vehicles wholly within their driveway, garage, or other non-visitor parking spaces; trucks over 3/4 ton, campers, boats, trailers, aircraft, or any vehicle other than a private non-commercial vehicle are prohibited from parking spaces, except a boat may be kept in the garage with the door closed.

“No Owner of a Homesite shall park, store, or keep any vehicle except wholly within his driveway, garage or othernon-visitor parking spaces. No truck in excess of3/4 ton, camper, boat, trailer, or aircraft, or any vehicle other than a private non-commercial vehicle may be parked in a parking space except a boat may be kept in the garage with the garage door closed.”

Declaration · p.9

Last verified 2026-07-17

Restricted

Owners are responsible for all wall and fence maintenance not assumed by the District, including painting and keeping clean all fences and walls, maintaining the gate on the gate fence or wall, and maintaining and repairing the structural integrity of all walls and fences serving their Homesites.

“Owners shall be responsible for all wall and fence maintenance not assumed by the District in ARTICLE II. Section 1. Subject to these restrictions each Owner shall paint and keep clean all fences and walls. The gate on the gate fence or wall shall be maintained by the Owner enjoying the use ofthe adjacent side yard area. Owners shall be responsible for maintenance and repair ofthe structural integrity of all walls and fences serving the Owners1 Homesites whether on the Owner's Homesite or on an adjacent Homesite, reserved area, or dedicated area.”

Declaration · Section 7. · p.9

Last verified 2026-07-17

Requires approval

Owners, other than the Declarant, must obtain prior written approval from the Declarant or an architectural review committee for any structural alteration, exterior repainting or repair, or addition to their residence that would substantially alter its exterior appearance, ensuring the proposed work benefits the Subdivision and complies with surface water management system plans.

“No Owner, otherthan Declarant or its transferees, shall make any structural alteration, or shall undertake any exterior repainting or repair of, or addition to his residence, which would substantially alter the exterior appearance thereof, without the prior written approval of the plans and specifications therefor by the Declarant or an architectural review committee appointed by the Declarant. The Declarant or an architectural review committee designated by the Declarant shall grant its approval only in the event the proposed work (a) will benefit and enhance the entire Subdivision in a manner generally consistent with the plan of development thereof and (b) complies with the construction plans for the surface water management system pursuant to Chapter 40 D-4, F.A.C., approved and on file with the Southwest Florida Water Management District.”

Declaration · Section 8. · p.9

Last verified 2026-07-17

Not allowed

No business of any kind is permitted to be conducted on any residence, with the exception of the Declarant's business of developing and selling Homesites.

“No business of any kind shall be conducted on any residence with the exception of the business ofDeclarant and the transferees ofDeclarant in developing and selling all ofthe Homesites as provided herein.”

Declaration · Section 2. · p.5

Last verified 2026-07-17

Restricted

No signs are allowed without prior written consent from the Declarant, except for customary name and address signs and one 'for sale or rent' sign (max 12x12 inches) visible only through a window.

“No sign of any kind shall be displayed to public view on a Homesite or any dedicated or reserved area without the prior written consent ofthe Declarant, except customary name and address signs and one sign advertising a property for sale or rent which shall be no larger than twelve (12) inches wide and twelve (12) inches high and which shall be located wholly within the residence and only visible through a window of the residence.”

Declaration · Section 4. · p.5

Last verified 2026-07-17

Not addressed

Restricted

No aerials, satellite reception dishes, or antennas of any kind are permitted within the Subdivision, except as specifically allowed by law, and the location of any improved device must be previously approved by the Declarant in writing.

“No aerials, satellite reception dishes, or antennas ofany kind, nor window air-conditioners or irrigation wells are permitted within the Subdivision, except as specifically allowed by law. The location ofany improved device will be as previously approved by the Declarant in writing.”

Declaration · Section 10. · p.6

Last verified 2026-07-17

Requires approval

No owner may construct or maintain any building, residence, or structure, or perform any activity in wetlands, buffer areas, and upland conservation areas without prior approval from the SWFWMD.

“No Owner of the property within the Subdivision may construct or maintain any building, residence, or structure, or undertake or perform any activity in the wetlands, buffer areas, and upland conservation areas described in the approved permit and recorded plat ofthe Subdivision, unless prior approval is received from the SWFWMD pursuant to Chapter 40D-4, F.A.C.”

Declaration · Section 18. · p.7

Last verified 2026-07-17

Restricted

Clear (non-colored) concrete and driveway coatings are permitted, but no colored coating is allowed without prior written consent from the Declarant or an architectural review committee.

“Clear (non-colored) concrete and driveway coatings are permitted. No colored coating is permitted without the prior written consent of Declarant, its designee, or an architectural review committee appointed by Declarant or Declarant's designee.”

Declaration · Section 8. · p.6

Last verified 2026-07-17

Restricted

Each Owner must repair their residence to a condition comparable to its initial construction, excepting normal wear and tear, and maintain in a mowed, edged, neat, and clean manner their Homesite not subject to side yard or driveway easements, their side yard and driveway easement areas, their driveway, and the unpaved area between an adjacent roadway/walkway and their Homesite.

“Subject to these restrictions, each Owner shall, at his sole cost and expense, repair his residence, other than as othe1Wise provided for herein, keeping the same in condition comparable to the condition ofsuch residence at the time ofits initial construction, excepting on1y normal wear and tear. Each Homesite Owner shall be responsible for maintaining in a mowed, edged, neat and clean manner: (i) that portion of his Homesite not subject to side yard or driveway easements. (ii) his side yard easement area, driveway easement area and driveway, whether on his Homesite or on an adjacent Homesite, reserved area, or dedicated area. (iii) the unpaved area between an adjacent roadway or walkway located in the road right of way and the Owner's Homesite.”

