Core rules11
Rentals / leasing
Restricted
Owners may lease their lots, but not for periods shorter than three months or more than twice in any calendar year, unless the neighborhood is specifically designed for short-term accommodation use. Owners are responsible for notifying the Association of leasing and for their tenants' actions and adherence to rules.
“Except in neighborhoods of Harbor Hills which the Developer has designed and developed for short-term accommodation use, no Owner shall lease their Lot for a period of less than three (3) months or more than twice in any calendar year. Owner shall be responsible for providing notice to the Association at the time of leasing. The Owner shall be personally liable for the actions of their tenants. The Owner shall be responsible for apprising the tenant of the Rules and Regulations of Harbor Hills. The Owner shall insure that the tenant utilizes the Lot only for single family use.”
Declaration · Section 26. Leasing. · p.43
Last verified 2026-07-17
Short-term rentals
Not allowed
Short-term rentals are generally prohibited, with no lease period shorter than three months or more than twice in any calendar year, unless the neighborhood is specifically designed for short-term accommodation use.
“Except in neighborhoods of Harbor Hills which the Developer has designed and developed for short-term accommodation use, no Owner shall lease their Lot for a period of less than three (3) months or more than twice in any calendar year. Owner shall be responsible for providing notice to the Association at the time of leasing. The Owner shall be personally liable for the actions of their tenants. The Owner shall be responsible for apprising the tenant of the Rules and Regulations of Harbor Hills. The Owner shall insure that the tenant utilizes the Lot only for single family use.”
Declaration · Section 26. Leasing. · p.43
Last verified 2026-07-17
Pets
Restricted
Owners may keep dogs, cats, or other household pets, but they cannot be bred or maintained for commercial purposes, and must not cause a disturbance or nuisance. A maximum of two household pets are allowed per lot, and owners must comply with all public agency regulations regarding animals.
“No animals, livestock or poultry of any kind shall be raised, bred or kept on any Lot, except that dogs, cats or other household pets may be kept, provided that they are not kept, bred or maintained for any commercial purposes, and only if such pets do not cause a disturbance or a nuisance on the Property. However, no more than two (2) household pets shall be permitted per Lot. All Owners at all times shall comply with all rules, regulations, ordinances, statutes, and laws adopted, promulgated, or enforced by any public agency having jurisdiction of the Property, and relating to animals.
The Owners of record of any Lot in which the above household pets become an annoyance or nuisance to the Neighborhood or adjacent or nearby homes, shall take the necessary steps to negate such annoyance or nuisance immediately. In the event any dispute shall arise in reducing or negating said annoyance or nuisance, the Board shall be empowered upon written petition of one or more of the affected Owners to make final decisions or arbitrations on the matter.”
Declaration · Section 5. Pets. · p.38
Last verified 2026-07-17
RVs & campers
Not allowed
Mobile homes, trailers, motor homes, and campers are not permitted for outside storage or parking on a lot or within common areas; they must be parked or stored within a fully-enclosed garage.
“Subject to the terms of this Section, unless otherwise specifically permitted by the Association, there shall be no outside storage or parking on a Lot or within any portion of the Common Area (other than areas provided therefor within the Common Area, if any) of any boat or other water craft, mobile home, trailers (either with or without wheels), motor home, tractor, trucks in excess of 3/4 ton capacity, commercial vehicles of any type, camper, or any other related forms of transportation devices. The above forms of transportation shall only be parked or stored within a fully-enclosed..garage.”
Declaration · Section 21. Motor Vehicles, Trailers, Campers, Etc. · p.42
Last verified 2026-07-17
Boats
Not allowed
Boats or other watercraft are not permitted for outside storage or parking on a lot or within common areas; they must be parked or stored within a fully-enclosed garage. Construction of boat docks requires permission from the DRB and all governmental agencies.
“Subject to the terms of this Section, unless otherwise specifically permitted by the Association, there shall be no outside storage or parking on a Lot or within any portion of the Common Area (other than areas provided therefor within the Common Area, if any) of any boat or other water craft, mobile home, trailers (either with or without wheels), motor home, tractor, trucks in excess of 3/4 ton capacity, commercial vehicles of any type, camper, or any other related forms of transportation devices. The above forms of transportation shall only be parked or stored within a fully-enclosed..garage.
Owners must obtain permission from DRB and any and all governmental agencies to construct any dock, davit, ramp, outbuilding or any structure designed for the use of a boat or watercraft within a Lot in or on a Lake or canal. If approval is obtained, then Owner must construct such dock or structure in accordance with the Design Review Criteria.”
Declaration · Section 21. Motor Vehicles, Trailers, Campers, Etc. · p.42
Last verified 2026-07-17
Parking
Restricted
Owners must provide parking for at least two automobiles on their lot. Parking is only authorized in designated areas, and parking in street rights-of-way is prohibited for owners and overnight for non-owners. Certain vehicles are prohibited from outside storage or parking on lots or common areas, and vehicle repairs are restricted to emergency situations.
“Each Owner shall provide parking on its Lot for at least two automobiles. Provision for parking shall be made on the Lot prior to the Owner's occupancy of the Lot. Subject to the terms of this Section, unless otherwise specifically permitted by the Association, there shall be no outside storage or parking on a Lot or within any portion of the Common Area (other than areas provided therefor within the Common Area, if any) of any boat or other water craft, mobile home, trailers (either with or without wheels), motor home, tractor, trucks in excess of 3/4 ton capacity, commercial vehicles of any type, camper, or any other related forms of transportation devices. The above forms of transportation shall only be parked or stored within a fully-enclosed..garage.
All motorized vehicles or transportation forms of any kind shall be permitted by all applicable state or local governmental authorities. All motorized vehicles must be registered with the Association. The Association may charge a minimum fee for the registration of motorized vehicles. Because of noise and safety issues, the use of motorized go-carts, all terrain vehicles (ATV's), and mopeds are prohibited within the Subdivision.
No Owners or other occupants of any portion of the Property shall repair or restore any vehicle of any kind upon or within the Property or within any portion of the Common Area, except for emergency repairs and then only to the extent necessary to enable the movement thereof to a proper repair facility. Vehicles shall be parked only within Lots on paved surfaces or designated areas and shall not block sidewalk or bike paths. Parking by Owners within street rights-of-way is prohibited. The Association is authorized to tow vehicles parked in violation hereof and charge the expense therefor against the Owner in violation. Overnight parking in street rights-of-way by non-Owners shall be prohibited.”
Declaration · Section 21. Motor Vehicles, Trailers, Campers, Etc. · p.42
Last verified 2026-07-17
Fences
Requires approval
Fences or walls require approval from the DRB, must be of the same material as the Residential Unit's exterior, and are not allowed in the front of a Residential Unit.
“No fences or walls shall be erected without approval by the DRB. Fences shall be of the same material as the exterior of the Residential Unit. No fences shall be allowed in the front of a Residential Unit.”
Declaration · Section 28. Fences. · p.43
Last verified 2026-07-17
Architectural approval
Requires approval
All construction, modifications, alterations, or other improvements to any Residential Unit or Lot, including painting, solar panel installation, pool construction, privacy walls, fences, awnings, shutters, gates, lawn ornamentation, and landscaping changes, require prior written approval from the Design Review Board (DRB).
“No construction, modification, alteration or other improvement of any nature whatsoever, except interior alterations not affecting the external structure or appearance, shall commence on any Residential Unit or Lot unless and until the plans of such construction or alteration shall have been approved in writing by the DRB. Modifications which require DRB approval specifically include, but are not limited to the following: painting or other alteration of a dwelling (including doors, windows and roof); installation of solar panels or other energy-generating devices; construction of fountains, swimming pools, whirlpools, or other pools; construction of privacy walls or other fences; addition of awnings, shutters, gates, lawn ornamentation, bird houses, flower boxes, shelves, statues, gazebos, or other outdoor ornamentation (excluding seasonal lighting and ornamentations which is erected and removed in the manner consistent with the Rules and Regulations); installation of patterned or brightly colored internal window treatment; any alteration of the landscaping or topography of the parcel, including without limitation the cutting or removal of trees in excess of three inches (3") in diameter at breast height; planting or removal of plants; the creation of any pond or swale or similar features of the landscape. This Article shall not apply to Developer owned property prior to Turnover.”