Declaration · Section 1. · p.8

Last verified 2026-07-17

Not allowed

The hanging of clothes or clotheslines or placing of clothes poles is prohibited to the extent allowed by law.

“The hanging of clothes or clotheslines or placing of clothes poles is prohibited to the extent allowed by law.”

Declaration · Section 10. · p.6

Last verified 2026-07-17

Restricted

Owners must regulate their irrigation water service according to the SWCA's Irrigation Water Service Schedule, which is not a water-on-demand system and may be altered by SWCA; supplemental irrigation for new landscaping is allowed for a grow-in period but is subject to suspension by SWCA.

“The Owner ofthe Homesite shall regulate the irrigation water service to the Homesite and will be responsible for complying with the Irrigation Water Service Schedule. IfOwnerrepeatedlyfails to comply with the Irrigation Water Service Schedule, SWCA may enter onto the Homesite, over and upon easements hereby reserved in favor ofSWCA, and install a control valve to compel Owner's compliance with the Irrigation Water Service Schedule, with all costs related thereto being charged to Owner. Ifnew landscaping is installed on a Homesite, the Owner may allow additional irrigation water service at the Homesite to supplement the Irrigation Water Service Schedule ("Supplemental Irrigation Water Service"), during the grow-in period, which is typically thirty (30) days. Supplemental Irrigation Water Service at a Homesite may not exceed thirty (30) minutes of irrigation water service per day, during the grow-in period, in addition to the Irrigation Water Service Schedule. SWCA reserves the right to suspend Supplemental Irrigation Water Service at Homesites.”

Declaration · Section 10. · p.8

Last verified 2026-07-17

Restricted

Lawn ornaments are prohibited, except for seasonal displays that do not exceed a thirty-day duration.

“Lawn ornaments are prohibited, except for seasons displays not exceeding a thirty (30) day duration.”

Declaration · Section 4. · p.5

Last verified 2026-07-17

Not allowed

Individual mailboxes are not permitted on Homesites; mailboxes are provided by the U.S. Postal Service and housed by the Declarant for a one-time charge.

“Individual mailboxes may not be located upon a Homesite. Mailboxes are provided by the U.S. Postal Service at no cost to Owner, however, those boxes shall be housed by the Declarant at a one time charge of SI 90.00 per box, payable at the time of the initial sale of the Homesite from Declarant to Owner.”

Declaration · Section 16. · p.6

Last verified 2026-07-17

Not allowed

Owners are prohibited from repairing or restoring any motor vehicle, boat, trailer, aircraft, or other vehicle on any portion of any Homesite or dedicated/reserved areas, except for emergency repairs necessary to move the vehicle to a proper repair facility.

“No Owner of a Homesite shall repair or restore any motor vehicle, boat, trailer, aircraft, or other vehicle on any portion of any Homesite, or on dedicated or reserved areas, except for emergency repairs, and then only to the extent necessary to enable movement thereof to a proper repair facility.”

Declaration · p.9

Last verified 2026-07-17

Restricted

If a residence is damaged or destroyed, the Owner must rebuild, repair, or reconstruct it to its prior appearance and condition within two months of damage and complete it within six months, unless prevented by governmental authority.

“!fall or any portion ofa residence is damaged or destroyed by fire or other casualty, it shall be the duty ofthe Owner thereof, with all due diligence, to rebuild repair, or reconstruct such residence and walls in a manner which will substantially restore it to its appearance and condition immediately prior to the casualty. Reconstruction shall be undertaken within two (2) months afterthe damage occurs, and shall be completed within six (6) months after the damage occurs, unless prevented by governmental authority.”

Declaration · p.9

Last verified 2026-07-17

Restricted

Owners must use their property to allow neighbors to enjoy theirs, with radios, record players, television, voices, and other sounds kept at a moderate level from 10:00 p.m. to one hour before daylight, excluding Declarant's construction noises.

“Owner(s) shall use his property in such a manner as to allow his neighbors to enjoy the use of their property. Radios, record players, television, voices and other sounds are to be kept on a moderate level from 10:00 p.m. to one(!) hour before daylight. These restrictions shall not apply to construction noises being made by the Declarant.”

Declaration · Section 3. · p.6

Last verified 2026-07-17

Restricted

The Declarant reserves the right to prohibit or control all peddling, soliciting, selling, delivery, and vehicular traffic within the Subdivision.

“The Declarant reserves the right to prohibit or control all peddling, soliciting, selling, delivery and vehicular traffic within the Subdivision.”

Declaration · Section 14. · p.6

Last verified 2026-07-17

Restricted

Rubbish, trash, garbage, or other waste material must be kept in sanitary containers concealed from public view until placed curbside, no earlier than the day before scheduled pick-up, in plastic bags prescribed by Declarant, or in a dumpster if required.

“Prior to being placed curbside for collection, no rubbish, trash, garbage, or other waste material shall be kept or permitted on any Homesite or on dedicated or reserved areas except in sanitary containers located in appropriate areas concealed from public view. Once placed curbside for collection, all garbage will be contained in plastic bags prescribed by Declarant and placed curbside no earlier than the day before scheduled pick-up. In the alternative, the Declarant shall have the right to require that garbage be placed in a dumpster and not placed curbside. In either event, all garbage must be contained in fully closed and sealed plastic bags prescribed by the Declarant.”

Declaration · Section 11. · p.6

Last verified 2026-07-17