Declaration · Section 2. Design Review Board. · p.49
Last verified 2026-07-17
Home business
Not allowed
Lots are restricted to residential purposes only, with exceptions for Developer's model, sales offices, and residential dwelling units for sale. Pets are also prohibited from being kept, bred, or maintained for commercial purposes.
“No Lot, unless specifically shown to the contrary on the Plat, shall be used for anything other than residential purposes, except for model office, sales office, and residential dwelling units which may be maintained by the Developer on the Lots for purposes of the sale of residential dwellings within the Property. Nothing herein shall be deemed to prevent an Owner from leasing a Residential Unit in accordance with the provisions of this Declaration. Except as otherwise provided herein, no building shall be erected, altered, placed or permitted to remain on any Lot other than one detached single-family dwelling except in the multi-family area.
No animals, livestock or poultry of any kind shall be raised, bred or kept on any Lot, except that dogs, cats or other household pets may be kept, provided that they are not kept, bred or maintained for any commercial purposes, and only if such pets do not cause a disturbance or a nuisance on the Property.”
Declaration · p.37
Last verified 2026-07-17
Signs
Requires approval
No signs, advertisements, or notices may be displayed or erected on any lot, yard, common area, window, or tree without express prior written approval from the DRB regarding size, shape, content, and location. The Developer is permitted to post advertising signs on its property.
“Except as may be required by legal proceedings, or as otherwise permitted by the Association, no sign, advertisement or notice of any type or nature whatsoever may be displayed or erected upon any Lot, yard, or other Common Area within the Property, or from any window or tree, unless express prior written approval of the size, shape, content and location has been obtained from the DRB, which approval may be withheld in its discretion. If after demand and reasonable notice to Owner, such Owner has not removed an unapproved sign, the Association may, through a representative, enter the Owner's premises and remove such sign without liability therefor. Owner hereby grants a license to the Association for such purpose. Notwithstanding the foregoing, the Developer shall be permitted to post and display advertising signs on the Property it owns and the Board of Directors may erect reasonable and appropriate signs on any portion of the Common Area.”
Declaration · Section 6. Signs. · p.39
Last verified 2026-07-17
Setbacks
Restricted
The DRB has the right to determine and designate building setback lines to conform to the general plan of the land, especially where not explicitly set in the Design Review Criteria, to preserve the integrity of the Property and the Plat. Specific setbacks are detailed in the PUD ordinance.
“The DRB shall in all cases have the right to determine and designate building set back lines necessary to conform to the general plan of the land where those lines are not set in the graphics of the Design Review Criteria, in order to preserve the integrity of the Property and the Plat.
Setbacks from street rights-of-way shall be sixty-two (62) ft. from the centerline of the roadway or twenty-five (25') ft. from the property line; whichever is greater.
Setbacks from water bodies for any building shall be fifty (50) ft. from the normal high water elevation.
Single-family lots with frontage on two streets shall front on the boulevard, with driveway access from the rear street. Rear setbacks shall be 25 ft. from the property line.
On corner lots, one street may be designated for front setbacks, with a side setback a minimum of 20 ft. from the side street.
For double corner lots, setbacks shall be 20 ft. from the site street and 25 ft. from the rear street for double front lots..
Other setbacks shall be 25 ft. rear and 10 ft. side.”
Declaration · Section 2. Design Review Board. · p.51
Last verified 2026-07-17
Exterior & architectural8
Antennas, solar panels, generators & equipment
Requires approval
Solar hot water heating equipment and piping may be installed in accordance with Design Review Criteria and DRB approval, and solar panels are allowed if installed in an architecturally and aesthetically compatible manner approved by the DRB.
“Solar hot water heating equipment and piping may be installed, but only in accordance with the Design Review Criteria and as approved by the DRB. Solar panels will be allowed if installed in an architecturally and aesthetically compatible manner as approved by the DRB.”
Declaration · Section 15. · p.41
Last verified 2026-07-17
Conservation, wetlands & environmental
Not allowed
Construction or installation of signs, buildings, fences, walls, roads, or any other structures or improvements on or above the ground within Conservation Easement Areas is prohibited without prior written consent from the St. John's River Water Management District and Lake County.
“The construction, installation or placement of signs, buildings, fences, walls, roads or any other structures and improvements on or above the ground of the Conservation Easement Areas; (b) The dumping or placing of soil or other substances or materials as landfill or the dumping or placing of trash, waste or unsightly or offensive materials; (c) The removal or destruction of trees, shrubs or other vegetation or animals from the Conservation Areas; (d) The excavation, dredging or removal of loam, peat, gravel, rock, soil, or other material substance in such a manner as to affect the surface of the Conservation Areas; (e) Use herbicides, pesticides or fertilizers; (f) Any use which would be detrimental to the retention of the Conservation Areas in their natural condition; and (g) Acts or uses detrimental to such retention of land or water areas.”
Declaration · A. Conservation Area. · p.53
Last verified 2026-07-17
Docks, lakes & water bodies
Requires approval
Construction of docks requires DRB approval.
“Construct docks without DRB approval.”
Declaration · B. Recreational Areas · p.54
Last verified 2026-07-17
Driveways & walkways
Restricted
All driveway surfaces must be finished in patterned concrete, pressed concrete, brick, interlocking concrete pavers, or other stone aggregate finishes, with a color compatible with Harbor Hills, and the use of gravel, blacktop, paved parking strips, or mulch driveways is prohibited by the DRB; all paving and modifications require DRB approval.
“All driveway surfaces for Residential Units shall be finished in patterned concrete, pressed concrete, brick, interlocking concrete pavers or other stone aggregate finishes. The color shall be compatible with those used throughout Harbor Hills. The use of gravel, black top, paved parking strips or mulch driveways is prohibited by the DRB. All paving and any modifications thereto must be approved by the DRB.”
Declaration · Section 6. Association Actions Requiring Approval. · p.47
Last verified 2026-07-17
Exterior & landscape lighting
Requires approval
All outside lighting must be approved by the DRB; spotlights, floodlights, or similar high-intensity lighting that reflects light onto other Lots or Common Areas are prohibited without written DRB authorization, and seasonal lighting is governed by Design Review Criteria.
“All outside lighting must be approved by the DRB. Except as may be installed initially by Developer, no spotlights, floodlights or similar high intensity lighting shall be placed or utilized upon any Lot which in any way will allow light to be reflected on any other Lot or the improvements thereon or upon any Common Areas without the written authorization of the DRB. The Design Review Criteria may include a requirement of minimal lighting of Lots for safety reasons. Seasonal lighting, if permitted, will be governed by the Design Review Criteria.”
Declaration · Section 35. · p.45
Last verified 2026-07-17
Garages & carports
Restricted
All Residential Units must include a garage adequate for two to four large American automobiles and storage, with minimum floor space of 400 square feet and 10x20 feet per car, and a door (minimum 8 feet wide per car) of similar material and compatible color to the unit's exterior, maintained in working condition; garages cannot be converted to additional rooms or apartments without DRB approval, carports are prohibited, and garage door placement and front-facing garages require DRB approval.
“All Residential Units shall include a garage adequate to house two (2), but not more than four (4) large size American automobiles and shall include adequate space for storage. The minimum space allotments for garages shall be as follows: A. Floor space allocation for each automobile shall be not less than ten (10) feet in width and twenty (20) feet in length. B. No garage shall be less than four hundred (400) square feet of total floor space. All garages shall include a door (which shall be a minimum width of eight (8) feet for each automobile) constructed of a material that is similar in appearance to the exterior materials of the Residential Unit. The color of the garage door shall be compatible with the color of the other exterior finishes of the Residential Unit. Garage doors and service doors shall be maintained in a useful working condition. No garage may be converted to an additional room or an apartment without the approval of the DRB. No carports will be permitted. Placement of garage doors shall be regulated by the DRB. The DRB is empowered to approve front facing garages, in its sole discretion.”
Declaration · Section 38. · p.45
Last verified 2026-07-17
Pools, spas & screen enclosures
Requires approval
Swimming pools may be constructed in the rear yard of any Lot, subject to Lake County rules and regulations, provided access is controlled from all directions, and all pools must comply with Design Review Criteria and be approved by the DRB.
“Swimming pools may be constructed on any Lot in the rear yard subject to Lake County rules and regulations, provided that access from outside the Lot is controlled from all directions, and provided that all swimming pools constructed on any Lot shall be subject to the restrictions and conditions of the Design Review Criteria and must be approved by the DRB.”
Declaration · Section 29. · p.44
Last verified 2026-07-17
Property & structure upkeep
Restricted
All residential units, structures, buildings, walls, driveways, and fences must be maintained in good condition and repair, and lots must be kept clean and free from refuse, debris, unsightly growth, and fire hazards, with specific requirements for trimming grass, hedges, shrubs, vines, and mass plantings, prompt removal and replacement of dead plants, and preventing accumulation of unsanitary or unsightly materials.
“All Residential Units, structures, buildings, walls, driveways, and fences placed or maintained on the Property or any portion thereof shall at all times be maintained in good condition and repair. Each Lot, whether occupied or unoccupied, shall be maintained reasonably clean and free from refuse, debris, unsightly growth and fire hazard by the Association. Specifically: a) Grass, hedges, shrubs, vines and mass plantings of any type on each Lot shall be kept trimmed and shall at regular intervals be mowed, trimmed and cut so as to maintain the same in a neat and attractive manner. Trees, shrubs, vines and plants which die shall be promptly removed and replaced. b) No weeds, vegetation, rubbish, debris, garbage, objects, waste materials, or materials of any kind whatsoever shall be placed or permitted to accumulate upon any portion of a Lot which would be unsanitary, unsightly, offensive, or detrimental to the property in the vicinity thereof or to the occupants of any such property in such vicinity.”
Declaration · Section 6. Association Actions Requiring Approval. · p.39
Last verified 2026-07-17
Landscaping & yard4
Clotheslines / outdoor drying
Restricted
Clotheslines or other outdoor clothes-drying facilities are permitted only at times and in places allowed by the Design Review Criteria.
“Clotheslines or other outdoor clothes-drying facilities shall be permitted at such times and in such places as permitted under the Design Review Criteria.”
Declaration · Section 13. · p.41
Last verified 2026-07-17
Flags & flagpoles
Requires approval
Flagpoles may not be erected without DRB approval.
“No flagpoles shall be erected without the approval of the DRB.”
Declaration · Section 45. · p.47
Last verified 2026-07-17
Landscaping & lawn maintenance
Restricted
Owners are responsible for maintaining, operating, and repairing drainage swales on their lots to ensure proper drainage and stormwater management, and are prohibited from filling, excavating, constructing fences, or otherwise obstructing surface water flow in the swales, or altering them without prior written approval.
“Each Lot Owner, including builders, shall be responsible for the maintenance, operation and repair of the swales on the Lot. Maintenance, operation and repair shall mean the swales to provide drainage, water storage, conveyance or other stormwater management capabilities as permitted by the St. John's River Water Management District. Filling, excavation, construction of fences or otherwise obstructing the surface water flow in the swales is prohibited. No alteration of the Drainage Swale shall be authorized and any damage to any Drainage Swale, whether caused by natural or human-induced phenomena, shall be repaired and the Drainage Swale returned to its former condition as soon as possible by the Owner of the Lot upon which the Drainage Swale is located.”
Declaration · Section 6. Association Actions Requiring Approval. · p.30
Last verified 2026-07-17
Mailboxes
Not allowed
Individual mailboxes are prohibited; cluster mailboxes, installed by the Developer and maintained by the Association, must be approved by the DRB for location, size, color, and design.
“No individual mailboxes shall be installed on the Property. Cluster mailboxes shall be installed in such locations and such size, color and design as approved by the DRB. Such mailboxes will be installed by the Developer and shall be maintained by the Association.”
Declaration · Section 23. · p.43
Last verified 2026-07-17
Use & conduct5
Common area use & conduct
Not allowed
Owners are prohibited from altering the natural land contour of any Water Retention Area.
“No Owner may alter the natural land contour of any Water Retention Area as identified on the Plats.”
Declaration · Section 20. · p.42
Last verified 2026-07-17
Insurance & rebuilding after damage
Restricted
If a residence is damaged or destroyed, the owner must rebuild, repair, or reconstruct it to its prior appearance and condition within six months of damage and complete it within twelve months, or immediately remove debris and regrade/resod the lot.
“If all or any portion of a residence is damaged or destroyed by fire or other casualty, it shall be the duty of the Owner thereof, with all due diligence, to rebuild, repair, or reconstruct each residence in a manner which will substantially restore it to its appearance and conditions immediately prior to the casualty or to immediately remove all debris from the Owner's Lot and regrade and resod the Lot. Reconstruction shall be undertaken within six (6) months after the damage occurs, and shall be completed within twelve (12) months after the damage occurs, unless prevented by causes beyond the control of the Owner or Owners.”
Declaration · Section 34. · p.59
Last verified 2026-07-17
Noise, nuisance & conduct
Not allowed
No immoral, improper, noxious, offensive, or unlawful use of the Property is permitted, nor anything that may become an annoyance or nuisance to a Neighborhood, its occupants, or the Common Area, and all applicable laws and regulations must be complied with.
“No immoral, improper, noxious, offensive or unlawful use shall be made of the Property, nor shall anything be done thereon which may be or become an annoyance or nuisance to a Neighborhood, or to any neighborhood in the vicinity thereof, or to its occupants, or to the Common Area. All applicable laws, zoning ordinances, orders, rules, regulations or requirements of any governmental agency having jurisdiction thereof, relating to any portion of the Property, shall be complied with, by and at the sole expense of the Owner or the Association, whichever shall have the obligation to maintain or repair such portion of the Property. No waste will be committed to the Common Area.”
Declaration · Section 7. Owner's Right of Entry for Maintenance and Repair. · p.44
Last verified 2026-07-17
Solicitation & yard sales
Not allowed
Soliciting is prohibited in residential areas of Harbor Hills.
“No soliciting shall be permitted in the areas of Harbor Hills which are designated for residential use.”
Declaration · Section 39. · p.45
Last verified 2026-07-17
Trash & recycling
Restricted
Lots cannot be used as dumping grounds for rubbish, refuse, grey water, chemicals, or pesticides; lightweight containers (under 25 lbs) for refuse must be tied/closed, kept out of public view except for streetside pickup, and returned to a utility yard or enclosure within eight hours of pickup.
“No Lot shall be used as a dumping ground for rubbish. No person shall be allowed to dump any refuse, grey water, chemicals, pesticides, or like substances on a Lot. Lightweight containers weighing not more than twenty-five (25) pounds are permitted for trash, garbage, rubbish, debris, waste material or other refuse. Said containers must be tied or closed at all times and except for placement at streetside as described below, kept from view by the public or residents within the vicinity. Said containers must be returned to the utility yard or enclosure within eight (8) hours after the announced pick-up time.”
Declaration · Section 7. Garbage Disposal. · p.39
Last verified 2026-07-17